As of now, only that "pro lender" is making a problem!
I don't agree with you josephno1 , there are some legit loan requests from newbie side also , we never nuke a newbie trust unless he don't provide a valid collateral , there are many accounts that are pawned by escrow services (Lenders) who gave loan to known members (Jr++) and they never repaid them and lenders are now much adhere about lending coins to anyone .
I have even seen ,newbie repaying lending amounts with Interest.
So no chance of saying this "you had to be a Jr. Member or higher to post on the loan section"