Collateral is supposed to be something you want back, so you will repay the loan. :/
If you are looking at selling your keys, you obviously don't want them back.
I can fill this loan with Paypal, with repayment via BTC.
I no longer need the loan, seeing as how it's now Friday (aka payday), but I think I may still be willing to accept it if only to build up my trust and credibility with the bct community... So that I can hopefully find someone who is willing to help when (IF) I ever find myself to be in a tight spot again. It's your call though. I'm good right now, either way.
*Edit*
Locking thread, as loan is no longer needed.