Topic: Tirement/Retirement (old age) food for thoughts (Read 192 times)

Very true Boss.diversification of investment dey very necessary especially on a flexible sector of investment such as BTC and real estate investment way no require skills and man power for management and marketing skills so at your retirement u fit still dey financial independence.
I also look at some retired persons and even on their old ages them still dey cater for their responsibility financial challenges then u go hear the papa dey say... My son CryptopreneurBrainboss, u know say I no dey do much with money again, take this #100K support ur business, Charles Tim, u no get job, take this #200K start somewhere. I want renovate the house, I want buy 1 kabu-kabuka car way go dey carry me up and down cuz I no too fit for Waka about.
I think him dey execute all these on the course of him running investment. Super. 💪 na that type them dey say retired but never tire.

Some of my friends go say, “life no suppose hard” lol… no worry, person way go laugh this talk go dey…

Meanwhile, it takes planning to enjoy this life. Man suppose enjoy life and no be everyday struggle.
The fact be say, we get plenty people way dey do this, “make I just survive today and tomorrow will handle itself”. E bad o, e dey very bad. Some people dey carry there tomorrow, chop finish for today, some others just carry for body say, e don end for them and so, them accept a life of constant and compulsive abeg, some others just like the idea of make I chop am well, na my hustle.

Omo, like I talk before, the life no suppose hard.
This life eh, them dey plan am. E fit no play out as you plan am o but, e go enter for you in a way you go get some kind comfort.

Na why, when you still get energy for body, you gats lay am to waste say, you don accumulate enough. Even the richest man for the life now still dey fine more, e dey buy projects and make more investments to stay wealthy. No be say e never get watin go serve like 4 generations after e bone come back for scientific dating but, strength still dey body to dey productive. Dey productive not just for yourself but for the world.

Retirement no be accumulation, na when you no dey body again.

Exactly. People would never realize that the potentials of investing on people is a secrecy set of networking relationship in time of advance. This could tend to profer your image an influential productiveness where your children can even stand a chance to excel even by the influence or compassions of your deeds but the reality is that we don't need to expect returns after help. This is why we need to invest more on families especially children that your aged time would be there responsibilities because if thing's doesn't go well for them then they would definitely have no caressings role to play with you and that whatever that comes out of it should be a result of how you formally played your youthful times

You talk the always give me joy,  e show say you be indeed experience manchi and I rank you, maximum senior man,  as e, be,  a lot of things the involved for this future matters and e cone be like say make we just forget to the think of the future but to work hard for today since we only have the present and not guarantee the future and since the present is the foundation for the future I think today is the best time to prepare for the future unknown.

What a sarcastic life we are living,  but then the best possible way to secure your future is to get a spouse that you can spend your old age with and try to build a family with and around them,  because in old age,  only you and your wife or husband your kids will be gone to start they own life and also will only support you in finances and nothing more.

U talked so nice my dear. The Koko be say the fresh blood and young most at times lost senses say everyday no dey be Christmas where by the little pennies them dey actualize as a means of initial gra-gra and muscle get limitation and them dey forget say something of age way to deprive them from those roles dey approach them.

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Diversification of Source of income na act of fear and conciousness not to stay stagnant or lost ur value rate.
If u tink be and want am big u need show working. This na why investors diversifies.
As for our youths, we dey lost our coming to age feelings hoping say age na scam fails to gaze out out titles and our old age state of being

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Hello, abeg if u see a necessary competition folo up oh. Mostly competition dey ginger mora so no be all completion bad.
When u see ur role model wetin u go do? No be to copy and do as him do so that u go be like am?
The reality be say copy and compete on wetin go add valuable values to urself so that when u fail, u go want keep trying til u reach the hill of that great point. Competition na encouragement and I hope u as an investment, if u fear competitions u go stand a chance to dey  behind so be aware say competition no be curse Only depends on wetin u dey pursue.

This is the first problem, most people don't ever think of what they would do after retirement until they collect that retirement letter then issue of investment or building a house will then come and most of them sometimes opt for building a house because they know that the luxurious apartments they are staying they can't afford it after retirement and so they quickly build a house and then start struggling to feed themselves and family while others after retirement because of greed or the fact that they don't have anything to fall back once they retire and their retirement is already closed by will be looking for high ROI and then invest in a scam project while others get wrong investment ideas and plans.

 Another way to sure of getting something from their children and those they are taking care of is also trying to get a good job opportunity for them because we all know how job hunting in Nigeria is and I guess this is the reason most parents do decide careers for their children.

Most people don't have long term plans for themselves, they just continue to live everyday as it comes by while others have short term plans. Aside all these there are still reasons to invest early because sometimes people lose their jobs one way or the other which may not be their fault and the next step for them will either be getting another job or starting their own business (this one may be tasking if they don't have capital while the other is that they may start hunting for job which may take years before getting a good one).
In the end the best is to plan early so that getting something to fall back on after retirement, if one might not get old their children and family may have something to fall back on since we have heard of stories are some families final struggles Started after the death of their breadwinner. Investing in bitcoin won't be a bad idea either like Hal Finney did for his children

My own na the way we take dey fear poverty way dey make us hustle day and night, make we just know am say old age dey come way be say na then we go hear when them say.... U REAP WHAT U SOLE.

No go dey help help people dey think say you dey plan your old age or use dem as your retirement insurance. People mind dey very unpredictable just because you help people no mean say dem owe you back help, the only way to plan your retirement na to make investment and this investment no be human resources like children, relative or others but business wey be say when you old, even though you no dey present the business fit run e self and dey deliver profits for you. Many of our parents no plan their retirement days and dat's why we have people that are meant to be relax and enjoying life still hustling in their old age. No be say dem no been dey ball when dem dey young or received better salary but dem no plan well for when dem no go fit work again that's why we have to be different, dis our generation need to have investment plans in multiple businesses so we no go get all our eggs for one basket.


Getting a retirement plan dey very easy to do but I no understand why our people no dey do am abi dem too dey live in the moment and no dey think about tomorrow. You fit dey invest 10% of your salary into any better investment way you know say legit like Bitcoin and you use am as your retirement plan. Make I say you dey receive 100k monthly salary and you invest 10% monthly wey be 10k, for one year na 120k you dun invest so and if you do am for 10 yes that's 1.2 million wey you dun invest be that, make we forget about the gains first but only reason the investment capital wey dey guarantee to come out from our investment and make we say we dey approximately 30 years when we get work and we work for 30 years that's 3.6 million investment. Even though the business no dey profitable and you only get your capital out, you can use that to do another new business investment and live comfortably without depending on anybody. Make we dey learn to invest and we'll be independent in our old ages.

This is one of the best advice, invest on your children. Children are investment and they are the best investment on earth. Also not bad to invest on other people if you are capable of doing so.

It is also good to invest on bitcoin. Some people will be saving their retirement fund on naira which is a very bad idea. Saving it in assets like bitcoin and gold is better and also buying lands and properties is good.

This topic touch me special. No forget say life na race. Some, at the age of 20 them done blow, some na their 60s them dey blow, some dey rich, some dey wealthy, but this still boils down to planning. My candid advice is to do your best and leave the rest to God, competition is the greatest thing you should jettison in your life, your mate done buy motor dey build house no mean say you na lazy man. Errigga say one thing with our boys be say them dey compare their one step with another man one hundred steps. Every hustle dey pay, no kind hustle wey no get people wey done rich from am. Stay focused in what ever thing you find yourself doing, old age come old age no come you dey on steady cash out. The difference between now and old age is time, na only time eh go. Cos I dey work work work work work work like I'm Rihanna.

You dey correct my brother and me no go like to say more things here because my facts are all experienced based talk i dey give now.. People think say to make investment na when you go begin receive like 200k to 5m for monthly go make us do investment or even diversify our investment. Na this things dey kill our Youth wetin make them no fit focus to save or investment, since them go always say make we shop first money for investment dey come na so man dey carry dey poor for life.

I could remember a post in the bitcoin discussion side wey been say even though we no fit raise to $200 per week, or per month make we at least raise $10 either every week or month for investment by so doing you go see say you  no go know wen you don end up saving much in BTC and that may turn your story maybe during bull run or after halving since we dey always get new ATH after halving.

Then back to wetin you talk say the kind of money wey we dey get no go fit allow us do things dey wey we want, go really show say we no ready to utilized the small one wey we dey received at the main time. Yes na true say we go enjoy oo but it should when needed or when called for, man shall not live by Bread alone.

You see ehn... This enjoyment thing, we fit still dey enjoy our lives while still planning and achieving it, the thing na to fix ourselves for better resources so that as e dey come den we dey enjoy, plan and invest more. The challenge wey we dey get be say people dey only want rely on only one single income and people no go really fit breath with that kind of source income. Because anyhow wey we look at life, enjoyment no dey bad and if enjoyment na to feed yourself well and take care of inner health then that means say we dey even expose ourselves to health conditions wey be say if e attack, na bigger problem and the little wey we want save to deprive the inner organs wetin e need.

My point be say we suppose also take care of ourselves not really that enjoyment dey bad, we can do that while planning and investing but diversifying our income so that we fit still breath as we run the family. If we get more stream of income then a reasonable person go do well with that.

There is something we must take note about life sometimes all this enjoyment we sees now and taking it as enjoying is something that will cause more harm to us why because, the amount of enjoyment, drinking & Smoking contributes in reducing our life span whereby can make our ending parts our very worse and bad. I have actually seen an old man who doesn't behave as a child were strike on his decisions.

Whenever we fails to plan we ends ups living a life full of regret, the amount of money spent on enjoy can secure a good land in your community even though you don't plan to develop them anytime soon but you children will appreciate you in time to come for securing such land for them. Most people don't want to be deprived from enjoying themselves but truth be told, reflect back to your starting and know that you still have no  much time to fixed things up at the end of their lives the will apportion blames to their uncle and their relatives for not helping them.

Maybe as a young man or woman you fails to understand that after you 30th year, everything you do in your life turns to prayer point. As man try as much as possible to fixed yourself up before getting to that age otherwise your contribution and opinion doesn't counts rather they will class you as a useless man or woman who doesn't know what they are doing in life. By the time you come across your age mate doing something you couldn't do, they will also classify you as a lazy man saying him or she not your age mate.

Our youth really needs to seat up and accept reality of life and learned to start making correction at the right time than waiting and praying hoping for something much better or manner from above to falls down for them to start working or and benefiting from, we can make our today, tomorrow be a better place if we have decided to make a change in our life.

This na food for thought indeed because if we see old people today, e no mean say e no get time wey dem dey young and can run faster than some of us now self but today dem no fit even stand well, not to talk of cross road, jump gota pass and even help themselves.

Them say if you look the lips of old woman e go be like e no get when she take am suck her mama breast, meaning say e also get when old people be tata.

But the koko be say na to look at the life wey those old people live ask questions about their past and then check their achievement as dem don old so.

For the old people levels too make we no forget say some of them plan well and it ended well for them and some also plan well and e no end well for them onto say many things fit still dey involved like destiny and all that, as dem say man propose god disposes, so God go still determine how things go turn out.

However, make we still plan good now and grace of God go see us through. Amen.

Na so I see am because somethings too no be on how you get strength reach or how you fit take plan or work but to work smart and pray say make God shine him light, increase and favour us.

My dear eehh... This thought alone na serious face me I face u threat of life in times coming way gats to trigger us to wake up from slumbering oh bcos na there our all times endivoirs dey hope to play our youthful activities percussions.

It is said that he who fails to plan plans to fail. So on a normal life na about planning and wit the way the society tins dey get hard and rough evry day nah so the nececity to plan com be sumtin we no supos overluk bcos evry plan wey we as humans mk today concerning our lives e get consequences on how e go affect us at old age either gud or bad.

E get some group of people for dis life wey just dey alright with each little tin them see, them no just wan stress dia youg sef to hustle base on say them dey see small tin chop as per family relative and uncles level but them forget say dos people no go dey roger them till old age. As young man you gat invest in yourself development bcos at old age if u no dey on bread no body is coming to save you.

My people make una folo me reason these>>>
U no get work u no dey into investment u no even from rich background but u feel so relaxed dey thank God 4 keeping u alive to a new day 😏 bcos anyhow anyhow anyhow 1 senior man fit roger u or u fit do am in the niggaz or babes ways 4 daily survival.
U dey family house or u dey hook up 4 the street as area guy/babe u be just anywhere belle face na front 4 u, anyhow the day passes e no shake u 😡.
U no get fear or conciousness 4 ur old age? Damn.

When we talk about retirement, it means when we quit cuz age don dey and no strength to keep UPs again. No be say na when we don Carry money load keep to dey enjoy oh but it call for planning of how to live the rest of ur life at the tirement stage(old age)
So my ask ....
If tirement (old age) com, how u want take manage ur life? Cuz by then u go lost your aid youthful means of survival 🤔.

My advice... Dey concious, take responsibility & advantage 4rm ur youthful stages to  plan ur old age so that e go easy for u cuz if u no fit do am at ur youth, u no fit do am at ur old age.
Carry am 4 mind say u need help others to fit get help when in need cus as wen u grows old, u must need helps if not financial help but Errands and some health caressings.
This na why we need to invest on people and plans towards our tirement (old are).
Ask urself
If no 1 cares 4 u & hunga blows u & no food, & na so so u dey mess urself up with faeces and urinating on urself, who want help u? cuz definitely r go happen at ur old age unless u no old reach that level at all where ur adult aged brain returns to that of a little kid(baby).

Just as the fear of poverty (diesease) is a motivation to create wealths (health) and more wealth in abundance, so as the thought (fear/conciousness) of old age stage(tirement) should motivate us with an early plan against retirements.