Total in Fund:
$19840.1Total in Reserve Addresses:
$4935.31Total: $24775.41
Q&A:Who can join to this fund?Any active forum user ranked member and above who has a staked address or a public PGP key for signing text messages.
What is the currency of my investments?Those are going to be pay only in USDT denomination.
What is the your preferred way of communication?Initially by Direct message, and then we can use email or telegram form that point.
All instructions to invest are made by direct message or email.
Why only users with those staked addresses or PGP key?You’ll need to send signed text messages as instructions to make requests like “reinvest interest,” “pay interest to this address YYYYY,” or “withdraw all funds and pay to address YYYYYY.” For security, I will only accept these instructions if they are signed using a staked Bitcoin address or PGP/GPG key that has been registered and verified for a period of time.
How much those high Interest rate are going to last?The interest rates are linked to the Bank of Mexico’s monetary policy. If the bank lowers its rates, other financial institutions will likely follow, impacting our fund’s rates.
How much can I invest?I will maintain public records showing the total amount in the fund and the liquidity reserve in designated addresses. I am going to start with $10,000 in those address and plan to grow from there.
How long can i keep my investment?You can keep your investment as long as the fund is active. The minimum holding period is 2 weeks.
Is there a minimum amount to start to invest?The recommended starting amount is $100 USDT.
Who would benefit most from this investment?Active crypto users and Bitcointalk members with knowledge managing signed messages, long-term investors seeking passive income, and individuals looking for higher returns compared to traditional savings accounts. This fund suits those comfortable with moderate risk and interested in a structured, liquidity reserved in USDT and BTC investment opportunity.
How is the liquidity reserved secured and can I track it?Addresses for the liquidity reserve are public, those are part of cold walled
bc1qfundusdtyas3h97m8w82ejtxsmwcgjxg4mj45h0x102bbd20d9dc83a5f892c33f7bc7db7249ed6027What happens if the liquidity reserve value fluctuates significantly?I have plenty trust on bitcoin, we have seen the clock cycles of ups and down of this valuable asset over time. The liquidity reserve is only going to be needed if the Mexican economy fails.
Are there any risks involved with this investment?As I said before only if the Mexican economy fluctuates significantly.
All the Financial institutions used are backed and supervised somehow by the local government and regulators
Can I withdraw my investment at any time?You will have your money back within 24 hours after placing the signed withdrawal order.
How do I register my Bitcoin address or PGP key for verification?Use the post designed for staked them:
Stake your Bitcoin address hereThe BCT PGP/GPG Public Key Database: Stake Your PGP Key HereWhat happens if I want to change my payout address?Just send me a signed message with the new address, add the date, add the text with clear instruction to change it.
How often is the fund audited or reviewed for transparency?I am going to keep a spreadsheet updated weekly with the last information available, this spreadsheet is going to be read only for active members of the fund.
Are there any penalties for early withdrawal?No there is no financial penalties financial for it, That only will make me sad.
How do I choose between weekly interest payments and compound interest?Just sign a text message, with clear instructions of what you want. And add the current date to it.
What are the steps to invest and get started with the fund?To invest, follow these steps:
Send a signed message indicating your willing to invest.
Include your return address, the amount you wish to invest, and ensure the message is signed using your staked Bitcoin address or PGP key.
Also include the link to your staked address or pgp key,
Once your signed message is verified, you will receive a unique address to send your investment within 24 hours.
After your investment is received, you can check the status and performance of the fund through a shared, regularly updated spreadsheet. The spreadsheet will be updated weekly.
Example
Link: to staked address/pgp key
Amount to start: $100
Address for payments: YYYYYYYYYYY
Weekly payment: YES/NO
Additional comments:
Make sure your message is correctly signed before submitting, and include any important details in the “Additional comments” section, such as specific instructions or questions.
How is my privacy protected when participating in the fund?
Communications is made trough Direct message or email this to keep private your addresses and avoid begin tracked by someone else.
My answers are going to be also signed.
If you want additional security, you can encrypt your signed messages using my PGP public key, which is staked and available at Staked PGP key
I am not going to reveal your username unless you want to announce that you are investment with me.
Is this not a Ponzi scheme?
There is always a warning message above all the messages on this board, the message is the next:
Warning: Moderators do not remove likely scams. You must use your own brain: caveat emptor. Watch out for Ponzi schemes. Do not invest more than you can afford to lose.
I invite you to check and read that post Ponzi schemes.
Lets to answer all the points on that post:
1. High rate of return
Explanation: ponzi schemes typically offer very high rates of return that are not possible. Anything that is > 50%/year APR is suspicious. Anything > 500% APR is very suspicious. Ponzis can offer lower rates as well (see Maddoff - 10% APR), but these are less common.
Well the APR of this Fund is 10%.
2. Provides no evidence of business activity
They refuse to show what they are investing their capital, what products(s) or services they are selling, and who the customers are. By contrast a mining corporation will be able to provide pictures of hardware and statistics of how many BTC generated per month.
I am not selling anything or mining, but i am placing your investment on Financial Institutions backed by the Government, this is basically Treasury Bonds and another Fixed-Term Deposit accounts that currently pay more than 10% Annually, I already show the tables of that in the previous post.
3. Business activity is "speculation"
Speculation doesn't make steady rates of return. In fact the return rate should often be negative.
I am not speculating or making assumptions. If there is any announcement indicating that interest rates will decrease, I will notify you immediately.
4. Steady rates of return
When combined with a high rate of return that is greater than the market rate of return this is suspicious.
As I mentioned in the previous point and post, this interest rate depends on my country's economy and the monetary policies of the central bank.
5. Increasing demand for capital
Unlike a regular business which has its largest demand for capital at the start, the ponzi starts off with a very small amount of capital ("refuses" deposits), and then grows rapidly. An increasing demand for capital makes sense only if the business can show what the money is being used for. A ponzi will need to have its capital grow at a standard rate that exceeds the withdrawals, whereas a legitimate business will have a varying rate of investment (and this rate will often hit zero).
I will not request additional capital, and you are free to withdraw your investment at any time.
6. Operator hides their identity
If the name and identity of the person who runs this project is publicly known, and they live in a jurisdiction where it would be easy to prosecute them then they are less likely to run away with the money. Though there are exceptions to this (perhaps too many for this to be a good indicator?).
I am a reputable member of this community, and some users here know me by name. To be honest, I have no intention of abandoning this account for any reason. People in this community can earn money through signature campaigns, and I am currently participating in a respectable campaign myself.
7. A Super Majority of Non-Investors view it as a Ponzi
If a business is only defended as legitimate by those who are invested in it, while the overwhelming majority of individuals who have no money to gain from taking a position see it as a ponzi -- it is likely that the non-investors are more trustworthy in their assessment.
I will share some recent updates regarding the economy and the bond market status of my country here:
CETES: An Easy (and Safe) Way To Earn Passive Income in Mexico
What does CETES mean?
Bank of Mexico cuts key interest rate to 10.50% in nearly unanimous vote
Mexico central bank cuts interest rate by 25 basis points as inflation cools
Money Matters: How Safe is Your Cash in Mexico?
8. They advertise a "Limited Availability"
They have a low demand for funds. Especially in the early phase. Ideally they've got people chomping at the bit to be included in the scheme.
I mentioned that the current interest rate could be influenced by the monetary policy of the Central Bank of Mexico (Banxico). Indeed, they recently reduced the reference interest rate, although I’m unsure how long this change will last.
9. They have "Pass-Throughs".
Tentatively this seems like a good indicator. I don't think pass-throughs are typically used in regular project funding. It increases the distance between the investor and the fund-owner and acts as a shield/distraction. It is more indicative of money laundering.
I am working independently; I’m not creating a corporation or anything extravagant like that.
