Topic: stable coin staking (Read 887 times)

Je li netko stejkao UST na Anchoru? Imaju stvarno primamljiv APY od skoro 20% pa sam ubacio nešto love. Transakcije na Terra mreži su relativno jeftine (oko $0.25) pa sam se odlučio malo poigrati da vidim kako izgleda.

Je li netko stejkao UST na Anchoru? Imaju stvarno primamljiv APY od skoro 20% pa sam ubacio nešto love. Transakcije na Terra mreži su relativno jeftine (oko $0.25) pa sam se odlučio malo poigrati da vidim kako izgleda.

~snip

Kako si izračunao ovih 5x u odnosu na trezor? Jer na njihovoj stranici vidim da je "backing per OHM" oko $72, a trenutno je cijena 1 OHM oko $115. To nije ni 2x pa me zanima kako si došao do 5x. Možda ja nešto krivo računam.

Olympus je sinoc imao Rug-pull, odnosno deo vlasnika je izvukao svoj kapital
cena je shodno tome potonula, pa cemo videti sta ce se dalje desavati

inace, DeFi2.0 je razlicit od onoga sto je bilo ranije, i APY je opravdan time sto protokol prakticno poseduje likvidnost, ne iznajmljuje je
problem je sto je Olympus i na ovom nivou otprilike 5x u odnosu na ono sto ima u trezoru, odnosno precenjen, kad bi cap/TVL odnos bio ispod 2, ja bi svakako usao (nije preporuka)

~snip

Izgleda da si dobro napravio kad si izvadio dio
i ja isto tako da nisam sad uložio.

Ja sam u olympusu nekih sad 4 mjeseca, usao sam sa $3k, izvadio #3k i jos imam $10k unutra po trenutnoj cijeni.
Kad sam ja krenuo bio je samo ETH, no mislim da sad supporta i polygon.
Minimum iznos mislim da nemas

Pozdrav.

Evo da ne otvaram novu temu samo za olympus dao staking
pitanje ću postaviti ovdje.

Ima li tko iskustava sa s time?
Koliko se minimalno mora zaključati iznos u ugovoru?
Je li to 5 dana kako piše tamo na stranici?
Koliki bude prosječni prinos u tih 5 dana?

Je li taj olympus radi samo na ethereum mreži ili to postoji
i na nekom jeftinijem protokolu?

mozda je malo off-topic, ali se cini da je postalo praksa da dobra diskusija krene kao off-topic, pa zar nije vec krenuo bear?
ne vidim mogucnost za neki -80% bear na dalje, ali mi se cini da BTC nece napraviti ATH pre sledeceg halvinga
moze se desiti da merge i prelazak na ETH2.0 podigne ETH u odnosu na BTC, ali nemam osecaj da cemo videti nivoe $10k ove godine za ETH, mozda sledece (generalno mi se cini da ETH i BTC od sledece godine nece biti korelisani)

bice interesantno videti gde ce otici cene NFT-a, mnogo poznatih licnosti je uslo u tu pricu

~snip

A većina nas ima takav plan. Samo treba shvatiti na vrijeme da je bear krenuo, a ne da portfelj zaroni preko 50% i onda shvatiš da je krenuo bear.

To ti je pametno, tako nekako i ja razmišljam, rađe ubirat 1% manje a imat jaja raspoređana u više košara. S kriptom nikada ne znaš kada će nešto zaroniti ili se pojaviti neki exploit koji onda uništi projekt ili ga unazadi za par godina. Da se razumijemo ići ću samo na provjerene stvari kao što je Celsius ali opet bolje napraviti barem minimalnu diversifikaciju.

Još kada bi bilo provjerenih i sigurnih stvari koje ne traže KYC, ali to je valjda već malo teže ispunjivo. Budući da regulacija sa sobom povlači i veću sigurnost.

Edit: Moj plan za bear je dio novca na celsius, dio na nexo i dio na CDC, i ubirat kamatu.
Nemaju svi iste kamate, ali eto, ne bi sve na jedno mjesto

Koliki je minimalan rok za "zakljucati" crypto na Celsiusu? Jel mogu ja prebaciti lovu tam i hitno mi zatreba lova i isti taj isti dan sve mogu isplatiti? Jel mogu staviti da pri svakoj isplati kamata automatski ide na "vanjski" wallet? Tnx

Imas kes, kupis auto i vise nemas kes, ali umjesto da kupis auto uplatis lovu na Celsius i kamata pokriva ratu kredita (nije bas, ali je jako blizu). Nakon isteka kredita imas svaki mjesec poprilican dodatak na placu 🙃

Celsius je i meni jedna od boljih opcija za bear market hodl. Ovi njihovi kodovi samo poboljšavaju ukupnu sliku te će me vjerojatno natjerati da prebacim i nešto više kripta nego sam mislio.

Nisam još napravio račun, naživciralo me čim sam instalirao app a on mi ponudi da se povežem preko facbooka, twittera ili emaila a ja ne želim ništa od toga. Šta mi je sve potrebno za KYC?

Samo osobna i selfi ili traže i preslike računa sa adresom?

Naravno da ima KYC. Ali mene to ne dira jer tamo držim crypto koji se ne oporezuje.

Što se tiče njihove isplativosti, osim deposita možeš i posuđivati crypto uz određenu kamatu pa pretpostavljam da zarađuju na razlici kamate (za posudbu je veća kamata nego za deposit).

Pretpostavljam da Celsius ima KYC? Dobri su ovo bonusi, čak bi možda i prebacio neki 'spremamo se za bear market' dio Tethera tamo.

Ne kužim samo kako se njima isplati davati toliki deposit bonus, nije to kladionica ili kasino pa da ih popušiš tamo skupa s bonusom.

Prokopati ću malo i ja ako stignem al na prvu izgleda čak primamljivo.

HODL10
Transfer $100 or more of any supported asset(s) to your Celsius account and receive $10 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $100 or more.
- Withdrawing from your account within 30 days of completing your transfer may disqualify you from receiving your reward.
- Rewards are distributed after 30 days of maintaining a qualifying account balance.
- This promo code is valid for new users and users who have not yet transferred funds to Celsius. - eligible transfer must be made within 30 days of activating the promo code.

HODL50
Transfer $400 or more of any supported asset(s) to your Celsius account and receive $50 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $400 or more.
- Withdrawing from your account within 30 days of completing your transfer may disqualify you from receiving your reward.
- Rewards are distributed after 30 days of maintaining a qualifying account balance.
- This promo code is valid for new users and users who have not yet transferred funds to Celsius. - eligible transfer must be made within 30 days of activating the promo code.

HODL500
Transfer $25,000 or more of any supported asset(s) to your Celsius account and receive $500 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $25,000 or more.
- Withdrawing from your account within 90 days of completing your transfer may disqualify you from receiving your reward.
- Rewards are distributed after 90 days of maintaining a qualifying account balance.
- This promo code is valid for new users and users who have not yet transferred funds to Celsius. - eligible transfer must be made within 30 days of activating the promo code.

BNB40
Transfer $400 or more in BNB to your Celsius account and receive $40 bonus in BNB.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $400 or more for 30 days following your transfer.
- Withdrawing from your account within 30 days of completing your transfer will disqualify you from receiving your bonus.
- Bonuses are distributed in BNB after 30 days of your transfer, provided that all promo rules are met.
- Available for new and existing users who meet eligibility requirements above
- This promo may not be available to users in some jurisdictions where BNB is not supported by Celsius or where other limitations and regulations may apply

UNI60
Transfer $400 or more in UNI to your Celsius account and receive $60 bonus in UNI.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $400 or more for 30 days following your transfer.
- Withdrawing from your account within 30 days of completing your transfer will disqualify you from receiving your bonus.
- Bonuses are distributed in UNI after 30 days of your transfer, provided that all promo rules are met.
- Available for first-time transfers - eligible transfer must be made within 30 days of opening your Celsius account.
- This promo is not available to users in New York, Washington, and any other jurisdiction where UNI is not supported by Celsius.

PAXG60
Transfer $400 or more of PAXG to your Celsius account and receive $60 in PAXG.
- Funds must be transferred within 30 days of activating your promo code.
- Withdrawing PAXG from your account within 30 days of completing your transfer will disqualify you from receiving your bonus.
- Bonuses are distributed in PAXG after 30 days of your transfer, provided that all promo rules are met.
- This promo code is valid for new users and users who have not yet transferred funds to Celsius. - eligible transfer must be made within 30 days of activating the promo code.
- This promo is not available to users in New York, Washington, and any other jurisdiction where PAXG is not supported by Celsius.

PAXG600
Transfer $25,000 or more of PAXG to your Celsius account and receive $600 in PAXG.
- Funds must be transferred within 30 days of activating your promo code.
- Withdrawing from your account within 90 days of completing your transfer will disqualify you from receiving your bonus.
- Bonuses are distributed in PAXG after 90 days of your transfer, provided that all promo rules are met .
- This promo code is valid for new users and users who have not yet transferred funds to Celsius. - eligible transfer must be made within 30 days of activating the promo code.
- This promo is not available to users in New York, Washington, and any other jurisdiction where PAXG is not supported by Celsius.

ADA40
Transfer $400 or more in ADA to your Celsius account and receive $40 in ADA .
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $400 or more.
- Withdrawing from your account within 30 days of completing your transfer will disqualify you from receiving your reward.
- Rewards are distributed after 30 days of maintaining a qualifying account balance.
-This promo code is valid for new and existing users.
- This promo is limited - Only one promo code per user. Multiple transfers will be aggregated to one in calculating your qualification to the reward.
- This promo may not be available to users in some jurisdictions where Cardano is not supported by Celsius.

ADA500
Transfer $20k or more in ADA \to your Celsius account and receive $500 in ADA .
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $20k or more.
- Withdrawing from your account within 90 days of completing your transfer will disqualify you from receiving your reward.
- Rewards are distributed after 90 days of maintaining a qualifying account balance.
- This promo code is valid for new and existing users.
- This promo is limited - Only one promo code per user. Multiple transfers will be aggregated to one in calculating your qualification to the reward.
- This promo may not be available to users in some jurisdictions where Cardano is not supported by Celsius.

STABLE10
Transfer $50 or more in USDC or USDT to your Celsius account and receive $10 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $50 or more.
- Transferring assets out of your account within 30 days of completing your transfer will disqualify you from receiving your reward.
- Rewards are distributed after 30 days of maintaining a qualifying account balance.
- This promo code is valid for new and existing users.
This promo may not be available to users in some jurisdictions where USDC or USDT are not supported by Celsius or where other limitations and regulations may apply

STABLE50
Transfer $200 or more in USDC or USDT to your Celsius account and receive $50 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $200 or more.
- Transferring assets out of your account within 30 days of completing your transfer will disqualify you from receiving your reward.
- Rewards are distributed after 30 days of maintaining a qualifying account balance.
- This promo code is valid for new and existing users.
This promo may not be available to users in some jurisdictions where USDC or USDT are not supported by Celsius or where other limitations and regulations may apply

STABLE600
Transfer $25,000 or more in USDC or USDT to your Celsius account and receive $600 in BTC.
- Funds must be transferred within 30 days of activating your promo code.
- You must maintain an account balance equal to or greater than your balance after completing your transfer of $25,000 or more.
- Transferring assets out of your account within 90 days of completing your transfer will disqualify you from receiving your reward.
- Rewards are distributed after 90 days of maintaining a qualifying account balance.
- This promo code is valid for new and existing users.
This promo may not be available to users in some jurisdictions where USDC or USDT are not supported by Celsius or where other limitations and regulations may apply

To je logično samo po sebi jer APY uključuje compounding. Znači, ako je tjedna isplata 0.1%, prvi tjedan dobivaš 0.1% na 1000$, drugi tjedan 0.1% na 1001$, treći tjedan 0.1% na 1002.1$ itd.

APY je annual percentage yield a APR se koristi i šire od kripto defi-ja i znači annual percentage rate. Inicijalni iznos se množi s APR-om da se dobije trenutni yield, to se dodaje na inicijalni pa se taj iznos množi s APR-om i tako u krug. APY je zbroj svih tih množenja - ovisno o vremenskom intervalu yield nagrada.

Objašnjenje je možda malo debilno i vjerujem da u pravilu znate i sami kako to funkcionira al evo - my 2 cents pa makar uzalud

OK, znači mislim da sam shvatio u čemu je problem. APY koji oni prikazuju na stranici služi za računanje koliko će osoba nakon 1 godine zaraditi. Znači ako se želi izračunati koliko će se zaraditi nakon godinu dana, onda se koristi APY postotak. Primjerice, ako se uloži $1000 uz APY od 8,88%, onda će nakon godinu dana zarada biti $88,88. Međutim, ako se želi izračunati kolika će zarada biti svaki tjedan (toliko često Celsius radi compound), onda se ne koristi APY postotak nego APR. APR se iz APY lako izračuna pomoću online kalkulatora. Kad sam u svoju tablicu ubacio APR postotak, onda sam dobio točan izračun koliko dobivam na tjednoj bazi. Eto, nadam se da će nekome pomoći...

Meni su ovo odgovorili:

Hello X, you probably didn't with the compounding factor so you got smaller amount in calculation.
Any APR to APY calculator should do the trick

Probao sam i s tom formulom ali i dalje mi je dosta velika razlika za prvi tjedan - oko 8,6%. Ajde da budem konkretan (ionako se ne radi o velikim novcima) zbog lakšeg izračuna. U petak 6.8. sam stavio 4647,93 USDC. Prvi tjedan sam dobio 7,29 USDC, a drugi tjedan 7,62 USDC. Po mom izračunu ispada da sam prvi tjedan trebao dobiti 7,92 USDC, a dobio sam dosta manje kad se gleda u postotku. Drugi tjedan sam dobio 7,62 USDC, a po mom izračunu trebao sam dobiti 7,93 USDC.
Stavio sam da zaradu dobivam u USDC jer je ista kamata za USDC i CEL.

ovo ti je preciznija formula za proracun - (1000/100*8.88)/365*7
ne znam kolika ti se razlika javlja, ali meni je prilicno tacan obracun (ne racunam neko zaokruzivanje ispod 1% razlike u odnosu na ono što dobijem računom)

da li si stavio da dobijas u CEL ili u USDT, tu se moze javiti jos i razlika u kupovnoj/trenutnoj ceni CEL kad gledas koliko si dobio

Jel mi može netko objasniti kako se računa zarada na Celsiusu? Kako god računam, ne mogu dobiti iznos koji dobivam svaki tjedan.

Znači recimo da sam ubacio 1000 USDC, a APY je 8,88%. Zaradu koju bi trebao dobiti za tjedan dana računam ovako: 1000 x 0,0888 / 52. Na taj način bi trebao dobiti zaradu za tjedan dana ali od Celsiusa dobijem manje pa me zanima gdje griješim u izračunu.

E sad zanima me jedna stvar.

Stavio sam $5000 na Celsius. Po mojoj racunici, sa apy od 8.88%

(5000/100*8.88)/365*7 = 8.51 tjedno

No dobio sam $7.5 za prvi tjedan. Ono, what's up?

~snip
@casperBDG ocekuj referral bonus, haha

poslao sam ti ref link za Celsius na PM

dobro si odabrao trenutak za prodaju ETH
tako sam i ja, krenuo po malo, pa cu videti kako dalje, mozda je i opcija u vise servisa da stavis dobra (valjda nece sve da hakuju u isto vreme )
sve sto moze da se stejka/lend-a, treba stavljati, ako nista drugo, kad dodje sledeci bull (nekako mislim da ni ovaj nije gotov), bice vise kripta

A dobro, krenut cu s nekom manjom svotom pa lako dodam.
Prodao sam dosta ETH na 4k pa mi samo stoji USDC na ledgeru, volio i da se gomila do sljedeceg bull runa

@casperBGD sibni mi na PM ili na telegram svoj ref link pa da dobijes onih $40 u BTC

~snip

Kakva su tvoja iskustva sa Celsiusom? Sto se tice sigurnosti i svega?
Kazem, stavio bi vecu svotu unutra da se gomila, pa me malo i trta, jer hackovi is pasteta iskacu svaki drugi dan

Celsius je ocigledno pod pritiskom regulatora, kao korisnik (imam BTC u CEL novcaniku) dobijam poruke, prvo je bio UK ban

a sada sele poslovanje u Delaware, pa ce sve biti vodjeno od strane Celsius Network LLC - jer su ih nagazili i u USA
svi korisnici imaju do 05.08. da potpisu novi sporazum, ili gube pravo na reward u buducnosti

sto se tice CEL, kamate zavise da li ih hoces primati u valuti koju si stavio na lending ili CEL, i koliki ti je procenat CEL od ukupnog stanja na racunu, za preko 5 do 25% dobijas jos vecu kamatu, preko 25% CEL u novcaniku je maksimalna kamata

ono sto je najpozitivnije kod Celsius platforme je da nemas fee za withdraw, tako da mozes mesecno skidati kamatu bez razmisljanja o naknadama i automatski compound (kad legne "reward" u ponedeljak, odmah dobijas reward na njega sledeci ponedeljak, ako ga nisi podigao)

Pa Celsius ima 8.88% APY na USDC lending. Jedan od najvecih koje sam vidio,  a Celsius sam po sebi bi trebao biti siguran. Također APY se penje na nekih 12% ako hoces kamatu u CEL tokenima.

Ja si cak razmisljam jedno $50k stavit tamo. To mi je oko $300 mjesecno, sto je u biti super pasivna zarada

Pa Celsius ima 8.88% APY na USDC lending. Jedan od najvecih koje sam vidio,  a Celsius sam po sebi bi trebao biti siguran. Također APY se penje na nekih 12% ako hoces kamatu u CEL tokenima.

Ja si cak razmisljam jedno $50k stavit tamo. To mi je oko $300 mjesecno, sto je u biti super pasivna zarada

Moze netko napisati ili makar staviti neki dobar link gdje "najsigurnije i najvise zaraditi" stejkanjem stable coina (nije bitno koji, lako promjenim, trenutacno drzim usdc).
Unaprijed hvala!

Moze netko napisati ili makar staviti neki dobar link gdje "najsigurnije i najvise zaraditi" stejkanjem stable coina (nije bitno koji, lako promjenim, trenutacno drzim usdc).
Unaprijed hvala!