Why do you think that it is a good time to buy now?
Based on the history, seems like the price of ripple has been signifincely increased at the last few days, it has been going up even against the bitcoin(and bitcoin went up against fiat by itself).
If the only reason you are interested in buying XRP now is because it recently went up, then you shouldn't do that.
You should be checking if there are any news about the coin the support it's uptrend.
I’m very new to this, under 3 months new infant, but XRP was the one that cought my eye from the get go. I love this movement, people controlling their own money and it is the start of the end for the banks in my opinion, however I don’t see them going anywhere soon, hence why I see real potential in this coin. It can cut down 3-5 day expensive transactions to cheap 4 second transactions. If it does what they say it can, and it looks like it can, then it’s a no brainier, it has potential to be the global standard means of payment.
Ok, I’ve just convinced myself writing that paragraph, I may be wrong and come back here in the future and say I was wrong. This game is all a gamble, some you win n some ya lose. See what happens.