Credit cards should be made illegal, shame on the world for accepting such a demonizing concept that eventually ruins the lives of so many. Scumbags at the top are making a killing of us, the sheeple, and those at the top all know each other and there is very few of them. Shame.
usury is illegal.
I agree that those people are incredibly irresponsible and that they are completely at fault. It personally doesn't affect me either what those in debt experience.
However, I feel that it is too harsh to not give people some safety net from the people with power that knowingly destroy people's lives for their benefit.
Sure it is their responsibility, but let's not allow strong to pray on the weak to the point that there is no coming back and at no cost of the ones that knowingly put them in such position. If we won't give those people a second chance to get out of debt, we should at least have some punishment for the ones that pushed them there. After all, it is far from honest and fair behavior.