I decided against Ripple due to 80% being held by Ripple Labs but it sounds like Stellar Foundation holds a lot more than that, albeit with a promise to distribute them.
I believe Stellar did away with the centralization that Ripple had implemented which is good.
Stripe invested in Stellar which I think is a pretty big deal.
Why does most of Stellar's volume come from bx.in.th?
at this time stellar may looked centralization, but when it finish distribute, it will become deflationary and fully distribute
the foundation must choose the correct persons to hold stellar and distribute it
also you can have free stellar at the forum, there are so many programs to look at, start from giveway and posting rewards
here take a look
only at Stellar Forum www.mystellar.org (look at promotion)
stellar is a finance with mission to help fight poverty
who knows oneday 1XLM will worth 1usd, or even as high as bitcoin..
bitcoin also was worth 0usd at 22jun2010
stellar forum www.mystellar.org