Ok now you are going to show you are a liar as soon as I find that thread.
And I provide 130% collateral at the escrow. It's not even possible to lend out your btc, I will have more btc stuck at an escrow. + it's irrelevant what I do with my bitcoins, that's none of your business (I need to buy some things). The collateral gives enough safety...
You would be better of if you dident borrow the 10 btc as you could then use the full 13 btc for the full year.
I don't want to sell my bitcoins
but for now I don't need it anymore so topic can be closed
I might open it again when I need this kind of loan again