Since dumping 20xrp into the wallet for carrying out any transactions is considered to be a bad idea as the price of 1xrp=~1$ which means we need to have atleast 20usd in the wallet to be active.
There was a time around Jan, when people thought xrp would be listed in coinbase which increases its price even higher, but sadly coinbase's rejection reduced the price even more lower
Since there are many cons with ripple, it will be very unlikely that ripple will compete with btc, as btc is getting more and more recognition nowadays for many technical improvements it is undergoing.
