Requesting 0.08BTC Loan | Bitcointalksearch.org

ColderThanIce

sr. member

Activity: 373

Merit: 252

Quote from: Aopwie on August 08, 2015, 11:38:46 PM

I don't have many virtual items to my name that I could use. What besides crypto currencies, miners and BCT accounts can I use?
Are things like verified PayPal accounts accepted?

PayPal accounts would have the same problem that a Steam account would - you could claim it was hacked and then PayPal would return the account to you. If you don't have any of the items you mentioned above, then I can't really think of any other digital goods you could offer as collateral. You could try using a physical item as collateral, but after shipping, and for a short term loan, physical collateral probably wouldn't make sense.

You might be lucky though and have someone offer you a loan, but that rarely happens without collateral and with a new user. You'd be better off seeing if you can offer any services for bitcoin here on the forum. If you have a valuable skill, you could make that needed 0.08 BTC that way instead.

jonald_fyookball

legendary

Activity: 1302

Merit: 1008

Core dev leaves me neg feedback #abuse #political

Quote from: Aopwie on August 08, 2015, 11:38:46 PM

Quote from: ColderThanIce on August 08, 2015, 08:41:56 PM

Quote from: nydiacaskey01 on August 08, 2015, 08:35:52 PM

Quote from: ColderThanIce on August 08, 2015, 08:00:01 PM

Quote from: nydiacaskey01 on August 08, 2015, 07:54:26 PM

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

You will never find someone willing to pay 0.08 BTC for a newbie account with 10 activity. Why spend that much on an account when you can make a new account, post ten posts and then you'd have the same thing? I'd even argue to say that it would be impossible to sell an account like this, you probably wouldn't even get 0.003 BTC for a newbie account like this.

im talking about the steam account not the newbie account

Even that though, like I mentioned above (not saying that the OP will do this, but it can happen) the OP could just claim that his Steam account was hacked, and receive it back. The loaner would be SOL then, and would have no real proof that he was the rightful owner of the account.

I don't have many virtual items to my name that I could use. What besides crypto currencies, miners and BCT accounts can I use?
Are things like verified PayPal accounts accepted?

no. valid collateral is something lender can easily sell for value of loan should you default.

Aopwie

newbie

Activity: 15

Merit: 0

Quote from: ColderThanIce on August 08, 2015, 08:41:56 PM

Quote from: nydiacaskey01 on August 08, 2015, 08:35:52 PM

Quote from: ColderThanIce on August 08, 2015, 08:00:01 PM

Quote from: nydiacaskey01 on August 08, 2015, 07:54:26 PM

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

You will never find someone willing to pay 0.08 BTC for a newbie account with 10 activity. Why spend that much on an account when you can make a new account, post ten posts and then you'd have the same thing? I'd even argue to say that it would be impossible to sell an account like this, you probably wouldn't even get 0.003 BTC for a newbie account like this.

im talking about the steam account not the newbie account

Even that though, like I mentioned above (not saying that the OP will do this, but it can happen) the OP could just claim that his Steam account was hacked, and receive it back. The loaner would be SOL then, and would have no real proof that he was the rightful owner of the account.

I don't have many virtual items to my name that I could use. What besides crypto currencies, miners and BCT accounts can I use?
Are things like verified PayPal accounts accepted?

ColderThanIce

sr. member

Activity: 373

Merit: 252

Quote from: nydiacaskey01 on August 08, 2015, 08:35:52 PM

Quote from: ColderThanIce on August 08, 2015, 08:00:01 PM

Quote from: nydiacaskey01 on August 08, 2015, 07:54:26 PM

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

You will never find someone willing to pay 0.08 BTC for a newbie account with 10 activity. Why spend that much on an account when you can make a new account, post ten posts and then you'd have the same thing? I'd even argue to say that it would be impossible to sell an account like this, you probably wouldn't even get 0.003 BTC for a newbie account like this.

im talking about the steam account not the newbie account

Even that though, like I mentioned above (not saying that the OP will do this, but it can happen) the OP could just claim that his Steam account was hacked, and receive it back. The loaner would be SOL then, and would have no real proof that he was the rightful owner of the account.

nydiacaskey01

legendary

Activity: 1834

Merit: 1036

Quote from: ColderThanIce on August 08, 2015, 08:00:01 PM

Quote from: nydiacaskey01 on August 08, 2015, 07:54:26 PM

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

You will never find someone willing to pay 0.08 BTC for a newbie account with 10 activity. Why spend that much on an account when you can make a new account, post ten posts and then you'd have the same thing? I'd even argue to say that it would be impossible to sell an account like this, you probably wouldn't even get 0.003 BTC for a newbie account like this.

im talking about the steam account not the newbie account

Aopwie

newbie

Activity: 15

Merit: 0

All fair enough points but i'll keep the thread open for a bit and just see what happens. Everyone has to start somewhere,

ColderThanIce

sr. member

Activity: 373

Merit: 252

Quote from: nydiacaskey01 on August 08, 2015, 07:54:26 PM

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

You will never find someone willing to pay 0.08 BTC for a newbie account with 10 activity. Why spend that much on an account when you can make a new account, post ten posts and then you'd have the same thing? I'd even argue to say that it would be impossible to sell an account like this, you probably wouldn't even get 0.003 BTC for a newbie account like this.

nydiacaskey01

legendary

Activity: 1834

Merit: 1036

Quote from: Aopwie on August 08, 2015, 07:39:09 PM

Quote from: nydiacaskey01 on August 08, 2015, 07:21:32 PM

Quote from: Aopwie on August 08, 2015, 07:11:07 PM

As title says looking for a 0.08BTC loan for 7 days.

Loan Amount : 0.08
Term Length : 7 Days
Interest : 0.01 (0.09)
Collateral:Steam Account (Will change currently email to one of your choosing to ensure full control)

Have screenshots of the steam account which ill send through PM when requested.

Thanks.

do you have other kind of collateral to offer like a BCT account?
if you have i can give this loan you at your given terms.

Sorry this is my only account. I'm guessing it has no value though.

not that it has no value at all, it has value to someone who may want or need it. disposing those kind of collateral may take time, so taking that as a collateral is more of a risk to the lender, risk of having a hard time selling it.

SyGambler

legendary

Activity: 2436

Merit: 1804

guess who's back

Quote from: ColderThanIce on August 08, 2015, 07:50:10 PM

Quote from: Aopwie on August 08, 2015, 07:39:09 PM

Sorry this is my only account. I'm guessing it has no value though.

No, your account doesn't really have any real value. Plus, Steam accounts aren't considered "valid collateral" because you could always claim your account was hacked and get it back from the loaner. So if you don't have anything you can offer as collateral you might as well lock this thread because I doubt anyone will lend you.

+1 your account is new and your loan is big for new accounts
maybe you should consider putting something more valuable than steam account

ColderThanIce

sr. member

Activity: 373

Merit: 252

Quote from: Aopwie on August 08, 2015, 07:39:09 PM

Sorry this is my only account. I'm guessing it has no value though.

No, your account doesn't really have any real value. Plus, Steam accounts aren't considered "valid collateral" because you could always claim your account was hacked and get it back from the loaner. So if you don't have anything you can offer as collateral you might as well lock this thread because I doubt anyone will lend you.

Aopwie

newbie

Activity: 15

Merit: 0

Quote from: nydiacaskey01 on August 08, 2015, 07:21:32 PM

Quote from: Aopwie on August 08, 2015, 07:11:07 PM

As title says looking for a 0.08BTC loan for 7 days.

Loan Amount : 0.08
Term Length : 7 Days
Interest : 0.01 (0.09)
Collateral:Steam Account (Will change currently email to one of your choosing to ensure full control)

Have screenshots of the steam account which ill send through PM when requested.

Thanks.

do you have other kind of collateral to offer like a BCT account?
if you have i can give this loan you at your given terms.

Sorry this is my only account. I'm guessing it has no value though.

nydiacaskey01

legendary

Activity: 1834

Merit: 1036

Quote from: Aopwie on August 08, 2015, 07:11:07 PM

As title says looking for a 0.08BTC loan for 7 days.

Loan Amount : 0.08
Term Length : 7 Days
Interest : 0.01 (0.09)
Collateral:Steam Account (Will change currently email to one of your choosing to ensure full control)

Have screenshots of the steam account which ill send through PM when requested.

Thanks.

do you have other kind of collateral to offer like a BCT account?
if you have i can give this loan you at your given terms.

Aopwie

newbie

Activity: 15

Merit: 0

Got the coins (Not via loan)

Thanks all!

Topic: Requesting 0.08BTC Loan (Read 585 times)