[TUTORIAL] BPI - How to Increase ATM Withdrawal Limit

Theb

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Quote from: Dabs on February 04, 2020, 02:24:49 PM

I did get an updated card with the EMV chip. Kaso .. hindi sya BPI Mastercard. It's a BPI Debit card, expiry is 2025 pa, so ... bago ito. Ewan. I can use it naman, so ... I'm keeping it. Hindi ko lang mataas yung limit above 50k per day, that's not really an issue.

If you really need more, just go to a branch on a regular banking day.

Yup ganun na nga, pero nakaka-ubos talaga ng oras pag nag over-the-counter withdrawal ka sa mga bangko lalo na sa BPI. I did a couple of OTC Withdrawals with them and kakit 5 or 6 tellers nila and kahit opening ka ng branch uma-abot pa din ako ng 30+ minutes just to withdraw my money, ewan ko ba kung bakit pero parang panget ang queueing system nila wala ka ding choice and pumunta sa BPI Family Savings kasi hindi din accepted yung BPI Main accounts. Mas maganda talagang alternative is yung sinabi mo na to have multiple ATM cards para malabanan yung withdrawal limit or di kaya dun ka sa mga hindi mainstream na bangko like Unionbank o Security Bank at least dun hindi ganun kadami yung tao pag regular working day.

Dabs

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Yung account ko is BPI Direct, so ang minimum maintaining balance ko is only P500.

Right now, it's only at P500 din, kasi I don't really use it for much except cashing out anything I get from coins or rebit or other services. I don't really use it for saving either kasi ang baba ng interest rate.

inthelongrun

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Iba rin itong BPI. While the other banks are increasing their daily withdrawals limits sa mga ATM cards which is usually nasa Php50,000 na. Si BPI naman nanatiling Php20,000 lang. Good thing at nashare ito ni op. I wonder kung magkano ang maintaining balance ng ATM card account nyo? Kasi meron ibang ATM card si BPI na Php3,000 and maintaining balance.

Sa mga bitin sa Php 50,000 ATM withdrawal limits daily. Open kayo ng ATM card accounts sa ibang bangko. Ngayon kasi nakakaubos ng oras mag OTC sa mga bangko.

Dabs

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I did get an updated card with the EMV chip. Kaso .. hindi sya BPI Mastercard. It's a BPI Debit card, expiry is 2025 pa, so ... bago ito. Ewan. I can use it naman, so ... I'm keeping it. Hindi ko lang mataas yung limit above 50k per day, that's not really an issue.

If you really need more, just go to a branch on a regular banking day.

Theb

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Quote from: Dabs on February 04, 2020, 12:11:12 PM

Wala. Ayaw. My account does not show any available cards, even though I have a BPI ATM card. It is not considered a mastercard debit card siguro. It's the original card that I have with BPI.

If kung ganun pwede mong i-try i-upgrade yung regular BPI card mo to a BPI Mastercard. Sa pagkaka alam ko nga matagal ng pinapa-migrate ng BPI yung mga card holders (Cards without EMV Chips) nila to their Mastercard eh, di ko lang sure kung bat mo pa nagagamit yung sayo kasi matagal na nilang ni-notify na ma-iinvalidate yung old atm cards nila. Next na bisita niyo sa BPI try consulting about your situation, and maybe if you want to increase your withdrawal limit above 60k kaya naman nilang gawin yun sa personal bank visit just like any other banks.

Dabs

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Quote from: JanpriX on February 04, 2020, 01:05:49 AM

Quote from: Dabs on February 03, 2020, 03:05:11 PM

Ok din ito kung gagana talaga at pwede ma increase yung limit above 60k or even 100k (there are some days where you really just need the cash diba.)

Ang style ko dati is to split my funds with different ATM providers (different banks) kasi 50k dito, 50k doon.. I will have to test this out.

Bale sa pagkaka-alam ko, hanggang 60k lang yung max limit ng custom withdrawal and then, yung 100k eh for purchasing limit naman. Sana in the future, mas mataasan pa nila yung limit bukod sa 60k.

Nung na-try ko ito, working naman siya. Let us know kung nagawa mo na and kung working sa end mo. Wink

Wala. Ayaw. My account does not show any available cards, even though I have a BPI ATM card. It is not considered a mastercard debit card siguro. It's the original card that I have with BPI.

My account is with BPI Direct, and my minimum maintaining balance is only P500. My ATM withdrawal limit has always been 50k per day though.

finaleshot2016

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So mas okay pala talaga ang BDO compare sa BPI kasi sobrang taas ng maintaining balance sa BPI which 3k php compare to BDO na 2k php lang. As a student, big deal na rin kasi 'to like kapag may babayaran sa academe na biglaan, pwede kang mag-exceed at madali lang ibalik.

I'm using BDO at yung daily withdrawal limit is 50k php, I hope meron din na exploit sa BDO para makawithdraw ng mas malaki pa.
Pero I think sobrang laking pera na rin kasi niyan and matagal pa bago ako umabot sa ganyang point ulit kaya fit na sakin yung 50k maximum per day.

JanpriX

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Quote from: Dabs on February 03, 2020, 03:05:11 PM

Ok din ito kung gagana talaga at pwede ma increase yung limit above 60k or even 100k (there are some days where you really just need the cash diba.)

Ang style ko dati is to split my funds with different ATM providers (different banks) kasi 50k dito, 50k doon.. I will have to test this out.

Bale sa pagkaka-alam ko, hanggang 60k lang yung max limit ng custom withdrawal and then, yung 100k eh for purchasing limit naman. Sana in the future, mas mataasan pa nila yung limit bukod sa 60k.

Nung na-try ko ito, working naman siya. Let us know kung nagawa mo na and kung working sa end mo. Wink

danherbias07

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Quote from: JanpriX on February 03, 2020, 09:26:36 AM

Quote from: danherbias07 on February 03, 2020, 12:58:49 AM

Whoa!!! Ganon lang kadali?
Wow!
Thank you dito.
Ma-eedit ko na yung ATM ni misis para kung sakali man na kelangan namin malaki lalo kapag nauwe ng probinsya.
Thumbs up brad. Thank you din sa step by step na effort sa kung papaano gagawin.

Isa to sa mga problema ko noong nagpapagawa ako ng bahay.
Lahat ng sahod ni misis naipon sa ATM niya.
Ang problema hindi ko mawithdraw hangang sa nalaman ko nga 20k lang pala max non.

Welcome bro! Actually, ganito din yung halos naging problema ko kaya ko naisip gumawa nitong tutorial na ito. Nung nangailangan ako ng pera pambayad sa kasal namin (yung ipon ko at yung sweldo ko eh nasa BPI account ko pareho), kinailangan kong magwithdraw ng malakihan kaso hindi ko siya nagawa dahil 20k lang naging limit ko sa kanila. Minsan nga, nagkakaron pa ng bug kung saan hanggang 15k lang yung kaya kong mawithdraw. Buti na lang at may ganito na pala silang feature ngayon.

Glad to hear na may natulungan ako at ang guide na ito. Grin

Same pala na malakihang gastos ang pinagkaiba lang ay pinaglalaanan.

Ubos ako noon at hindi alam saan huhugot eh.
Ayaw ko pa kasi magwithdraw ng malakihan noon thru Gcash dahil nga 2 percent pa noon ang singilan sa transaction fee.
Sobrang sakit non.
Malaking help to promise at sa tingin ko madami mag aagree sa akin.

Pag ang gastusan ay malakihan na masakit na nililimitahan tayo kahit na pera naman natin ang kukunin natin at the first place di ba?

Dabs

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Ok din ito kung gagana talaga at pwede ma increase yung limit above 60k or even 100k (there are some days where you really just need the cash diba.)

Ang style ko dati is to split my funds with different ATM providers (different banks) kasi 50k dito, 50k doon.. I will have to test this out.

joshy23

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Sa ngayon Wala akong bpi account pero for future reference ang galing nitong tutorial mo sir, Hindi ka na mahahassle pumila or mag antay ng customer service Kaya na pala syang gawin Basta ang importante lang active ung online account mo. Maraming Salamat at Sana madaming maabot at matulungan tong thread mo.

serjent05

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Quote from: cryptoaddictchie on February 03, 2020, 01:35:29 AM

I think this thread belong to Pamilihan bro. IMO, you can move it there para sure, though usually naman minomove ng moderator if hindi sa seksyon na ito puwede ang ating naipost. Kaso maganda unahan mo na.

Quote from: JanpriX on February 03, 2020, 12:48:59 AM

Please let me know if I posted this on the correct place. Thanks. Wink

Indeed sa Pamilihin siya you can see the move button dun sa bottom ng page sa left side.

This is indeed informative, matagal na akong gustong magincrease ng withdrawal limit ng ATM account ko sa BPI kaso medyo tinatamad ako pumunta sa branch at maginquire. Buti na lang at may na post ka na ganitong procedure to increase withdrawal limit sa BPI .

JanpriX

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Quote from: danherbias07 on February 03, 2020, 12:58:49 AM

Whoa!!! Ganon lang kadali?
Wow!
Thank you dito.
Ma-eedit ko na yung ATM ni misis para kung sakali man na kelangan namin malaki lalo kapag nauwe ng probinsya.
Thumbs up brad. Thank you din sa step by step na effort sa kung papaano gagawin.

Isa to sa mga problema ko noong nagpapagawa ako ng bahay.
Lahat ng sahod ni misis naipon sa ATM niya.
Ang problema hindi ko mawithdraw hangang sa nalaman ko nga 20k lang pala max non.

Welcome bro! Actually, ganito din yung halos naging problema ko kaya ko naisip gumawa nitong tutorial na ito. Nung nangailangan ako ng pera pambayad sa kasal namin (yung ipon ko at yung sweldo ko eh nasa BPI account ko pareho), kinailangan kong magwithdraw ng malakihan kaso hindi ko siya nagawa dahil 20k lang naging limit ko sa kanila. Minsan nga, nagkakaron pa ng bug kung saan hanggang 15k lang yung kaya kong mawithdraw. Buti na lang at may ganito na pala silang feature ngayon.

Glad to hear na may natulungan ako at ang guide na ito. Grin

cryptoaddictchie

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I think this thread belong to Pamilihan bro. IMO, you can move it there para sure, though usually naman minomove ng moderator if hindi sa seksyon na ito puwede ang ating naipost. Kaso maganda unahan mo na.

Quote from: JanpriX on February 03, 2020, 12:48:59 AM

Please let me know if I posted this on the correct place. Thanks. Wink

Wow simple lang pala kaso BDO user ako and they have P50k limit per day. Siguro mayroon ding process like this sa BDO katulad ng shinare mo bro.

Anyway will look into it. Kasi minsan need rin ng emergency money and mahaba ang pila sa counter ng BDO at nakatayo pa. Unlike BPI na may waiting area. Nice guide bro.

danherbias07

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Whoa!!! Ganon lang kadali?
Wow!
Thank you dito.
Ma-eedit ko na yung ATM ni misis para kung sakali man na kelangan namin malaki lalo kapag nauwe ng probinsya.
Thumbs up brad. Thank you din sa step by step na effort sa kung papaano gagawin.

Isa to sa mga problema ko noong nagpapagawa ako ng bahay.
Lahat ng sahod ni misis naipon sa ATM niya.
Ang problema hindi ko mawithdraw hangang sa nalaman ko nga 20k lang pala max non.

JanpriX

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Please let me know if I posted this on the correct place. Thanks. Wink

JanpriX

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Buy The F*cking Dip

[Tutorial] BPI - How to Increase ATM Withdrawal Limit

Naransan mo na bang mabitin sa pagwiwithdraw ng iyong kaperahan na galing sa crypto using ATM withdrawal in BPI outllets? Naliliitan ka ba sa default daily limit mo na P20,000? Kung oo ang sagot sa kahit isang tanong na mga ito, para sayo itong simple tutorial ko! Grin

First and foremost, hindi mo na need pumunta sa kanilang branch or tumawag sa customer service nila (na sobrang tagaaal sumagot) para magawa ito. All you need is to have your BPI online account ready. Take note, hindi mo ito magagawa using their BPI mobile app (hassle no, para saan pa yung mobile app nila). Check the steps below:

1. Syempre, LOG IN ka muna sa BPI Online account mo. Use this link^[1] for security purposes. FYI, hindi ako yang nakatalikod na lalaki sa picture. Grin

2. After logging in, click on OTHER SERVICES tapos piliin ang CARDS CONTROL under Card Menu.

3. Click SHOW CARD SETTINGS and then piliin mo and WITHDRAWAL LIMIT. Voila, pede mo ng i-edit yung ATM daily withdrawal limit to your heart's desire. From P20,000, maari mo itong pataasin hanggang P60,000. *Other settings included here are Purchase Limit, International Access, E-commerce Access, Temporary Block and Permanent lost card blocking. These, in my opinion, are very useful if you always use your BPI Card.

BOOM, nabago mo na yung daily withdrawal limit mo (ATM). Congratulations sayo at withdrawhin na natin yang natatago mong kaperahan galing sa Crypto. Ibahagi mo sa forum users yan.

^[1]https://online.bpi.com.ph/portalserver/onlinebanking/sign-in

Topic: [TUTORIAL] BPI - How to Increase ATM Withdrawal Limit (Read 242 times)