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Topic: Recommended 20k USD Long Term Portfolio (3-5 yrs.) (Read 1233 times)

newbie
Activity: 252
Merit: 0
from my side some modification -

35 % BTC
15 % ETH
15 % LTC
10 % NEO
5 % FSN
5 % polymath
5 % XRP
10% in 2-3 other coins with have low marketcap and good project .

also review your portfolio atleast after every quarter .
full member
Activity: 294
Merit: 100
I think it is necessary to be careful about market, 3 years is too long for crypto - you should consider the need for correct your portfolio.
full member
Activity: 1210
Merit: 100
the right way to benefit from crypto, in 5 years you can be a millionaires. but are you not interested in Ripple, Zcash, and also MKR? I suggest that you include them on your investment list.
newbie
Activity: 168
Merit: 0


50 % BTC
15 % ETH
15 % LTC
8 % IOTA
4 % XRP
4 % XVG
4 % NEO

Goal would be to have a value around 100 - 300k USD in 5 years, which I think is really possible if everything works out well.

What are your opinions on this portfolio ?
A 5x-15x going deep into BTC like that, I dont know how sustainable can it be. You re probably better off getting more of a high profile platform coin that isnt there just yet in terms of market cap like NEO/EOS(hell even ETH). Otherwise you re relying too much on the marketcap to 5x-15x in essence if you expect such a BTC-heavy investment to multiply as much.
p.s. Passive income coins (PoS or dividends) will absolutely help you towards your goal if you aim for the longterm.


Thanks for all your replies, some where very helpful !

Some altcoins that have been mentioned have been on my watchlist as well like STRAT, OMG, WAVES...

I'm sure XMR and ZEC are also nice to invest, but I don't wanna change some parts of my 80% BTC/ETH/LTC portfolio to them.
Smaller cap coin portfolio should stay around 20%, I think I'll mix it up like this :

50 % BTC
15 % ETH
15 % LTC

5 % IOTA
4 % NEO
4 % STRAT
3 % WAVES
2 % OMG
2 % QTUM

I took out XRP and XVG, I'm anyway not really sure about the future of these coins.
I still believe IOTA with their blockchain-free tangle technology will be successful.

This is much better. I would personally got a bit deeper into stuff like QTUM/NEO/WAVES since they all offer passive income, are big enough to not fail but not quite there yet in terms of market cap.


I would add Neblio , and OMG

OMG has risen quite a lot in the past.
While I agree, it also got cut-off due to the overall market downturn and should explode anytime soon plus the obvious fundamentals being there and it being used/adopted already. Neblio is also a bargain at current prices, and am personally invested in  but might be outside OPs risk tolerance.
full member
Activity: 252
Merit: 100
One of the best portfolios I've seen.
You're good. Just hodl and smile Smiley
sr. member
Activity: 504
Merit: 251
Would certainly split 50% between BTC and ETH. More into bitcoin due to ETH scaling issue that has yet to be properly addressed.
Another 40% into 10 altcoins including Dash, Litecoin but also more promising coins like Zcoin, Decred or Ubiq... and leave 5-10% in fiat ;-)
sr. member
Activity: 812
Merit: 317
Nice portfolio. I would swap XVG for either DASH or Monero. Would also consider 1-2% into DECRED, UBIQ or BETR.

I would also include dash and monero in my portfolio. But my main asset wil be ethereum in this case. The predictions and projections are showing that it will hit $3,750 within a year. This would rock the market.
I would also add such promising coins as NEO and Bitcoin Cache Point. At least these two coins for me today make good money and I'm happy with it.
newbie
Activity: 28
Merit: 0
I would ad some Xspecs because they will go to the moon this year, easy profit Smiley
full member
Activity: 448
Merit: 100
%20 bitcoin
%30 ethereum
%15 OAX
%15 TRON
%10 VERGE
%5 SUMOKOİN
%5 Litecoin

I think you can add these coins to your portfolio according to these rates. All of them are good long term coins for me.
full member
Activity: 125
Merit: 100
Nice portfolio. I would swap XVG for either DASH or Monero. Would also consider 1-2% into DECRED, UBIQ or BETR.

I would also include dash and monero in my portfolio. But my main asset wil be ethereum in this case. The predictions and projections are showing that it will hit $3,750 within a year. This would rock the market.
sr. member
Activity: 504
Merit: 251
Nice portfolio. I would swap XVG for either DASH or Monero. Would also consider 1-2% into DECRED, UBIQ or BETR.
full member
Activity: 280
Merit: 101
I think you choose a good one for your fortofolio. It does not matter about the percentage of each coin you will buy but choose the good coin is more important.
full member
Activity: 476
Merit: 101
I think your portfolio looks good for a fairly steady growth, nothing majorly risky (Bar Verge) but that's just because I can't see why its worth what it is now, I bought mass for like 0.002 7 months ago and now its 100x that because of Mcaffee.

Sold out at 8-15c in batches and don't regret it at all, BUT it could still rise if people adopt it and they actually do their Wraith protocol.
full member
Activity: 518
Merit: 101
It's a useful chart for a long-term holding as you mentioned for 3-5 years. If I would have to invest 20000 USD, then I would add Cardano and Stellar Lumens in my portfolio including Tronix.
newbie
Activity: 42
Merit: 0
this one could go big in future, maybe consider adding it : https://www.viberate.io/
full member
Activity: 280
Merit: 100
Split the investment between BTC and ETH (should be a safe bet) one the one site and some more speculative altcoins for a higher profit.Some good ones are:
- FLIK (the next Netflix?)
- Verge (price is already increasing, could be as successful as Monero one day)
- Electroneum (this is gambling but at least they have a real British company behind the scenes)
sr. member
Activity: 812
Merit: 250
Buy Ethereum. IN the next 5 years, people will find that bitcoin can not provide what they want and what they need and they will betray bitcoin. 21 million coins are not enough for 7 billion people around the world. Buy ethereum. The technology inside it will make the world a better place. Smart contract will help us to avoid many scammers
full member
Activity: 217
Merit: 100
You should divide half the bitcoin so that you will have words after 5 years and half left to invest in the top coinmarketcap on you will be profitable in the next 5 years. Good luck
hero member
Activity: 1246
Merit: 502
Try to add deep union on your portofolio. Buy some deep onion then register for airdrop. You could get more coin from airdrop if you hold deep union. Vertcoin also looked good at the moment and probably for next 2-3 years. Vertcoin is pioneer for lyra2 and it is asic proove
full member
Activity: 282
Merit: 100
The suggestions sounds good, however I would be careful in choosing these rather small projects and especially ICOs for the long term portfolio, as there is no guarantee that they will survive these 5 years. It also depends on what you are going to do. I mean, if you are going to keep an eye on it, or you are looking for something to buy, leave and check in few years to see millions. I would also suggest you checking out Lisk maybe. It is great for sure for the short term, as the profits are very probable, however they may keep on raising in the future as well.
member
Activity: 70
Merit: 10
I would probably go NEO over LTC, but your mileage may vary.
newbie
Activity: 11
Merit: 0
maybe you can consider to add neblio on the list even small amount of money can make huge reward in following years I except x1-2 in 2018
full member
Activity: 171
Merit: 105
You should keep half of the money in bitcoin and you buy 1/4 of the remaining eth. I think you should trade coin to increase the amount of capital that you have this pretty easy but you have to spend some time to see the price. and watch the coin analysis

Long term hold. Not day trading.
full member
Activity: 658
Merit: 100
PayAccept - Worldwide payments accepted in seconds
You should keep half of the money in bitcoin and you buy 1/4 of the remaining eth. I think you should trade coin to increase the amount of capital that you have this pretty easy but you have to spend some time to see the price. and watch the coin analysis
full member
Activity: 196
Merit: 100
Thanks for all your replies, some where very helpful !

Some altcoins that have been mentioned have been on my watchlist as well like STRAT, OMG, WAVES...

I'm sure XMR and ZEC are also nice to invest, but I don't wanna change some parts of my 80% BTC/ETH/LTC portfolio to them.
Smaller cap coin portfolio should stay around 20%, I think I'll mix it up like this :

50 % BTC
15 % ETH
15 % LTC

5 % IOTA
4 % NEO
4 % STRAT
3 % WAVES
2 % OMG
2 % QTUM

I took out XRP and XVG, I'm anyway not really sure about the future of these coins.
I still believe IOTA with their blockchain-free tangle technology will be successful.


Good choices, was thinking of 50% to the big 3 (BTC, ETH and LTC (as hedge)).
50% to altcoins - I'm a risk taker  Cool

10% NEO
10% WAVES
10% OMG
10% ARDOR
10% some other coin (still thinking on which small cap coin)
hero member
Activity: 3150
Merit: 636
DGbet.fun - Crypto Sportsbook
You have a good choice, these alt coins you have chosen to invest are good for holding 3-5 years.

All of them got good support from it's developers and as well as to most of the traders. I like your style that you invested more with Bitcoin.

And the rest will just follow the trend of bitcoin, so nothing against with your choice good luck with your 3-5 years holding.
newbie
Activity: 7
Merit: 0
Thanks for all your replies, some where very helpful !

Some altcoins that have been mentioned have been on my watchlist as well like STRAT, OMG, WAVES...

I'm sure XMR and ZEC are also nice to invest, but I don't wanna change some parts of my 80% BTC/ETH/LTC portfolio to them.
Smaller cap coin portfolio should stay around 20%, I think I'll mix it up like this :

50 % BTC
15 % ETH
15 % LTC

5 % IOTA
4 % NEO
4 % STRAT
3 % WAVES
2 % OMG
2 % QTUM

I took out XRP and XVG, I'm anyway not really sure about the future of these coins.
I still believe IOTA with their blockchain-free tangle technology will be successful.
full member
Activity: 361
Merit: 101
Choosing Top 10 coins would not give you such benefit. This is a very basic portfolio as if you have some money to invest and choose Top 10 stocks in Nasdaq. If i were you, i would diversify:

High Market Cap
Medium Market Cap
Low Market Cap
Risky Level(like $1000 for about 10 coins)

I would never choose XVG, Monero and XRP. Of course, this is my thinking.
full member
Activity: 266
Merit: 101
Add some OMG, STRATIS, a little bit of QTUM ( this coin is stable as fuck )
then you'll be Fine, you may never buy these coins this cheap again next year , so better stack up your bags now .
newbie
Activity: 18
Merit: 0
You miss Monero (XMR) in your portfolio!! How can you pick XVG over XMR? Its just a pump and dump shit. Monero's big time is coming! everything under 150$ is a good buyin for monero!
newbie
Activity: 19
Merit: 0
I would add Neblio , and OMG

OMG has risen quite a lot in the past.
member
Activity: 140
Merit: 10
I would add Neblio , and OMG
newbie
Activity: 56
Merit: 0
maybe some deeponion, ardor, lisk, stratis, waves, omg - that's what i would add.
newbie
Activity: 19
Merit: 0
Hi guys,

I wanna do a long term investment of around 20k USD - holding the coins 3 to 5 years without selling any of them.

Main portfolio should be a mix of less risky coins - but I wanna put some smaller amounts to rising stars that maybe could go to the moon.

50 % BTC
15 % ETH
15 % LTC
8 % IOTA
4 % XRP
4 % XVG
4 % NEO

Goal would be to have a value around 100 - 300k USD in 5 years, which I think is really possible if everything works out well.

What are your opinions on this portfolio ?

It seems you do not have Bitcoin Cash. That one has very low transaction fees.
newbie
Activity: 8
Merit: 0
where are blockchain platforms ? ( Lisk , Stratis , waves , qtum ....)
These guys are beast next year.
I think IOTA , XRP , XVG suck, just my opinion tho.

I agree with this. Blockchain platforms / Blockchain as a service will be huge.
Stratis, Neblio, Waves, Nem and Ardor are all worth investing in, besides the obvious players like Ethereum and Neo.
hero member
Activity: 608
Merit: 500
I think this will underperform BTC and whatever you get out of the forks. Let's check back in a few years and see if I was right Wink
full member
Activity: 490
Merit: 100
Good percentage distribution of the portfolio. But I would also take xrp
full member
Activity: 336
Merit: 102
I would add Nexus on your list as well. Hopefully they will launch first cube satellite next year.
full member
Activity: 490
Merit: 136
It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.

The portfolio looks good, investing in Bitcoin, Ethereum and Litecoin is good and as followmenot suggests i would also recommend monero and zcash.
monero has big support because of its secure anonymity function, something which will always be in demand.
full member
Activity: 266
Merit: 101
where are blockchain platforms ? ( Lisk , Stratis , waves , qtum ....)
These guys are beast next year.
I think IOTA , XRP , XVG suck, just my opinion tho.
newbie
Activity: 50
Merit: 0
THis is so newbie. You should look disturbent projects like NEO REQ, RPX, CHANGEBANK. Low caps. Those you mentioned besides ETH and BTC have already high Marketcap
member
Activity: 110
Merit: 10
It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.

Agreed. Everyone has favourites, but I would definitely have Monero and NEO in the mix, along with some utility coins (Golem) and alternate blockchains (stratis, cardano/ada).
sr. member
Activity: 533
Merit: 251
Streamity Decentralized cryptocurrency exchange
It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.
newbie
Activity: 51
Merit: 0
Looks good! I am also sceptical about Verge and IOTA. You should consider the most tech potential coins. Therefore OMG, WAVES and QTUM are the ones you should take a look. Anyway, good luck!
newbie
Activity: 2
Merit: 0
I think it looks good but I'm kind of biased against Ripple and Verge as well as IOTA. I think that $1600 from XVG and XRP would be better is some higher risk/ lower market cap. You would have more potential to hit a grand slam than a single. Something like NEBL or WTC. Ultimately you should invest in what you think has the best tech the most promise. Good Luck!
newbie
Activity: 7
Merit: 0
Hi guys,

I wanna do a long term investment of around 20k USD - holding the coins 3 to 5 years without selling any of them.

Main portfolio should be a mix of less risky coins - but I wanna put some smaller amounts to rising stars that maybe could go to the moon.

50 % BTC
15 % ETH
15 % LTC
8 % IOTA
4 % XRP
4 % XVG
4 % NEO

Goal would be to have a value around 100 - 300k USD in 5 years, which I think is really possible if everything works out well.

What are your opinions on this portfolio ?
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