Author

Topic: [Question about Paypal transactions] (Read 778 times)

full member
Activity: 224
Merit: 100
May 04, 2013, 07:14:54 AM
#7
claiming that your account was hacked has about 0 chance of succeeding.

Oh really, then how come criminals succeed at this claim all the time, and choose PayPal as their #1 electronic payment scamming partner?

I can't say I heard of it been that bad.
Like anything online and financially related there are scams, but I wouldn't say "#1 electronic payment scamming partner".

In any case, this would be a very risky/shaddy way to run any kind of business.

FFMG


I have actually BEEN hacked, or better, my mum has been. My mom got a trojan horse from a friend who wanted to help her install some DVD bruning software and he installed a warez version from piratebay on her computer. I was unaware of that and send ordered a present for her via paypal when i was there. The people listening to the trojans then proceeded to pillage my paypal account and rummaged 3000€ from different gaming sites and bought Microsoft points and other coupons. I guess some of these coupons might have even been sold here.

So, I called paypal. I was ready to show documentation, actually. I had documented WHAT caused the problem, I had also documented how the trojan and the rootkit behaved. I didn't want to loose my money and stand as a fraudster.

The nice lady at the paypal hotline didn't give a shit abuot my documentation. She said, in a friendly german voice "That is not our concern, we will simply file a case with the police, refund your money and that is it." I was flabbergasted, I had logged IP adresses of the perpetrators WITHIN Germany. It wasn't a russian or chinese trick, I could even trace them back to a smaller city in the North. The IP adress changed and still pointed to the same node in this smaller city all the time. They were stupid enough not to use a proxy at all. Eventually, I found a few idiots on the web who claimed to have hacked Nero and are from the North.

I told this to the paypal lady. She said "Yeah, but we really don't need that. We just refund your money and be done with it. If the police is interested, they might call you."



Long story short, I got my money back. But paypal didn't give a fuck, they just refunded without any investigation whatsoever. And a number of poor gaming merchants were the ones who got hit by the idiot that installed an infected software on my mum's computer. Fair is different. And the police? Never called me. Never sent me a letter. DA? Never heard from them.
member
Activity: 82
Merit: 10
May 04, 2013, 04:24:24 AM
#6
claiming that your account was hacked has about 0 chance of succeeding.

Oh really, then how come criminals succeed at this claim all the time, and choose PayPal as their #1 electronic payment scamming partner?

I can't say I heard of it been that bad.
Like anything online and financially related there are scams, but I wouldn't say "#1 electronic payment scamming partner".

In any case, this would be a very risky/shaddy way to run any kind of business.

FFMG
legendary
Activity: 3038
Merit: 1032
RIP Mommy
May 04, 2013, 02:34:52 AM
#5
claiming that your account was hacked has about 0 chance of succeeding.

Oh really, then how come criminals succeed at this claim all the time, and choose PayPal as their #1 electronic payment scamming partner?
member
Activity: 82
Merit: 10
May 03, 2013, 11:46:17 PM
#4
Whoever says you can't chargeback a gift needs to go to hell.

No one is doubting that, but Paypal can close your account at a drop of a hat, and claiming that your account was hacked has about 0 chance of succeeding.

To run any kind of businesses you need something a little more solid.

FFMG
legendary
Activity: 3038
Merit: 1032
RIP Mommy
May 03, 2013, 02:50:04 PM
#3
Just claim your account was hacked and you can charge back every payment you've ever made on PayPal.

Whoever says you can't chargeback a gift needs to go to hell.
member
Activity: 82
Merit: 10
May 03, 2013, 01:08:23 PM
#2
Doesn't Paypal have a policy that they won't do charge backs if you break their ToS? Also, aren't you unable to charge back a gift?

Because of that, why not sell Bitcoins for Paypal with the condition that the buyer sends it as a gift with the word 'Bitcoins' in the message box?

That might work, at first, but Paypal will close your account for trying to go around their rules.

FFMG
sr. member
Activity: 406
Merit: 250
May 03, 2013, 07:39:04 AM
#1
Doesn't Paypal have a policy that they won't do charge backs if you break their ToS? Also, aren't you unable to charge back a gift?

Because of that, why not sell Bitcoins for Paypal with the condition that the buyer sends it as a gift with the word 'Bitcoins' in the message box?
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