Also, how secure is it if someone tried to steal my money?
Deal with your debts first, you don't to have to worry daily about price spikes and falls in the value of BTC which will happen when you need to pay off a loan. I'm doubtful you'll see a use for BTC outside the semi-niche position it is in at the moment, although it may become more widespread in the coming years. My advice just enjoy your holiday with fiat.
It's secure so long as you take the necessary steps - everyone who has lost stuff has done so because of not taking the necessary precautionary measures (i.e 2FA, cold storage).
Overall, in the meantime read about Bitcoin and try to fully understand what it is and how it works. Read Satoshi's whitepaper - that's a good place to start.