Over the years, new money is created in the USA, by people taking out loans from banks. The loans aren't really loans in the standard sense. Rather, they are creations of new money.
Originally, back in the early 1900s, the idea was for people to borrow new money into existence, and after they paid their loan off, they could get it all back (except interest, that is). But they had to fill out a special application form to get it back.
Nobody told them which app to fill out. So the money has been sitting there in the banks for all this while.
The banks are getting tired of sitting on all this money, so they are quietly letting it out which app to file to get borrowed repaid money back.
If you ask the bank, they might tell you. But if they don't, all you need to do is research.
Do you remember a few years ago when the "Accepted for Value" stuff was going on? People were sending their bills to the IRS to get them paid. And the IRS was paying them, until they figured out that the money was due from the banks rather than from the IRS.
All you gotta do is find the correct application form to apply for the loan money back from all the loans all your USA ancestors made (yourself included), and the bank will send you your money back.
