Topic: Time is money and knowledge average person lose that's why (Read 1008 times)

I have seen 2 type of doctors:

1- Coming from a poor family, has to work because otherwise she/he will starve. Some of them don’t even like their job but she/he has no other choice because the decision was made long time ago. He might be making money better than the other people but he is not happy overall.

2- Rich af parents, went to the best or most expensive schools, has a huge friend network. He can quit and live without working till the last day of his life but he is happy with his job, so he won’t quit. Money is not a problem, he can do whatever he likes and work as many hours he wants. He can take a break whenever he wants and return later. He simply doesn’t give a fuck.

Did you know which of those doctors I described is the more successful one? Yeah, you guessed right.

Now this example is true for every other job/business in the world.

If you don’t need any money to survive, you’ll probably become successful at whatever business you do because you have infinite resources to try it again when you fail.

The others, they get fucked when they fail.

I think everyone is searching for the money and everybody should work for money for the time at which money will work and we will be free on the seat . Every rich person used his mind and invest his time on innovative thing then he became successful all over the World. So money and time are corelated and everyone should learn lessons from the teachers of finance and there are thousands of rich person who want to give information how to be rich. So you should pick the mindset from them after you will be successful in life but you have to change your programming which your parents did in your mind and always learn new things.And do not stop if you faced any downfall and do continue effort result will be in the front of all people.

We have the choice to avoid the distractions or allow the distraction to overwhelm us. We're not being forced to get distracted and we can achieve anything we put our minds to.

The human mind is very powerful and those that use it well have made a name for themselves. People that are being successful in life aren't different from us but they make use of their time well while we waste ours.

I sometimes stop and do the things that I want to do and not what the system demand us to do. We can't live all our life on a routine as that's not living but we're being enslaves to the system.

My father once told me that it's either I enjoy my youthful age to suffer in my old age or I utilize my youthful age to have a better life tomorrow. When we learn to make use of our time in an appropriate way, we'll always be ahead of life and that's the secret.

No matter the condition you may find yourself, never allow food to be your challenge because once there is something in your stomach, there is no places you cannot go to look for a job because you have the strength to think well to know your direction, but if you don't have food to eat at home, that is the worst should never happen to anybody in life because you will lose focus in life and control. If you want to make it in life, learn how to embrace time because you need to spend time to learn some profitable skills that will make money to flow in your account or wallet because those that have job doing have hope of become a wealthy man or woman tomorrow.

And if you don't want to be poor again the moment you have arrived,  make sure you establish some businesses that will be generating profits for you because that is the best way to live long in wealth and you will not have any worry or fear of returning back to zero level.

That's why there is a term time is money, because time is something that we should use as best we can because time can't be repeated, besides with the proverb opportunity doesn't come twice, this is almost the same as the proverb time is money because both have valuable meanings. Many people today waste time relaxing but their circumstances are not favorable, I am a little impressed with people like this because even in bad circumstances they can still relax while I myself can't be like that because I feel everything must be pursued in order to get the best results. My own principle is to work hard at the beginning to be able to relax at the end, this makes me want to keep working to get results that can be collected and to prepare for the future. For example, when I find a lot of work, I will try to finish it early without delay, but I have a friend who is the opposite of me where he prefers to relax at the beginning, the funny thing is that at the end he always asks for help and I have warned him to work early so that it can be finished quickly but no change occurs.

The words you mentioned are very important. We are never keeping up with the times. We don't realize how our time is running out. We are constantly busy with our daily life and we are moving forward but we could not understand how the time is disappearing from our busy life. It seems that everything started yesterday, how did everything end so quickly? In fact, life has become so narrow that we do not understand how time has passed in the face of it. We often have no time or opportunity to step out of the routine of daily life and see ourselves remotely. We have become a mechanical machine can be read because time stops while the mechanical machine is moving. We have become like this. After a certain time, we see that everything is over. Looking back, we only regret how everything ended so quickly that we did not understand. Finally we regret how life has ended, how the beautiful golden pasts have been lost.

Actually, we have nothing to do either the system forces us to do it and we adapt to the system. We try to adapt because we have no choice but to adapt. Being aware is important, and being disciplined and using this awareness in a positive way is even more important. But it is best if we apply awareness and adapt seriously.

Sometimes we can't help ourselves but procrastinate. Some people really do suffer from this even though they want to stop it, it's difficult for them to actually to. But what I find helpful is dividing your tasks into small little ones. This helps it become less intimidating and allows you to tackle each task at hand. Also, when something can be done in 5 minutes or less then just do it. Don't wait for another minute before doing it. Procrastination is indeed a sickness and will kill our dreams. This is the one we have to beat.

A lot of this is true. Life goes by so fast and in the rush to do the daily chores and pay the bills, we don't have time to improve ourselves, we don't have time for ourselves, we don't have time to stop and think rationally, we don't even have time for that. We often don't get the chance to step out of the routine of daily life and look at ourselves from a distance.
Sometimes we don't even do what we know is right, there are too many distractions and we don't focus on the point. We gain experience over time, but we can still make the same mistakes. Both the system forces us to do this and we adapt to the system. It's important to be aware, and it's even more important to be disciplined and use this awareness in a positive way.

Time is a valuable currency you must use it wisely, a lot of people don't know that every second wasted is an opportunity they can't get back. For those in their late twenties that thought that they had all the time in the world before chasing their dreams, time moves fast and before you know it you are 30 years old. Utilize every second and minute you have by investing in yourself and try to be better. If you have something that you want to do make sure you get it done, procrastination is the beginning of failure, if there's something you can do today, there's no need to tell yourself you'll do it tomorrow, learn to be disciplined.

What you say these many uneducated people who're successful is just like 1%-5% of total uneducated people. While more than 50% of educated people are successful, but not as successful as top 1%. Hence, it's a survivorship bias, you need to judge based on majority stats instead of what you see.

However, I disagree if most of politicians are uneducated people, they're actually very uneducated people, most of them at least have master degree, some of them are doctoral.

I accept your point of view. Because anyone can be expert in any skill and we always saw many persons who are not educated but they are earning good and they have good level in our society and our society give them respect. When we will practice about anything we will be expert in that no matter how much we are educated and how much classes we attend in the school, college and university level. Most of the politicians are uneducated people but they are serving the country at big level and in comparison educated people are forced to do job because it can give stability in life . But being rich is best feeling and everyone should learn about that if he want to get success in modern era.

Who arent thinking up this way? We are all thriving on reaching out this kind of goal on which on being that financially free because on having such state then you will really be having that kind of capacity on buying things on which you could really be able to buy everything you do want. It is really just that making up some advises might really that too easy to say than on doing or achieving it. We are really that doing our very best on having that extra income but its not something that would really be that so simple on this case because of lacking of financial capability in speaking about having some capital or having those kind of knowledge about raising or running up a business on which this isnt something simply that could really be able to achieve into. You would really be needing up to be wise on every decisions you are making.

The key on here is on how you would really be able to sustain up yourself because this isnt something that you could really be that easily be able to achieve because there would really be factors what would really be affecting out in overall outcome but it doesnt mean that you wouldnt really be trying out yourself on taking some action.

It's not everyone that can adapt with the prison environments, otherwise,he should have been specific.Everybody operates and interacts diffrently.Although,I don't believe that improvements,productivity and healing from traumatic experience can take place in prison.Prison is a more trying and trial place because you'll have to learn things the hard way.

A lot of people in the world spend months and months trying to chase a few bucks because they think they need money urgently, and they might be right, they might need money urgently, everyone does to be fair. However, these people are missing the point where it would be smart to make money based on long term, because that would take you richer and then you can repay everything.

I am pretty much aware of the situation as much as I possibly could, and because of this I believe that we need to do much better with time. I believe the best thing to arrange right now would be considering how we could end up with better results on the long term. This is the way to go, if you learn a skill, or know some stuff, then you could make more money that way.

Yes, there are many factors that support the efforts made to achieve the desired success, because there are many paths to get there, yes, the point is that you need to be serious in implementing and establishing a business, of course supported by adequate initial capital, that is the main key to starting the desired business with enthusiasm we carry it out.

Well learning requires deep meditation, and good learning skills and putting all to practice. Sometimes people nurse good ideas but lack the momentum to drive the force to productivity and that is the problem most people have. Learning does not only require a person to Become a prisoner but the end product of coming out of the prison determines your success. Even the bible says faith without works is dead, meaning having knowledge with putting it to practice is equivalent to someone who has zero knowledge.

In summary, for anyone to succeed he/she needs time to learn or study, need finance to put his learning to practice, need to be consistent with what he or she does for a longer time before they can succeed because success doesn't come a day but comes after some year of labour. Because certainly all what I have listed are the factor that Leed to succeed. Each must work side by side, if 1 is lacking expecially finance, it will not be good because finance is the most dealt virus that kill carrear.

We are all thriving to have a good financial status in life or simply being rich because we do know that if we do have that financial capacity then you do really have that ability on buying up everything or could do
everything you do want since you do have the funds then it is really that simply shows up that you could really be able to have that kind of capability on doing things on which in compared into those individuals
who doesnt have that kind of situation in terms of financial status. We do really know that not all are really just that not on such condition and thats why we are really that thriving on having this kind of
approach on whatever the things that we are currently dealing, as long it does give out that chance to earn more profits.

It will really be that needed for you to be wise on making some action for you to achieve such state. If you are someone whose still in the process on having that progress into your life then it will be always wise that you should really be that doing things on which it could potentially make you earn even more. If you are someone whose really that having no plans or having no plans on having that progress in life
then you would just simply be that contented on what you do currently have now.

Without alcohol people will be much healthier in thinking and they are much better able to control their emotions. But it is not uncommon for people to consume alcohol only at certain times and it is not a behavior that is done consistently. A healthy lifestyle will give birth to ideas in realizing dreams and maybe if someone is addicted to alcohol it will limit the space of the mind to think more advanced.

We live in a country that has legal standing and maybe there are things we can't do because they break the rules. Avoiding problems that can get us into trouble with the law will be much better because there are many potentials that we can do to reach a better financial stage. Enjoy a much better and peaceful life and not making mistakes can also make someone achieve a more successful career.

It is true, to change the situation is indeed difficult and requires hard work, especially for people who do not have a fixed income, it is not as easy as imagined to change their lives, in planning their future, especially to invest in bitcoin, it is very difficult and burdensome for them, because each person's luck is different, that's what I noticed.

I think people who struggle to survive like everyday just work and that's just enough to eat or as you said by fighting poverty, we all definitely want a decent and comfortable life but not everyone can get and be at that point. Very lucky with those who are born into a well-off or even rich family, because they probably won't experience something like this with their circumstances being in a decent family of course that makes them a little luckier than most people outside who are struggling with poverty.
Likewise with investment, of course not everyone can do this because indeed in terms of financial circumstances and knowledge that not everyone has. It's true what you said to invest in bitcoin of course we must have ourselves who already have stable finances if we are still struggling with poverty it is not recommended.

I agree, rat race definitely causes a lot of trouble and you cannot just get out of it easily, there needs to be some miracle type of thing that happens which causes you to see something like this, otherwise it is not going to be good at all and you are not going to get a good result. I personally believe the best thing to do would be investing if you are in rat race, because if your investment does good then you are going to get out of the rat race and find yourself doing something better.

I personally try to do my best, but so far I have been failing miserably, still in the rat race, but I am sure one day crypto and bitcoin will show me a path where I can live a better life and not be in the rat race. These are very deep discussions which many people talked about for millions of hours combined around the world, either we have no reasonable solution, or the politicians or whoever that has the power to change this actually cares about what's going on with us.

Content creation is one of the most lucrative ways of making money because people enjoy watching fun visuals such as videos and photos that others create. An average person spends around 3 to 4 hours a day watching such content, so you can imagine how much scope there is for one if they can reach those people and give them something to enjoy so that they keep coming back for more.

However, it may sound like it, but it's not an extremely easy thing to do. I would say that what your friend does is sort of a luck-based thing because not everyone can earn money by editing and uploading content that isn't originally theirs, you will barely get enough reach unless you get lucky and the algorithm of the platform pushes your video around and it gets you a boost. There can also be other issues such as copy right issues for videos and music unless someone is using royalty-free music.

So it's a tough job to get an audience in the initial stage. Most people give up when they see no growth in this field because you eventually get tired if you see you are not getting more than 50 views and you have been doing it for months without any fruitful results.

In the aspect of being single that you mentioned, this can help you focus on yourself if you take advantage of it, but it's quite sad that a lot of people that are still battling with poverty, young men especially, adobt the idea of a lady cohabiting with them, without no investment plans, skills or business. Investing in Bitcoin needs a significant amount of money to get started, I don't advice people who don't earn enough to do it. It is advised to invest in Bitcoin when you aren't relying on just your monthly salary. But working for the government and expecting a regular monthly income can't make you rich, like you said, you must think out of the box.

Being a responsible human being isn't dependent on your relationship statue because there are some single men that have lots of expenses than married men and the case can also be the reverse.

Single men spend more enjoying today while their tomorrow isn't being planned for but those with the right information, use their today to make investments that'll be life saving in the future. Irrespective of your relationship statue, how you plan yourself is all that matters because at the end of the day, we're reasonable for the actions we take in life.

Our spending habits shouldn't be over our earning income. We should learn to save to invest and not to spend on things that only gives you fulfillment for the time being while you regret the decision later in life.

That is a great way to make money because it doesn't require too much effort, it does however require some sort of marketing skill I suppose. I have a friend who does football videos, both on instagram and on tiktok at the same time. He spends about 30 minutes on each video at most, sometimes even less. He just shares edits of football videos, not really directly a goal itself for example, but like music added and some after affects and such, or even some cool sentences which I dislike to be fair, because remove the words and just let us see the goal .

But he does make about 400 dollars a month, nothing huge, but 400 dollars a month for 30 minutes a day seems like a great deal to me. And he never has to worry about not working a day or two, even when he takes vacations for a week or so, he just makes his videos ready beforehand, he has like 2+ weeks worth of videos already in his file, and whenever he wants to, he shares them without working. So right now, he could not work 2 weeks, and still make money, by just uploading a video.

All in all, these type of works are great but it requires a lot of unpaid labour for a long time, you do not start making money on day one, he did this for nearly 2 years to reach here now, and I am sure he will grow and make more money, but for many months, probably close to a year, he made zero dollars.

Being more than aware of the life going on right now, using our time wisely is very important to anybody who would like to lead a healthy life in today’s world full of distractions. Today, time on task constitutes a scarce resource, which many firms now contend to get a hold of as long as possible. This poses its own problems, given that the stream of communication impedes focus on the objectives. Hence the need to be clear on what direction our time and focus need to take in order to ensure that we remain on track on the right path for growth and the quality of the life we want to lead.

Getting a second wind at the goals we set is one way of being able to make sense of the activities we engage in on a daily basis to determine if they bring any tangible value to our lives. In this way, we are able to discern when an activity can promote or block the realization of the goals so that we can exclude activities that look shiny but do not play a useful role. Such a chance to refocus and change our daily direction and small routines as it helps to stay in charge while so many temptations around us are out of control.

An intelligent use of our time is a must for anyone that wants to live a healthy and balanced life, but this is difficult to achieve as more than ever we have more distractions coming to us and companies all over the world have an incentive to keep our attention for as long as possible, since this means additional sales or more money coming from advertising, it is because of this that we need to always remember what are our goals and see if what we are doing is making it easier to achieve them or if instead it has become a roadblock we need to overcome.

If you do hover yourself on socmed mainstream whether on being content creator or something which is really that correlated with these stuffs then it would really be up to you on which as long this could something give out that kind of possible chance on to succeed into this field and could bring out or make profits if its really been that recognized but we do know that not all would succeed into this area and thats why they would really be trying out something else on which it will really be that entirely different. I can really say that surfing yourself into social media on all day period wouldnt give out something beneficial. Yes, you might be aware on some news or any latest things around but in personal situation then you cant be able to see some progress or simply you had wasted up tons of time on which you could have make use into something
more worth or on something that could change up your life. This is why its really that important that you should at least having that control of your time and with the discipline because it is really that hard to resist
on not to check your facebook account. hehe

Funny enough, only the financially stable can invest in Bitcoin. By your description, a poor man can barely put food on his table. Talk more about investing. Investing requires someone who is not poor but at least can feed himself properly and take care of his bills and other expenses. He must not be rich or completely financially buoyant, but he has to have a stable source of income. The reason why I am saying this is not that a poor man cannot invest, he can invest but he will be tempted to tap into his investment during pressing times.

I cannot completely agree on this. There are still expenses that one has when they are single. And that single life will make them believe that they are free to do whatever they like, they can go to a shop or, club and do all sorts of things that are expensive still. However, it doesn't count for those who are single but love to take responsibilities into their own hands.

Then don't look deep, problem solved . But seriously now, I really mean it because by looking at the deep can be an equivalent of looking the future and we know it only gives us anxiety and experts often advice us to just focus on the present time as this is the ones that you can control.

About those who use unclear videos, you should not worry about them because it was actually a violation, so their accounts will only get banned later on but you who only create a clear video have nothing to worry. Social media is primarily built for entertainment, so it's completely fine to just surf and get nothing. There must only be a limitation on it though.

I also often see at this time where there are so many people who make short videos in order to earn income by utilizing Facebook, TikTok and also Instagram so that the variations are more because they don't only have to go through media like YouTube. And I also find a lot of creative content such as how to repair cellphones and personal computers through these media in addition to entertainment content such as comedy. This means that things like this will continue to develop over time when people who often do live and less useful videos start to get bored with the things they usually do so they will think about making more creative things through their own content.

Yes, it is indeed difficult if we look that deep, because there are indeed many now who only use unclear videos just to find or chase airtime so that they can be monetized quickly.
But as I said before, it would be better than just surfing all day on social media without a clear goal. Maybe over time it will be more creative, as I see there is starting to be a lot of content on Facebook in the form of sketches, yes, that is progress rather than just videoing something that is completely unclear.
Well, they will also definitely think to think more creatively, because it will be a demand when they expect payment for their content.

You are probably talking about prisons in civilized countries with a high standard of living, because being in them in other countries is essentially bordering on torture and often takes away health, rather than adding it. Yes, there is time to engage in your inner world, to meditate, but this applies, again, to people prepared for this. The majority in prisons are not busy with raising their spiritual world, but with simple problems of survival in them.

In order to prepare for successful business in prison, at least you need access to the Internet, that is, access to the latest knowledge. Old books no longer provide such knowledge. And in prisons, as a rule, it is forbidden to have a connection to the Internet. People sometimes become successful after leaving prison, but this is rather an exception to the rule. It is quite difficult for such people to adapt to normal life. But all this depends on the individual qualities of a person and the characteristics of the outside world of the country in which he lives.

In short, if we will use time efficiently, we will achieve a lot of things that can truly help you in improving your status in life. The path that you will take will rely on what will you do today, you can't blame others as you are the one molding your future.

Do think about those time wasted and you will realize that you should have been more productive if you are aware of what you are doing with your time.

How you use your time determine how productive you'll be as a business man or an entrepreneur.Time is an asset that we don't know it's value until we don't have time anymore. Time is money but time isn't knowledge, knowledge is different as you need to earn that by studying and having experience that teaches you life lessons.

Anyone's that doesn't joke with their time and uses it effectively is going to be blessed with wealth. With time on your side, you'll be operating on a different level that people will begin to think that you have some sort of cheat code that you're using for life. We shouldn't waste our time resources because we can't earn back the time that we wasted. Every other things can be recovered but not time. Losing money is recoverable as you get to make more money and you'll forget about the ones you lost before but time is one thing we can't get back immediately after spending it.

Indeed, it can be an option but seeing the function of social media to be used as a livelihood is currently difficult.
Currently, the phenomenon of all forms of activities being used as content for most people (especially for millennials and gen Z) is very booming, even content that is not of quality is increasingly appearing because it is currently only thought of as viral and getting momentum to make this a place to earn money. This is good but at least we also have to have something, especially in creativity because for now social media that is used as a livelihood is sometimes fixated on things or content that is actually not quality.

It is not meant to be demeaning but indeed the reality is that for now more content creators who actually do not have creativity but only take advantage of the sensation of a hype so that not a few people do the same way (similar content) because it is easy to go viral.

Rat race is good for the person who want to live in comfort zone and my money is not everything in life but it is part of our life.  Business is not good for every person. Many government employees are more rich than small business owners and that don't work for the money but they work when want to work and they have no pressure of work and they enjoy their life. Cryptocurrency is not good for everyone because it needs research and most of the people don't want to research for the safe investment. They invested their 16 to 18 Years to the education which gave them 1000 dollar job and now they are satisfied and want to double this money by doing no research.

OP choosed very important topic to discuss because all know time is money and after understanding we waste our time in useless things. We all have bad habits and we use social media and he scroll the videos of Tik tok and we are spending most of the time in useless things. If someone made a plan and executed well then he will be successful in achieving goal . Focus is very important for achieving goal but we all have very less focus on our goal and if someone focused on his goal ,he will enjoy happy life because money is everything in life because people judge us by our money.

That's why I said, I will not spend so much time there helping others get more view and monetizing my view and number of plays. If anyone spends the whole day there and get a benefit, either by learning a new skill or idea to help them grow or by creating their own content too to make money, it's better than just wasting your whole day scrolling and burning data and your time that should be used to do meaningful things.

Actually, it doesn't matter when we visit social media like Tiktok, Instagram, Facebook and so on, because for some people social media can be a way to relieve fatigue after work, but of course this is with the note that we must remember the time with the time we spend. But in cases like you said, it's clear that it's just a waste of time. They just surf social media all day without doing anything.
Maybe it's normal when done on holidays, but what I see from some people in my environment is that they don't work and only have that activity, of course this is not a productive activity.
However, if there is no job yet, then we must be creative and make social media a place for us to make money. Well, we can start learning to become content creators by monetizing our social media accounts, at least it's better than just surfing without a clear purpose.

Most times it may not really be that they didn't see anything better that made them become contented. Most poor people have seen something better but lack financial support for the better thing to manifest. I have seen brilliant poor children who have gotten all what it takes to succeed but lack of finance has incapacitated them and make it look thus they haven't seen anything in life. Only few where Lucky to succeed, from scholarship program or free skill training and development program. But as for many who has no supporter they leave from hand to mouth. Poverty is one thing that makes people seams to be alive but partially dead.

Priorities and responsibilities will really be that entirely different basing up into your status on which neither you are single or being marries. It will really be that normal that you would really be needing up to thrive on making money or earn money as much as you could and doesnt matte on what sources or hustles that you are really that dealing on with. As long it will really be that legal or something ethical then there's nothing wrong with that.
It is really that just a common human nature or simply a reaction on which this is really something that most people will be doing on which trying out to make money to buy things that they do want or able to provide on what they must provide into their wives or children. We are living in a world on which money is something that the primary need you would be having for you to survive and live a comfortable life. If you dont have job then you dont have money and if you dont have money then you will be living a life on which it is really that too unfortunate or really that being poor and this is what we dont really like to happen. This is why we do really work our asses of to make or earn money and able to survive. Some do able to think on having other extra income source to provide or get atleast into those things that they've been wished for. Some do able to succeed but lots or tons had failed out into such aim or journey. This is why this kind of situation will really be that depending or basing up into someones actions been made and a little bit mix of luck on the things they've been doing.

Only a lazy person that doesn't have a goal in life can end up spending the whole day on TikTok and Instagram scrolling and watching others making money while they are just looking. At some point, I stopped visiting TikTok, Facebook and Instagram because I felt I was just wasting my time to help others gain more views and monetize their page while I get nothing in return.

The biggest difference between being single and being married is the fact that you are not making a decision for only yourself. If I want to earn as much money as possible, work 15 hours a day, and live a terrible life to spend very little then I am allowed to do it. Think about it, lets say I make 2k a month, I work hard 15 hours a day, and I only get to spend 500 of that and rent a terrible room somewhere and eat only ramen, if I am single then I can do that because I am only making a decision for myself and only one who has to be ok with this type of life is me.

But if I am married, then even if my spouse is okay with a bad life so we can save, that would still mean this decision would make them live a worse life and we wouldn't want that, if you are happily married then the most important thing you want to do for your spouse would be giving them a great life and spending money could give you both a happy life when you buy things that makes you happy.

If you want to be successful in life you must learn to make proper use of your time... time is of the essence, the more you lose it you are going to miss out on opportunities...if there's anything that's worth doing ensure you do it, don't procrastinate always take advantage of Time.. there are lots of people that had the opportunity to go to college when they were younger but they spent their time on other things that weren't important, going to college at an old age becomes the only option for them, this might lead to having regretful feelings... Time is money don't waste it.

Are you trying to tell us to go to prison and live if we want to become wealthy because that's what you're trying to say but I don't see the world like that. The wealthy people that I know about weren't excovit and neither have they gone to prison maybe they're only guilty of tax frauds. They built their wealth by being dedicated as many of them aren't graduates and didn't go to school. Building wealth doesn't need school because if it did then all graduates would had been wealthy people but they're not. Time is money only when you know how to make use of your time very well because time will not just turn to money without you doing the right things. The poor and the rich have the same 24hrs in a day but what differential them is how they spend the 24hrs. The rich spend time wisely, doing things that'll help them improve but the poor spend their time doing things that won't make them money but for pleasure.

Being ready and having time is something you can do on a normal life. Not everyone works different hours, most people work 9-5, which means you have many hours after work, if you decide to use it.

Most people use that time to be "happy", they watch movies, they watch tv series, they go out, and they basically do whatever they want to do, but in reality, we are talking about a situation where it won't be as simple as that if you want to grow. If you want to grow, you have nearly 5 hours everyday that you can spend to be better at something, that means if you spend 5 hours a day, for 5 days a week, that is 1300 hours in a single year, you will become a MASTER of that thing in under 8 years, and I mean literally master of it, even after 1 year you will be pretty good, but after 7 years you will be one of the best of it.

So believe me, spending 5 hours on something 5 days a week will make you awesome, then you just spend your weekends to relax, because during weekdays, you spend your time between work and the other thing you are trying to be better at , and the non weekends you take full 48 hours to relax and unwind and live your life, basically try to be happy if you can do that.

Time is indeed money and a lot of people waste it doing things that are irrelevant. A good example of this is how the youths of this generation are now obsessed with social media, they can spend all day scrolling through TikTok, Instagram and so on without taking advantage of the internet to make money. Every second that is wasted can never be gotten back so ensure that you spend time on lucrative things. Time is one of the key things of life that cannot be purchased, time also cannot be stopped in other words it waits for no one, so make use of your time to improve your life.

In order not to get involved in the general "ratrace", you need to think about why this "ratrace" exists. Who started it and who benefits from it. What motivates the people involved in this? Well, if you think about it, it becomes clear that the driving forces are vices. This is primarily vanity, the desire for high status, as well as gluttony, the desire to possess status items, the desire to show everyone your high level of consumption. In other words, it's pride. Envy is also added to the above vices. It turns out that the incentives of the "ratrace" are almost all 7 deadly sins.

It is true that when someone wants to be better, of course they must be able to try to change their habits because without changing their habits for the better, it is very unlikely that someone can develop to be better than before, and in terms of poverty, of course someone must find a job that gives them income for themselves and also the results obtained must be managed well so that they can continue to accumulate their wealth slowly.

If someone does not have a desire from within themselves to change for the better, of course they must be able to accept that their life will always be in poverty, when someone has responsibility for their family but is still not ready to be responsible, of course this is very bad because as someone who is responsible for their family, of course they must be able to meet all the needs needed by our family and if we are not ready, of course we must continue to try so that we can meet all the needs of the family that we need.

Your words are inspiring and true. If a man wants any change in his life then he must change of his own self. People living in poverty will never be able to get out of poverty if they can't make any changes in their work, if they can't give up their daily habits. You must think differently than what everyone else is doing. And in this place a man is trapped. He wants his change but he doesn't want any change in his daily activities. Without self eagerness, one can never progress towards the set goal. I think it is imperative to change yourself before you can change your poverty. Before taking responsibility for the family, he must be in a position to take responsibility. When the sudden duty comes is a different matter. But don't do anything that derails your goal.

A lot of young people don't know how important and valuable time is, time isn't just money but it's priceless. Instead of spending time doing mondane things engage in something that's profitable to you. People don't know that reading a book is also part of self investment, those times you sit by yourself and so nothing is actually the time you are supposed to take advantage of to study books that will develop your mind. In order for you to seize opportunities you must be ready for them and if you are not knowledgeable enough you might end up missing them.

to not having responsibility of paying the bills and getting interlocked into poverty is already such a luxury for most of people, yes it's maybe a rat race, but there's nothing much you can do, some people just don't have the means to turn around and change their life. I mean it definitely possible but some people just can't risk it because they just don't have any means to make it up once they failed.

arguably I'd say, when people are making no progress in their life just stuck in the same spot for many years, they are not putting enough hard work, but it also depends whether putting hard work matters or not when life just trying to beat you into pulp (e.g. sudden disasters, inherited debt, and so on. you can be putting so much hardwork and tiring yourself to the bone and still make no progress.

Yeah, time is very important and my part of the world they say that time is money. Nany people don't understand the statement that time is money. We should appreciate the essence of time when we have it. This is the reason people doing 9-5 jobs hardly get out of the loop to get rich. They spend a lot of time in working. Such time that could be used to think about business idea or developing an idea that could solve human problems. When you work and work and don't have time for yourself, you get sick and when in the hospital you think only how you will get well. When you are fine, you continue working and there's no time to learn new things and no time to update your skills. You keep doing that one thing often and often until it is boring and outdated. Value your time for it is priceless.

Life is made of choices. Of course not everyone will be able to be among the wealthiest in the world, but by making the right decisions you can improve your life considerably. You don't need to give up on alcohol or sugar in order to do so, you just have to keep a balanced life. Just don't become a drunk or a lazy obese. About daily duties, you have to take a task or a responsability at once, never going beyond your limits in the current time.

The problem is that the average guy thinks with the lower head, and ends having children before the right moment. That is, before having financial conditions to afford their raisement and education.

In time, people will understand the importance of being educated, not only gaining knowledge as they can use it to embark their survival. It is their weapon against poverty. You need to equip yourself with something that no one can steal from you. And having knowledge or education is one of them. It will give you edge in the job market as well.
Also, some people can devise their strategy how to elevate their status in life by building their own business. But not all people have that kind of skills that can really hit it off in the business side. So if you feel you are just an ordinary person, then being educated is one of the path that you can take to empower yourself in this competitive market.

Lol. I'm not sure where Op gets the idea that people from the wealthy don't drink, they can drink, but they don't drink to stupor as the poor do, instead, they drink sensibly to avoid ruining their reputation in society. Perhaps the wealthy people from where the Op comes can only drink water.


Being single can save money because you only have to consider your responsibilities and not others. However, being in a position to support a family may encourage someone to work very hard to find a solution out of poverty, especially when you are the one providing for the family and will have little time for yourself aside from working on how to make a living and support your family. Moreover, many people have regretted that they were unable to create another source of income while working for the government because they have no other means of income to support themselves when they retire. So it's best to not rely on government jobs.

Learning can indeed gives more knowledge to those who want. But not many of them wants to learning instead searching for the fast way to achieve what they want. That is not gives a good result as they don't know how to start and will be on the circle without know how to achieve that.

They must cut the circle so they can start a new thing. If they realize that is wrong, they must try to ends it and do something. We have time so we must use that to learn as much as we can. From our learning, we will have something that will open our minds so we can do better.

The rat race. People do that but when we have knowledge, we can do something different than them. That can gives more solution to us how to achieve our goals.

Exactly. Sometimes people get luck in being successful; many people plan and get luck in doing something different from what they wish to do; many people you see out there are doing what they don’t even plan or wish, but that is their destiny—what they got luck to do for being successful in life. I know many people who study and wish to have government work but end up doing business that they did not really have an idea of, but as it is now, they are now rich and doing well for themselves. 
 
You are right; as you said, the new generation is not shaping how to make money without any body's help; many did it on their own. We all have different opinions on how we can be able to make money for ourselves; some people did not even have one thing to do; many youth do different things to make money, and that is why you will see someone with a different skill and all they are doing is making money for him. 

Time is actually a treasure that when it is utilized, it would surely yield remarkable outcomes.
We are always talking about investments but has always been undermining Investing our times to acquire knowledges Instead we have always had our investment thoughts on finances.

Money is power so also is knowledge so acquiring these two is definitely as obtaining treasures of influences.

Ignorant is not an excuse and lack of knowledge and could be a mock when you are lacking behind to rightfully guide your kids as parents but the lack of financial aspect could be assumed that we all must not be rich but nomatter how poor we maybe as parents, we are still in debt to provide essential needs for our kids.

Being sincere, we need to be prepared at your single stage before deciding on being a parent because while we are still single/unmarried, we could be much focus with enough energies to keep grinding to study and have much efforts on hustling to acquire those financial amenities undistractedly which gives a better shape towards our future and finally when when we become a parent or having this responsibilities it would be easier for us to handle.

This is also one reason why we should earlier invest for retirements if we only we could understand the timely potentials of Cryptocurrencies, then would find every reasons to invest on Bitcoin because as we keep to grow old, so also we began to loose physical and psychological abilities to keep thriving on survival.

That is why Bitcoin as a flexible source of income is advisable to invest on if not expecting a quick earning, a distance in the future would always have us the best.

A poor person not being able to change their situation is mostly because of a lack of will, I would say. You can't see changes in your life if you are not ready to change yourself, even if you are not doing anything bad, you should think of doing things differently, and think out of the box if you want to have a different life than the people around you. If you are poor, you live among the poor, and if you make your mind believe that you are going to stay like this for the rest of your life, things won't change.

A person needs to have the will to do something that could change their situation and their life, only then they can make a change for themselves and their family. The first thing one needs to do, as a man, is to make sure their focus is on building their life and becoming something before they bound themselves in responsibilities. Don't get married and start a family when you are not ready, that will make you bound and you won't be able to do much after that due to the responsibilities. You can take care of yourself anywhere in the world, but if you have others behind, that isn't going to be easy.

We are living in a world on which we are really hat fighting for our survival on which we are even trying out to find our own day job on trying out to survive on day to day living. If you are someone who wont really be trying out to have some work then you are just basically that making yourself putting up in some trouble on which we know that money could be everything and if you dont earn money then you would really be having that struggle on living or simply with survival. Speaking about Time is money on which this is indeed true. People do only realize things on the time or moment that they are on such tough situation on which they will really be just that doing some actions on the moment that they do struggle and not doing it something on earlier. It is really that important that you should really be wary on the things that happening around
specially towards into your condition. If you do find out that you are struggling in finances then it would really be that ideal to step up and make out that immediate action to earn money.

Time is money that is why is many advanced countries, workers are paid according to the hours they work. Time is very important and that is why we need to utilize our time and make something reasonable from it. For us to make  more money, it is good will get more advanced skills that will be needed in the future even though it does not have a versatile uses now. The best way to utilize our time well is when invest our time in skill that will become profitable in the future. This why most billionaires are going to be more richer in few years coming because they are investing their time and resources in the future when others are busy flexing and spending their money on unnecessary things.

There are way too many people who end up fair tale'ing everything they can find, all those tv shows and movies that show a person going in, and reading books and working on their body and have a forced habit system will end up getting out and keep doing the same thing.

In most cases the tv shows lie, you do not just wake up at every day at the same hour, read books, fitness, eat healthy, read some more books, dinner, and then sleep at reasonable hour and move on, in most cases we see people literally have trouble with guards and other people and you go mad and watch tv and just waste time there basically and can sleep to whenever you want, even take naps during the day to waste some time. Hence this isn't a true prison display, because prison is a lot worse, and even the sheets you sleep on is dirtier than you can imagine, so there is nothing that this can benefit you, it's a total horrible thing and you should try to avoid jail no matter what and always stay within legal limits.

Time is money, it's everything and this is why everybit of time wasted is being paid for cause it worth it, and this is more reason everyone must be very cautious on how they spend their time and when you do this you can as well accompany it with knowledge cause the amount of time you spend on something should be the one spent on knowledgeable facts, on things that will profits you lifetime treasures and wealth and if you know an investment in knowledge is power, so this is why the rich get wealthier cause they spend their time more on knowledge.

Even poor parents can raise a successful child by explaining the importance of education and the value of time that is sometimes wasted on unnecessary things. However, poverty is the acceptance of one's situation and agreement with it. Agree; we know many cases when successful professionals in one or another specialty come from poor families. I often read the expression here on the forum: It is not scary to be born poor; it is scary to remain so as an adult.
In most cases, poor people do not know a better life only because they do not see anything better but are content with little.

Reality is, being knowledgeable alone will not make a big difference. Experience and expertise will make you reach it far. Unfortunately, those who are living from paycheck to paycheck have a hard time increasing their knowledge and developing their own skills, while those who are living having golden spoon, they find it very easy to achieve it.

But in the end, wealth is never the main reason for individual's success, but it's more on the valuable experiences one has learned and gained all throughout the years.

I honestly concur with that statement!! "If you are born poor! it is difficult to change one's life for the better" . However, the difficulty is not the same as impossible, which is why most middle-class opportunist usually finds their way into the richness the lower class grinds hard enough to meet up with middle-class riches, and their children pick up the pace from where they left off. If you check the number of hard-working people in society, most of them are from middle-class rich families because the parents automatically transfer that level of aggressiveness of being rich into them and they sometimes meet up and turn the situation of the family around, but if you happen to come from another poor linage !! then you will have to work extra hard to set the stage for the next generation to come!!! so the circle continues. which is why the poor keeps getting poorer and the rich keep getting richer but the statement will never apply to middle-class people because they eventually get richer

Time is a lot, but the ability to think and understand only comes when age and time pass.If you are thinking to earn money then 17 years is perfect because this age will give you many ideas while being a secret mind.But many people think that he is still young, he will learn to earn money when he grows up, but this is the biggest mistake.  What people around us give us.You learn things at this age that will be useful to you later, at this age you can make small investments or ways to earn money.We have to control our time otherwise time is not in anyone's hand. If we learn to control it once then nothing will be difficult in life.

Lol yeah, that was funny or crazy. He thinks life in jail is that simple, peaceful, or quiet but in fact it was not really or it was the opposite. Even if we say yes, there is no need for us to do a crime only to get there. That was an insane idea but we still can have a peace even in the comfort of our own homes.

We can as well get peace on places like church, cemetery, etc... now on what you said there, I think climate has nothing to do with the quality of education of a person/student. There's even some who still go to school and study even if it's raining heavily or even if there is a storm. See? While those who are on a good condition are usually the ones who are lazy.

Well, I know that there're some rough situation that can just force a person to lose focus and can not even have time to think very well. It's doesn't necessarily mean that it's everyone that has gone to prison that have time to meditate correctly. Some person are yet not faced with too much of problems or pressing needs, so they have enough time to self meditate and do the right thing to help them grow their financial bar.

Indeed, with time we run to achieve what we want, time is a valuable opportunity to be used as well as possible, maybe the process sounds like ordinary but it is the main thing to live in the wheel of life, to achieve a person's level of success depends on discipline in managing time.

Time is money, this expression is familiar to all of us. Because it is true that time is the most basic factor so that we can do something in this world, including making money. Because if you don't have time, someone will definitely have difficulty getting money or even increasing their knowledge. So the assumption you convey about people in prison having more time, is true. But basically we don't have to go to prison to get free time. Because in essence we are the ones who keep ourselves busy, so we don't have much free time to just read or look for new innovations. Therefore, to have free time, we have to start minimizing all the activities we do better, so that we have free time. Because if we don't do this, we will definitely continue to be busy. Because that's how it is in the world, everyone will definitely be very busy with their own affairs. But if, for example, we are busy making money, I don't think this is a problem. Because as you said, time is money. So, if what you mean is that you want to have free time to expand your knowledge, as I said above, we ourselves have to look for that free time. So in conclusion, we have to reduce our selfishness and ambition a little, then when it's like that we will definitely have a lot of free time.

If you get arrested and end up in Norway prison, then you might have all the luxury to radically change your life and become a successful person because in Norway prisons, you don't really have to worry about anything, you have a big comfort there but on the other hand, in other countries, you can't achieve that. In prisons, there are different rules. There is fight very often, everyone tries to harm you and you are treated badly. It's a psychological shock and fear that can make you suicidal, delusional and completely change your personality. I don't think someone who sits in prison has a clear mind and thinks it's time to read books, to get new profession and have a happy life once they escape the jail. I think that that reality is very different in every country but that mostly suits to prisons in Norway.

It depends on your family. If you come from rich family and parents are understanding, they might help you to use your free time to study but there are families where parents force you to work to feed them. Yes, I know a people that their parents force to work instead of studying, despite the fact that they don't have kids and aren't married. Culture is different everywhere, so what works in one country, doesn't work in another.

There's a lot of opportunities right there all you need is to find but sometimes people getting left behind on this example is the opportunity in life if you are kind of person has the capability to sustain with your daily life have extra money or let's say have a good financial status you will get opportunity to make your life more open but if you are in the middle class to lower class people just want to keep survive even though they want to elevate their status still they are dragging down with their situation. Time is valuable to everyone so better make it on time it seems like time is equivalent to money.

I might agree with the fact that a person needs time, or maybe we should say stressless time where you are not worried about other things when you are focusing on something specific, to become successful in life because the more you get to focus on your goals without worrying about other stuff, the more your chances will be of succeeding. I, however, don't agree with what you said about prisoners becoming wealthy because they have a lot of time in prison to think about things that they might not be able to think about outside. A person sitting in prison wouldn't be free of stress and tension because if they were, they wouldn't end up there in the first place.

The "rat-race" scenario you are talking about is mostly a compulsion and not a choice that people make. You can't decide to stay single and have responsibilities your whole life, and if you aren't doing very well in life already when you reach the age where you need to have a partner and start your practical life, you have no choice but to accept your faith and do it.

As said by a few other users here, only those who are already doing good financially can be free of the rat race you are talking about.

The description is too long when I read it but a good thought from you too.

Of course, if you are a businessman, time is the main thing, It was born after you got the knowledge if you are not knowledgeable, let alone set the time correctly, just take care of daily expenses properly and correctly sometimes we are not able to let alone have a large scale.

Everything must be balanced in essence.

From what I know, you can't randomly open a business in first world countries especially you're selling foods. They will inspect the equipment you use to cook and check whether it's safe or not for foods, they also check the composition and the nutrition to make sure you follow the standard. It's true you didn't open physical business, but if you're selling something then it's mean there's chance someone can report you.

On the other hands, in third world countries, it's really easy to open a business, unfortunately most people are poor and choose to cook by themselves.

if you are not in prison, but still have time to meditate, dream, wish, hope to get rich.. then you have time to do something about it rather than sitting there wishing things can be different

Are you sure about this statement, Do you have data to back it up, So you encourage people to commit a crime so they can go to prison and reflect and become rich, so its goes that to be able to get rich people have to go to jail

If you want to get rich, you can motivate yourself to do that. Even with all these distractions, a person who wants to get rich and advance welcomes challenges because its the challenges that make them strong people to be able to reach their potential, There are a lot of rugs to riches stories, but I don't know if there are prison to riches story.
We should not discriminate people because they are under these conditions that they cannot succeed in life, We  all have equal chances to succeed in life; its all on motivation and hardwork and not on a condition that one has or in.

even if you are poor, you can change your situation.
the poorest of the world are unemployed, thus have alot of spare time. yes they cant afford to just throw a few $$k at a already setup business venture but they can start something small..

when you are poor you are at the bottom already, in short, not much to lose. so take the risk. just try something, even if its small
just find a product or service that is needed in your local area.

if you notice friends, neighbours, relatives waste $25 on fast food because they cant cook for themselves. either due to age, disability or time. get yourself a ready cooked rotisserie chicken for $5, put some veg in a steamer($1.50), make some instant gravy($0.50) and sell them a 'meals on wheels' roast dinner delivered for a bit less than fast food($20($7 cost))

you can multiply this up easily. so just steam alot more veg and serve it up in trays, drive to a place that serves whole rotisserie chicken and bag it up with the trays and deliver it to friends and neighbours each evening. you can easily do 6 doors in 2 hours and get $120($42 cost=$34 profit/h)

the issue actually stems to what people then would do with that $78 extra income. and most would spend it on wasteful things which is where it leads them into staying poor

It is a fact that many people get caught in the rat race. As a result of juggling all the responsibilities around work, bills, and family there is little time left for achievement. For personal development or even fantasy, I reckon the time is when people are always focused on survival. They do not find time to focus on success.

What's interesting about the example you gave people in prison is that it emphasizes the power of isolation and affirmation. There are distractions. Either by circumstance or by choice. People can do their best in ways they might not be able to do otherwise. He argued that opening up brain space is important for learning and development. Even if it's only a little at a time.

That said, I don't think we need extreme situations like prison to promote that growth. It's about finding a way to get out of the "sort of" mentality. It is more of a "rat race" by prioritizing time for personal learning. Whether it's reading Learning new skills Or just think about life's important questions. Even a small step It can lead to big changes over time.

In a world full of fraud, complexity and rapid decision-making, Especially in investing and crypto, acquiring knowledge is important. But the catch is As you said They don't have much time or mental resources to research or prepare. Perhaps the challenge is taking just a few moments each day to focus on long-term growth. Instead, focus on day-to-day growth. Easier said than done But start small, like reading every chapter of a book every night. Or set aside 30 minutes per day.


That is correct. If we do not use the time we gain from the early stages of our lives to learn building skills or self-reflection, we will later struggle with it. At mature stages Responsibility develops. And there is little room for growth, nor for even minimal self-care. These necessities can make life such a grind that every moment can become yet another locked cycle in the constant condition of anxiety.

As you said, it is important to prioritize from the very beginning. It takes time to invest in ourselves long-term when we can still have that size. Chasing after short-term gains seems the easy way. But it usually causes much bigger problems if we fail to get the skills or attitude to solve problems in life. The thing is, lost time can never be recovered. And when we get caught up in our activities It's also very hard to stop and catch up on what we've missed.

I really appreciated how you wrote that prison is a place for wrong thinking. But you're absolutely right; why wait for bad things to come? How about thinking and growing? Actually, creating space in our daily lives, even just the 'mindset' one puts into it. It can give us quiet time to think, study, and build ourselves. We don't have to be isolated to experience moments of reflection and growth; we just have to be intentional with time. No matter how hectic life is. It's all about how time works for us, not against us.

Time is of essence. when you refuse to use time judiciously, the time you're supposed to use in taking care of yourself will now be the time you will use in hustling and trying to meet a lot of needs. because of how busy adulthood stage can be, it's usually very difficult to read the books you failed to read as a teenager and a lot of the things you probably neglected and will have to make use of will now surface and you wouldn't have a choice than to combine all of those things and the end product is that life becomes very stressful and difficult.

it's good to set priorities right. if when you're supposed to be studying and acquiring all the skills and knowledge you will need in life, you use all those times to run after short term benefit you will grow to become an adult that's struggling with everything because of a faulty foundation. money can buy a lot of things but the core thing that money can't buy back is time that's lost.

the prison might look like a place to have deep thinking that could birth ideas that's very innovative but instead of waiting to get into prison before having to make judicious use of your time, why not have a closet where you can use in meditating and studying so you can learn as much as you want to?

I don't know how you conclude that people who spent time in prison get success and wealthy. But the fact is, just like outside of prison, inside of prison not every prisoner are treated equally. The climate sometimes is unstable, and this could have implications on the quality of education and wellbeing differently. Some do well while others might not because of support or past experience.

And regarding the rat race, "rat racers" are not always better placed. Family and job commitments surely do eat into the little free time available, but these days, even then, with more flexible learning opportunities such as online courses, podcasts, and audiobooks, they can keep growing. It is not always about having no end to time, but it's about how one utilizes the little fragments of time they get. Besides, those life responsibilities build problem-solving and resilience, too, and are just as valuable as education.

Sometimes luck plays a part in our destiny. I knew some people that took a risk to establish a business and become successful with it even if they're married and have a family already.

Meanwhile, new generations now are more wise in shaping their future. They are not into study in school > have a job> have a family > work until you die cycle. They know that just having a job is not enough to achieve the life they want so they upskill to increase their income before settling down. Financial literacy is becoming a thing now.

I think you greatly overestimate the amount of successful people who have been in and got out of prison, then went on to become very prosperous. We always see the edge case scenarios that are glamorized in the media and it is amazing when someone can turn themselves around, but these are many fewer than the average percentage of the population who live successful lives. They also eat what they are given, which is generally of a pretty below par standard, yet drugs and alcohol are ripe in prisons in their worst forms. You might have watched a few too many prison films that make the situation look much better, but losing your freedom for any amount of time is not going to be a good experience and it will affect future job prospects.

If you are not wealthy, you will need to work to put food on your table and no one will be ready to take care of you. This is why if you are not from a wealthy family, you need to work and earn a living. If you don't like to remain poor, you should use the extra cash from your monthly income to invest in bitcoin, with DCA method to accumulate weekly or monthly overtime so that you can fight your way out of poverty. Being single will help you reduce expenses but sometimes, your family responsibility can motivate you to think out of the box on how to grow your income. If you don't have extra cash after taking care of your monthly expenses and needs, you should trim down your expenses or look for a second means of income and invest for the future. The problem most government workers are having is that they only focus on their job and don't think of investing or setting up a business which will help them balance in life.

The irony is, people who don't have to worry about paying bills, foods, have duties to fulfill partner, kids, parents etc are people who already rich in the first place. While people who're in "rat-race" aren't rich, so they're forced to join this endless race.

This is why privilege really matter in this case, if you're born poor, it's hard for you to change your life, if you're born in a middle class people, you can't really change your life, but at least you live better than most people, although you will stuck in "rat-race".

I disagree, rich people do consume alcohol, we're not talking about Ronaldo.

If you want to learn you need time that's why a lot people have become wealthy and smart who spent their time in prison, why? Because the self meditation healthy life style no alchol no distractions no need to worry about bills or daily food got time to connect with own higher mind and doing a lot reading you could be surprised about them.
Let's be now very honest without sugar coating life the world and everything around is tricky often you need a lot knowledge to do everything and there is a lot scams it's hard to avoid them If you don't have knowledge even dealing with your own goverment or legal instutions.
The average person who got job working to pay bills having the kids doing the other things maybe helping the parents who are old ....same time after that have only minimum hours of sleep ( they live in RAT Race-lifestyle) they don't have time to educate themselfes and no time even for any kind of deep toughts because they are busy with just their daily activities and surviving.
Those who got time to learn and study and to experince different things and don't have so many duties like family and kids they have way better position to get even financially well then those who are so busy that when they get home the maximum free time they have is to watch news and If they are lucky they can watch some movies 1-2hours but let's not sugar-coated let's be honest you need time and education and knowledge those people who invest in crypto or in anything they often do that quickly without thinking much or doing re-search because they live in ratrace they don't have time even to do re-search and learn or to talk with others because when morning starts the ratrace starting and when something happens like crisis those people will be less prepared.
Try to not be that "ratrace" person and you still have hope in your life:)