Quem questiona e diz que "sim", foi o Fabio Panetta, Membro do Conselho Executivo do BCE, num discurso que faz na Columbia University.
Nesse discurso ele aborda vários temas, onde começa por explicar de uma forma um pouco "negra" o que são as criptomoedas:
In the initial set-up of what we today call “unbacked crypto-assets”, nobody is liable, nor are these assets backed by any collateral or managed by a trustworthy operator. This makes them purely speculative in nature, and hence highly volatile.
(...)
This strong appeal of crypto-assets, especially unbacked ones, is a cause for concern given the lack of fundamentals, the number of recent scandals, their use in illegal activities and the high volatility of their prices. All this points to unsound underlying market dynamics.
Levando a questão das preocupações das politicas publicas e a regulamentação.
Acabando por comparar o mercado das criptomoedas como o Velho Oeste:
Let me conclude.
The westward expansion of the United States in the second half of the 19th century broadly coincided with a period when some states passed free banking laws which eased the requirements for opening a bank, facilitating the emergence of so-called wildcat banks. These banks were typically located in remote areas where wildcats roam, so they were able to get away with issuing their own banknotes to the public, backed by questionable assets, with no intention of honouring them. Many of them defaulted, undermining public confidence in banks.
We should not permit such a situation to happen again in the digital arena with crypto-assets.
Não querendo ser tendencioso nas citações apresentadas, aqui esta o link para este discurso:
https://www.ecb.europa.eu/press/key/date/2022/html/ecb.sp220425~6436006db0.en.htmlÉ de mencionar que o artigo apresenta as referencias usadas, para justificar e apresentar alguns dos argumentos usados.