What's the point of this though? The party providing something of value in exchange from money still loses if the money is taken away from them. It doesn't matter if it's the same money, it's still taken away from someone.
it being portrayed as a negative for the consumer when it not,
any merchant can refuse a refund only insurance lile that offerer
with visa etc etc provides the refund the merchant dosnt nessisarily
refund anything
I think I get what you're saying. Still "charge backs" still happen with traditional payment means, weather it's in the form of insurance or money being removed from the account of a merchant, it's possible. Surely it's not as much of a big deal as some people in bitcoin make it out to be, but at least we know that bitcoin's system isn't made to allow such a thing to happen.
