Short Answer : if your device that holds the wallet keys or seed phrase ever comes to live online then consider that wallet compromised.
It might not be the case but it is better to avoid any potential attack because there is no sign necessarily that warns that your wallet has been compromised except that you see it at a later stage which might be late already
If you have a hardware wallet, anything that you download on a windows laptop has no impact even if you use ledger live with your hardware wallet right as long as you are careful the address you are sending to is correct right? Thus if you try to send crypto with your nano ledger, well if it shows a different btc address than the one you copy and pasted to it, well as long as you make sure you notice the address change, you are fine right? But if you have a laptop that has this issue, you have to use another laptop with ledger live or format your laptop in order to send correct?
Yes even if a device you connect your hardware wallet with is compromised, it wouldn’t get to the seed because basically that is what the hardware wallets are for; shielding your device from connecting to the seed phrase. Also the address or information you should trust is one showing/dsipalyed by your hardware, not the one by the computer. But it will still be too careless of you to use a infected device
Now let's say you use electrum on your windows laptop. If you were to download a torrent that has malware or virus or keylogger, does that mean your btc in electrum is at risk? And if so, how much at risk will it be? I assume if you don't have a password for electrum, then that is the worst but if you have one, that is still bad but not as bad? However, what if you download a file or exe file or torrent but never open it? Is your laptop still safe or not? What about electrum? Now what if you click on a phishing link from a fake trustwallet or coinbase etc. I read they ask you enter your seed phrase. Now if you do not enter any seed phrase and just close the link, do you have malware or virus or keylogger? So would an antivirus like norton or kaspersky total be enough to check if you have any malware or not 100%? So in this situation if you accidentally clicked on a link like that, do you have to format your laptop or it's usually fine if you didn'topen an file or enter the seed? What if say you visit streaming sites whether to watch a sports even or adult videos and stream those videos. Since those sites have tons of ads, is there a huge risk of you getting your computer infected or not? What if you have ublock origin? Is that enough or not?
I would say this electrum is already compromised, and it is risky to use it. Not clicking on a phishing link is not the problem but what lead your device to the phishing link already means it is not airgapped and as such is considered compromised