while thats said there are some societal blames.
for instance. the rich get tax reliefs where they can organise 'dinner meetings' thus eat for free. where as poorer people have to buy food after tax deductions.
instead of buying a car at $100k. the elites lease a car and have tax writeoffs meaning ait only costs them $25k which is offset against any tax they would have paid. thus nullifying the $25k
poor people however have to earn over $120k have their 20% deducted and then buy the carat $100k
but this presentation of a glamourous life makes poor people try to attain that higher image the hard way. they buy things to attain the glamour. thus end up spending more than their rich counterpart for the same glame life.
yep them lambos outside the bitcoin conference a few years back were rented. it was all done for presentation.
most of this is about education. elite private schools do teach things like tax law, budgeting. and ways to shift money around without costs. however standard state level schools do not.
it does not matter if a rich person inherits $100k or a poor person hard earns $100k. the elite person will have more information and support to make the most of the $100k to look like they have $1m.. where as the poor person ends up spending $100k where it looks like they only have $20k in the end