Topic: [Reference] Lending board spammers and scammers. (Read 1444 times)

Scammy newbie lender, asking for personal details and collateral, which means he deserves a newbie flag: Martinsfeelz65


Flag: https://bitcointalk.org/index.php?action=trust;flag=3196

There's a new sticky thread in the Lending board that is meant to help both lenders and borrowers stay safe and avoid being labeled scammers.  Hopefully it'll make this thread obsolete and it can die a slow and uneventful death.  Not holding my breath, but a guy can hope.

https://bitcointalksearch.org/topic/lending-board-rules-of-engagement-attention-lenders-and-borrowers-5460744

Let me know what you think and please provide suggestions within the thread itself.

Yes, he spam all post and send pm too.

I think the only way to prevent this kind of spammers (and scammers) is to block the lending board (as the currency exchange board too) for newbies.

I had not, thank you.  I'll look through it when I get a chance.

What would be better is if admin did something decisive, and made an example of this account.  This troll has multiple alts, it's like he's going to go away but at least set a precident of what's acceptable behavior.  This is egregious harassment and trolling.  Not the way I wanted to restart my lending business, i.e. with a locked thread.  

Have  you seen the Self Moderator Bot?

Kind of hard to ignore this fucking troll when he's spamming my lending thread.


https://ninjastic.space/post/62489168
https://ninjastic.space/post/62489321
https://ninjastic.space/post/62489342
https://ninjastic.space/post/62489367
https://ninjastic.space/post/62489384
https://ninjastic.space/post/62490239

I think he is just spamming requests and invading others threads just to be a troll. He knows he will never get a dime from anyone is is now just trying to get entertainment value from his posts. Best thing is just ignore and move on at this point.

Yeah, I believe he got a temp ban at one point, I realized when he went silent in the Lending board section, and now he's back with his usual spam. I don't know why he think someone would be dumb enough to accept his loan requests.

You must really be a very hug punishment to the people you live with because you don't seem to understand anything. Read again!

bullshit  he gets away with it  when he scams   that's the truth 
he needs to be banned when it has been proven that he has scammed

but the moderators rather want to delete reported posts by me then to get to the scammers !!

and this is not the only one who scammed me when i wanted to buy  ids  for accounts  pokerstars 
i'm a genuine guy and it's a shame you can't see this

i'm just someone like hedgefx  that wants to get a loan  however i'm not that social in forums/real life
i'm akward and for this i'm now getting punished for it

I hate your posts, which is why I've reported dozens of them and apparently I'm not the only one.  


I'm a firm believer in having accurate references for the red-tags I leave.


Oh, were you banned for 7 days?  I didn't miss you.  I'm sure I had nothing to do with that because you didn't send me a PM insisting I give you a loan...


Scams aren't moderated, but shitposting trollfuckery is.  If you got scammed, post your accusation with all the evidence you have and he'll get painted red just like you.

direwolfm14 you love my posts i see   how good of you  then you recover my post  when it got deleted by moderator an hour after it was posted
ow so your the one that report my posts  seems like you are best buddys then with the moderator here on this forum

maybe that 7 days ban is also coming from you then that i had to sit out ?    some friend  bs  it seems here   i will take this with me

your a legend sir !!

and you hedgefx  how wonderfull  and ironic that you asked for a loan 400 and you paid back on the 20th and the day after this you already asked for another 500 € loan

how you do this is  really incredible
living from loan to loan  it seems

so by your logic direwolfm14   I don't know what it takes to get banned around here, but when 36% of your posts are deleted one can safely surmise that you are indeed a shitposting, incorrigible spammer and troll.  The numbers don't lie.
so someone that send alot of posts needs to get banned  but someone like  nemlig who scammed me for 500 € doesn't need to get banned  right ?  he can scam all day long it seems

strange standards you have there my son

also you keep on saying i have alts running around here  on forum   all year your saying this
how ironic then for you to know this is my only account i have here on this forum  but you are the legend right ? so who am i to say otherwise

I reported that post, and it's now been deleted.  That guy has been trolling and spamming the lending board for over a year, and probably using multiple alts to do so.  Any time I see him posting in someone else's borrowing-request thread I report him, and so far every time his posts get deleted.

I don't know what it takes to get banned around here, but when 36% of your posts are deleted one can safely surmise that you are indeed a shitposting, incorrigible spammer and troll.  The numbers don't lie.

It happened again: I had to lock my tread (https://bitcointalksearch.org/topic/looking-for-500-usdt-25-days-repay-545-repaid-5457081 , where I requested and obtained a 500 USDT loan) because PS34 started spamming it.
I have notified the lender however, and am leaving this message in this section for future reference

You're 100% right, he his proposing some Currency exchanges and refusing escrow too here

Next candidate for a redtag: Shortmaster

I still wonder why this swiftxi guy has not been permanently banned yet, especially after making some death threats.

And now he is back with the referral links (Archive) after a failed loan scam mission. He is such a nuisance in the community. Post reported to mods

There's already an ongoing thread on meta that demands the ban of newbies from posting on the lending board https://bitcointalksearch.org/topic/restrict-newbies-from-posting-in-the-lending-board-5451026 because they are causing a bunch of spam over there by requesting for loas without even taking their time to read the requirements for such or know if they were eligible or not, but as for me i will support if some of the loan threads could be self moderated or rather, members should always report such cases of trolling to the moderators for proper actions, a newbie cannot just arrive the forum, take loan and left without a trace or qualateral to stand for him, this is not a ponzi site.

Here the scammers don't seem to want to understand that in matters of money, every precaution is too little. Even by taking extreme precautions the lenders get defaulted from time to time.

On the other hand, to argue denying the evidence is a waste of time and energy that does not lead to anything positive.

May I add the fact that in that span of two years, there's a huge gap between 10 June 2022 to 30 April 2023,



which was a prelude to a huge wave of enrollment on the next day. 49 bounties in one day. Did he just break a record or there's already someone else enrolling much more than him in one day?

I am not saying that the hiatus and the huge wave that follows was due to the account changing hand, OP's grammatical preference seems to be the same as with his earlier posts and there's no record of password changing.

However, the slips of 4 years instead of 2 and the lack of record of account waking up could indicate that the account with username "swiftxi" kept being active from time to time, only remain silent, and when it suddenly became very very... very... active, those factors lead to a possibility that he indeed has an older account. Not against the forum rule, but it might be wise to brought it up to the table.

4 years?  Your account was registered less than two years ago.  Do you have another, older account?



You originally asked for BTC0.015, not 0.01.  Then you requested from BTC0.015 to BTC0.02.  The evidence is all in my post above, and archived.  Now I see you've reduced the amount requested to 0.005, what happened to needing this loan?  I thought it wasn't about farming trust.

And, why is it you've yet to mention how much you intend to pay back?  


You're welcome to prove me wrong.

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ETA: Speaking of archives, what in tarnation is going on here: https://ninjastic.space/topic/5451743

Were you about to give some random newbie BTC0.02 worth of altcoins, while asking for a BTC0.015 loan here?  Really?  The newbie posted his address before the thread got nuked (and he got banned for begging) but I don't see any activity on the address.  Why didn't you follow through?

How about NO?

What you think I waited for 4 years on this forum so that I can scam somoene for a 0.01 loan ?
Im not going to further this to absurdity, but just saying your wrong It wasnt a scam attempt or whatever.

And just check your untrusted feedback, you think all those members were just scammers?

Jesus H C.

I did in fact ask questions.  The entire exchange is quoted below.  Your reaction is exactly how a scammer would behave.

DireWoffle you never asked any questions . You just started accusations and splashing feedback and whatever , you perverted nosy person.
All I implied that ammount is nagotiable and everything can be agreed on still . Im not asking fixed ammount of 0.015.
Not a newbie, not a scammer.

Adding another would-be scammer who's too stupid for words, swiftxi.  Fist he posts this vague request, but since he didn't like the questions I asked (and possibly the fact that informed him his account is worthless,) he closed that thread and created a self-moderated loan request.  It's not like that's a red flag or anything.

If not because of the regulation made on the lending board that makes a member have a required standard to make them apply for loan the whole threads on lending would have been abused, what is the benefits they get from not reading a thread before applying, the rules and eligibility requirements set a criteria for the spammers not to be able to participate and any other unserious member from participating in other not to go away with their money, this is only one of the shady acts spammers performed once getting onboard.

Beware of a scam attempt by member Moto9999.

He asked Shasan for a bitcoin loan, indicating he has bitcoin to use as collateral, but in order to get the collateral he asked Shasan to create an account on some shady site.  This is an obvious scam attempt, the bitcoin is very likely just a fake number on a fake exchange that claims to have been in business since 2018, but the website was just created last month.



Source: https://www.godaddy.com/whois/results.aspx?checkAvail=1&tmskey=&domain=dex-coinby.com

Newbie Flag: https://bitcointalk.org/index.php?action=trust;flag=3134

Even if they repeat, they will still be a newbie, meaning that they wouldn't be successful even if they were to change their account because it's in the rules of the lender to not allow newbies to borrow, the only one who can save them is themselves.

This one post newbie asking for a no collateral loan:


Then for his second post he offers this gem:

It looks like he's asking 125% collateral, not 80%. If you send him 0.1, he (may or may not) send you 0.08.

Reference for tag and flag for Bitcoinlender2021, a newbie who is asking for 80% collateral to fund loans.  If he can sign a message showing he has 1.48BTC as he claims, or offer to use escrow I'll remove the tag and my support for the flag.

[Archive]

Flag link: https://bitcointalk.org/index.php?action=trust;flag=2740

I think you could say the same thing about any loan request secured by collateral on the lending board. That is why lenders should protect themselves by securing collateral far above the value of the loan, and insisting on terms regarding automatic liquidation of collateral if market conditions go against the borrower.

Yes, it's my opinion that he's high risk, and it's my opinion that he was clear about his request.  He posted in the lending board, not in the currency exchange board.  He asked to take a "'loan', if you can call it that," not a purchase with an optional full refund.  Which mean's he'll buy your bitcoin if the price goes up, but borrow it from you if the price goes down.  That's not a loan, that's a scam.

Feel free to disagree.

This sounds a lot like opening a flag for having opinions. Not getting along with certain forum members does not make a person 'high risk'.

As for the loan request, he was clear as to what he was doing.

??  That makes little sense - OG and Theymos distrust me.

User scammed-by-nitro has earned himself a mention in this thread, and a tag-&-flag to go along with it.  His behavior suggests he's high risk for trading, and he's intent discrediting those making the lending board safe.  He's been trolling the lending board for a couple of weeks now.  The rampage started shortly after posting this gem of a loan request:


Essentially asking for someone to sell him BTC, with the option of returning it if the price goes down.  He practically says so himself by putting the word loan in quotes, adding "if you want to call it that way."  People tried to explain the flaws in his request, but narcissism can cause blindness.

Since then he's taken to trolling people who try to keep the Lending board safe from opportunistic wannabe scammers such as himself, a few examples:

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Flag link: https://bitcointalk.org/index.php?action=trust;flag=2633

This is not the first attempt to sell the domain through loans. This user also trying to giving worthless domain as collateral. For example, user tradwra asking for a loan


Also, this domain has been on auction https://bitcointalksearch.org/topic/sell-an-btc-trading-related-website-tradwracom-5299711

but just a few days later, without any interest, domain value rapidly lowered to 0.025.

Lol.  He calls it "the best faucet website" and meanwhile it looks like one that nobody has likely ever heard of--and if you're putting up a faucet as collateral for a 0.02BTC loan with that amount of interest, it's probably for gambling and will never be paid back. 

I'm so glad I put the Lending section on ignore a long time ago.  I don't know how it is these days, but back in 2015-16 it seemed like nobody understood the concept of valid collateral (like this guy), and Vod was tagging so many of these potential scammers it was ridiculous.

This guy: Posting a sales thread for his worthless domain/website:

[Archive]

...And 30 minutes later requesting a loan using the same as collateral.

[Archive]

More proof:

[Archive]

This guy, lol!  Self-moded thread and all.

[Archive]

I tagged account and I think you should create flag here. Without flag guest won't see they are scammers, and as they started topic and they are asking people to contact them on telegram, flag type 1 and that yellow warning will serve its purpose.

Btw, shouldn't this be reported to moderator? It is "illegal trade", documents something something...

Here's another shitbird showing his true colors in the Lending board:

User: gairich

First, he's asking people to verify Paxful accounts, offering $20 per identity, but of course no one took him up on his shady offer.

https://archive.md/taxfM

So then he starts offering loans, presumably to obtain identification documents, since he couldn't buy any for $20 a pop.  Once exposed he deleted the opening posts of these threads, but thanks to LoyceV's backup's I have quoted the original text:


https://bitcointalksearch.org/topic/m.54651833
http://loyce.club/archive/posts/5465/54651833.html
https://archive.md/BMroJ

https://bitcointalksearch.org/topic/m.54652319
http://loyce.club/archive/posts/5465/54652319.html
https://archive.md/Aq3jG

Of course it didn't sell, it's a worthless account for an even more worthless forum, and you're asking 0.04BTC for it!  Does it really surprise you that it hasn't sold?

And since it didn't sell, why should a lender accept it as collateral?  Any intelligent person would assume you don't want the account, and obviously it's not worth what you're asking or it would have sold.    What's to prevent you from abandoning the piece of shit account and defaulting on the loan?



I've already removed your loan requests, and nothing you can say will convince me to remove my feedback.  Maybe your actions will convince me to remove it in the future.

User: dueipremium

What happened:
This user is attempting to take out a loan using "collateral" that he's also trying to sell.

[Archive]


[Archive]

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Not to mention, it appears he didn't bother to read the lender's TOS:

Unrelated but a quick refference . Not 100 % sure but this guy is also using an alt account to sell a gambling "profit" script here , so for any people considering to purchase anything from this guy , just remember , if he's scripts were actually profitable , he wouldn't be spamming the lending section for 160 $.
P.S. - will try to find his threads to post here as refference.

After seeing this kinda activities from a newbie its quite clear that this is an alt account of a loan defaulter or scammer. From the necessity of revealing these scammers i have created a List of Proven Scammers and during my investigation i discover that many loan defaulter have their alt account. In many cases they get caught when they ask for having loan from their alt and they use their multiple alt accounts to commit their scam. I have also experienced that who are new in lending service they were targeted by these scammers and as a result due to lack of experience some new lenders got scammed by them.

Basically after spending a small amount of time on bitcointalk some users try to make early money by taking loans and there is no doubt that they will not repay. After not getting the repay amount from them lender have no better option but tagging that user.This negative trust make no changes on their mind and even they don't care about that too.

It's a good move but since most of these users are newbie, they have nothing to lose. They will just create another account and will continue their spamming and try to find the next victim.

Only the experience of a lender can save them.

Reference for negative review left for user 9900K.  Newbie asking for no collateral loan in many threads, and spamming the lending board with his request.

https://archive.md/XRerk#selection-6253.17-6253.51


https://archive.md/XXWLR#selection-5217.13-5217.47


https://archive.md/mfS6a#selection-2411.17-2411.51


https://archive.md/zOufb#selection-1923.2-1923.36

This morning I found the following loan request in my lending thread.  Being that it was from newbie who doesn't qualify for a loan from me, and obviously didn't read my requirements to qualify, I was about to delete it like I normally do.  Before I did I noticed that Condoras had already left negative feedback on the account, mentioning that the request was posted in multiple lending threads.  Sure enough, the user had posted in at least four lending threads, referenced below.

This isn't the first time I've noticed this type of lending board scamspam.  I'm usually not in the habit of tagging newbies for asking for asking for a no collateral loan, unless they get belligerent about it or make it obvious it wasn't out of naivete.  In the past I would just delete the post and proceed with life.  But this time I decided I would tag this user as well, being an obvious attempt to defraud as many lenders as possible.

So, I decided to create this thread to use as a reference for those request that I delete, but deserve a tag.  It's not self-moderated and I'll leave it unlocked so it can also be used as reference for a scam flag when needed.  I invite anyone to use this thread for their own references as well.