This is true. It is one of the reasons the government it's so scared about BTC. I am just a new member, also I have just some months "eating info" to put it into practice. So far I can say We really need to open up somehow BTC. I mean make it more achievable for more users. So far the only concern I have is the level of technical knowledge you need to get things right.
Somebody told me once: "If you can explain something to your grandma, then you can tell it to everyone, and they will get it"
It should be like a division of tech people and a division of users. So you could decide depending on your skills.
I respect every opinion, but I think keep building/designing/creating, new systems in order to protect, it would make the situation worst. Is like when you try to hide something even that you do not have a thing, somebody would think you are really hiding something and will try too go after it. I will give you my personal example. Just since 3 months ago I have been into the "crypto world", it's been easier for me because I'm engineer and a programmer. Also I heard about BTC around 2010 for the very first time, when I was in college. But at that time BTC was for me like a digital idea, not a fact. And there is the big breach what I call "poor countries cannot even afford good internet so btc will come in some years for them"
Today it is very real but I can see some "holes". This is why I believe that hiding/protecting is not the answer, maybe the answer is opening and giving it a massive usage and kicking all governments asses