I'm sure there's quite a few reasons. Someone may not have space for a mining rig, may not want to deal with the noise and heat, may not have reliable power or internet connectivity, or those services may be prohibitively expensive and/or limited by metering.
Heck, they may be in military deployment and can't tend to maintaining a rig.
Or a compulsive gambler may wish to hide their mining investment from their spouse.
Personally, I enjoy building and operating my rig(s), and place a good bit of value on the education received from doing so.