Topic: Speculations for cryptosceptics (Read 6 times)

In some countries, currently there are many cryptosceptics, and I like to argue with such people. Below I write two simple speculation, which illustrate that the cryptosceptics are wrong; these things are trivial for the members of this forum, and I am sorry if my post is useless for you. I try to formulate correctly what all of you already understand, to help you argue with such people (if this is needed).
1)
Let's assume that there is some completely useless worthless product on the market, let's call it pipyrus; and everyone knows that the price of pipyrus will remain constant in the future (in the conventional correct currency, which does not have inflation). One pipirus costs ten dollars. Then people will quickly understand that they can use pipiruses as a means of accumulation: a worker will buy 300 pipiruses every month, and in ten years, having accumulated thirty thousand pipiruses, he will sell them and buy an apartment with this money. And this option for accumulation is obviously more profitable than dealing with banks, loans and mortgages.
2)
Let's say 100 programmers have created a pipycoin for themselves and agreed to use it as an alternative money (to exchange it for real money). And once a month, each of these programmers sells a part of his salary and buys 300 pipycoins from other programmers. Then, once every 10 years, each programmer sells 30 000 pipycoins to others and buys an apartment with this money.
It turns out that for these programmers, the pipycoin is a convenient means of lending money to each other; thus, an ordinary means of exchange, i.e. money, turns into a means of accumulation, which allows these programmers to save money relatively successfully. These programmers loan the money from each other more honestly, than the banks do.