It really just depends on your tolerance for transaction fees. So if your payout threshold is 1 coin, and the transaction fee is 0.01 coins, then you will lose 1%. Since your threshold is 4 coins, you would only lose 0.25%. Mining pools usually take more than that, usually 1-2%, and if you use EWBF to mine that Zencash, then you are losing another 2% as the dev-fee.
Since you are just keeping the Zencash, then the 3-4% you are losing to just mine with a miner and a pool is more significant than the 0.25% you are losing in the transaction fee. In my opinion, you are doing it right.
If you are profit-switching, this transaction fee becomes more important to consider. You have to get the mined coins to the exchange as fast as possible to try and still catch the wave of the higher price of the coin you are mining. This means you have to have a higher tolerance for a higher transaction fee. I wouldn't go as high as 10%, but 1-5% seems about right, depending on how fast your hashrate can generate enough coin to meet the minimum threshold.
Topic: What do you set your payout thresholds at? (Read 196 times)
I mine Ethereum with my 5x R9 290 rig at Nanopool, my minimum payout is set to 0.05 ETH. Get paid over 1.5 days. 
I am mining ZEN with 48 cards. I currently have my payment threshold set at 4 ZEN and I get a payment every day. I don't have any immediate needs for the ZEN it just sits there for now. The way I understand it more frequent payouts result in more transaction fees when I go to sell? Is once a day payments good I should I make it once a week or something?
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