And i can afirm you that is completly safe only if at the moment of the Ubuntu installation, you select the option to cipher your home folder(is asked below your nickname and password)
What this do? every time when you go into ubuntu, your home folder will be mounted in a "separated" partition and decrypted for your login password.
And this is safe because the only way to read the file and data inyour home folder from other laptop or pc(if the hdd is thief) is input your passphrase that will it asked when ubuntu has started for first time.
about this:
Since ubuntu created ext4 partition Windows wont be able to read it, .dat file is on ext4 partition. I suppose it is fairly secure.
When I want to make transaction I just log on Ubuntu and make offline signature. Since all network connections in ubuntu are terminated.
Thoughts?
I understand, I have to encrypt it during install. I will do so. Thanks.