The poorest thinking is for someone to be using his wallet device or any device funds can be accessed to click on ads, even google will gladly welcome scammers and help them to displace their ads, other sites also do not want to know if someone's site is legit or not because scammers will payf or the ads the are displaying. Clicking on ads is the begining of lack of online privacy and unsafe device (devices used to click on malware), and a potential means to attack such devices.
Also, it is not only limited to clicking of malware, some people also like downloading pirated copies, there are malware that can be easily introduced into someones devices through pirated torrent files. One thing about these malware is that they are just a few kilobytes to download and install unknowingly.
One thing I can not do is to be using the device I have my Bitcoin wallet on, my banking app on, or the exchange I am using to access the internet anyhow I want, it is not done like that, what I basically used this devices for are downloading new updates like new Electrum wallet version and nothing more. But, yet, I can never use the device I am using to browse and access the internet online frequently to be click on ads, it is like I am inviting scammers myself, so it is not possible. People that care about online security, privacy and safety will make use of anti-malware and ad-blockers to just to be safe.
New malware version and method of attack, but same old thing.
Yes, it is the same old way, this is what I expect the government to also work on, to spread the importance of not clicking on ads, but the world is not balance, even google can not do it because it is part of their income sources, then even the government will not help because they see ads as so important than anything, but yet a potential means scammers are using to scam people. They will say they are regulating, but they are not teaching. Taliban becoming the government of Afghanistan is still another lesson I learnt recently, that the world is fake, if we do not protect ourselves, then we can be the victim of irreversible mistake.