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Topic: What payment processors do you use? (Read 2891 times)

hero member
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Metaverse 👾 Cyberweapons
December 12, 2016, 04:11:52 PM
#41
Thank you for your replies! I especially feel thankful because you pointed out the importance of APIs. Providing a stable API is very important feature of a provider. Maybe, the provider's site is clean and secure, but above a certain level API usage becomes more important because of the development of business applications, system integrity and automation. I think, anyone who was looking for payment processors got some info on them already from this discussion so I am closing this now. Thank you for your help!
hero member
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Leading Crypto Sports Betting & Casino Platform
December 06, 2016, 04:01:25 AM
#40
I use coingate.com.
Because they don't need vertifications for you to accept payments..

I didn't hear that payment processor. What currency it uses? I want to try it if it is just like paypal.


@OP i'm currently using paypal and bitcoin but paypal is my preferred because it is safe and a lot pf online merchant and banks that accpeting this kind of payment. I feel safe when i'm using it because it has a dispute features, so less worries if someones try to scam me.
After reading for a while in the coingate site i assume that it's like bitpay or coinbase API that allowed you to pay as usual if you're ever trying those. at some point after checking out your stuff you will be redirected into a page that giving you an address to pay the bill. this kind of things always made everything simple and really helpful
sr. member
Activity: 1232
Merit: 250
December 06, 2016, 03:01:00 AM
#39
I use Payapl, Perfect Money basically, and since few months I am into Bitcoins as well and started using it.
Paypal/Perfect Money because it is quite available to shop from many online sellers. Now as many sellers are gradually starting to accept Bitcoin, the choice might shift. But sometimes Paypal will be my choice to buy some particular goods or services.
hero member
Activity: 2632
Merit: 787
Jack of all trades 💯
December 06, 2016, 02:51:53 AM
#38
when I really need I use paypal and credit cards

usually I don't trade in the forum

Even though many of us hates paypal still I use this also even I'm one of them that is not loving the charges of paypal to us. Still their service is quite good enough if we don't have choice and besides some of my freelance work is getting paid me with paypal for they don't know how to use bitcoin. I don't experience here in forum either for trading but I know there are trusted people here.
Paypal is the most widely used payment processor, however when people starting using bitcoin they will realize how expensive paypal's fee and with it's reversible nature, sometimes people always got scammed by dispute money, for those who suffered the feeling of losing money when they got scammed they would avoid use paypal for the next time the alternative maybe is bitcoin.
I personally use paypal when i can't buy what i want with bitcoin directly.

And I'm one of it that I realized how paypal is very greed with the service they are charging even though it is reasonable but still I can't take it for a longer time. They are also freezing some accounts that they thinks that are being involved in some fishy activities for having a very rapid addition to their balance.


Paypal takes ridiculous fee's in every transactions we made and i realize that im losing some huge money if i continue to used that and luckily i know bitcoins  bitcoins where i cam save some money since the network fees are to little to notice, and freezinh of account is totally not an issue since you will get hit by paypal management if your transaction is malicious or someone has reported your account for some matters,

Yes surely we are all very lucky to know that there is another payment processor that can be good for alternative to paypal. And other payment processors who are popular also are doing the same with paypal. But with paypal's freezing of account, I have read some other people complaining that it is not a good act because they are just having a big sales.


But the sad truth is bitcoin have limited access only since we cannot buy some goods on big sites, but thats not necessary if we are not online shopper, but if we are on the process that finding some good ways to transafer money at ease will bitcoin well be the best choice for that since the payments are cheap and sometimes its free of charge if we are using the same local wallets, and for now im happy using our local bitcoin wallets since it have easy to cashout option and hah many merchant feature that we can rely on if we need something online.
legendary
Activity: 1148
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Bounty Mngr & Article Writer https://goo.gl/p4Agsh
December 04, 2016, 09:08:04 AM
#37
I use coingate.com.
Because they don't need vertifications for you to accept payments..

I didn't hear that payment processor. What currency it uses? I want to try it if it is just like paypal.


@OP i'm currently using paypal and bitcoin but paypal is my preferred because it is safe and a lot pf online merchant and banks that accpeting this kind of payment. I feel safe when i'm using it because it has a dispute features, so less worries if someones try to scam me.
full member
Activity: 168
Merit: 100
December 04, 2016, 09:02:58 AM
#36
I use coingate.com.
Because they don't need vertifications for you to accept payments..
hero member
Activity: 868
Merit: 500
December 04, 2016, 08:21:11 AM
#35
I use Zebpay app to covert my Bitcoin to my local currency and Local currency to Bitcoin this app is easy to use and recently they enabled trading option so I can trade Bitcoin on my android mobile phone.
hero member
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December 03, 2016, 01:58:42 PM
#34
Well, I use paypal. although it was a bit difficult, but, paypal has a lot of advantages. in fact, paypal accepted in any legal online shopping sites. so, using paypal as a payment processor is a very good thing in my opinion. besides, I also use the perfect money, but I rarely use it
hero member
Activity: 1764
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#SWGT PRE-SALE IS LIVE
December 03, 2016, 07:30:47 AM
#33
when I really need I use paypal and credit cards

usually I don't trade in the forum

Even though many of us hates paypal still I use this also even I'm one of them that is not loving the charges of paypal to us. Still their service is quite good enough if we don't have choice and besides some of my freelance work is getting paid me with paypal for they don't know how to use bitcoin. I don't experience here in forum either for trading but I know there are trusted people here.
Paypal is the most widely used payment processor, however when people starting using bitcoin they will realize how expensive paypal's fee and with it's reversible nature, sometimes people always got scammed by dispute money, for those who suffered the feeling of losing money when they got scammed they would avoid use paypal for the next time the alternative maybe is bitcoin.
I personally use paypal when i can't buy what i want with bitcoin directly.

And I'm one of it that I realized how paypal is very greed with the service they are charging even though it is reasonable but still I can't take it for a longer time. They are also freezing some accounts that they thinks that are being involved in some fishy activities for having a very rapid addition to their balance.


Paypal takes ridiculous fee's in every transactions we made and i realize that im losing some huge money if i continue to used that and luckily i know bitcoins  bitcoins where i cam save some money since the network fees are to little to notice, and freezinh of account is totally not an issue since you will get hit by paypal management if your transaction is malicious or someone has reported your account for some matters,
legendary
Activity: 2492
Merit: 1145
Enterapp Pre-Sale Live - bit.ly/3UrMCWI
December 02, 2016, 11:20:55 PM
#32
I am using both bitcoin and paypal as my payment. If im ordering online but they didnt accept.btc I am paying them paypal, But if they are.accepting bitcoin and paypal i am sending bitcoin as payment. Paypal has a expensive transaction fee if.compared to bitcoin
legendary
Activity: 1120
Merit: 1000
November 29, 2016, 08:52:19 AM
#31
when I really need I use paypal and credit cards

usually I don't trade in the forum

Even though many of us hates paypal still I use this also even I'm one of them that is not loving the charges of paypal to us. Still their service is quite good enough if we don't have choice and besides some of my freelance work is getting paid me with paypal for they don't know how to use bitcoin. I don't experience here in forum either for trading but I know there are trusted people here.
Paypal is the most widely used payment processor, however when people starting using bitcoin they will realize how expensive paypal's fee and with it's reversible nature, sometimes people always got scammed by dispute money, for those who suffered the feeling of losing money when they got scammed they would avoid use paypal for the next time the alternative maybe is bitcoin.
I personally use paypal when i can't buy what i want with bitcoin directly.
legendary
Activity: 2436
Merit: 1104
November 28, 2016, 09:54:14 PM
#30
I only buy Digital Goods online and I pay directly with bitcoin.

For physical goods, I tend to opt for local sellers(as I don't like paying crazy amounts for shipping)and we go through the local exchange for that or dragonpay/gcash.

The fees from these third-party payment processors are crazy but for those rare times that I need to use one, I go with PayPal.
 
newbie
Activity: 7
Merit: 0
November 28, 2016, 11:20:09 AM
#29
Www.ThreePoints.ml uses the GoCoin payment processor. It works very well for orders and email notifications.
member
Activity: 94
Merit: 10
November 22, 2016, 01:43:37 PM
#28
when I really need I use paypal and credit cards

usually I don't trade in the forum
hero member
Activity: 756
Merit: 500
November 22, 2016, 09:23:05 AM
#27
Netteller also has an option for Bitcoin deposits and withdrawals with minimum of $20 per transaction plus fees although they used third party affiliate, I haven't had any problems when using it so far.

That is certainly true, as long as we use it does not have a problem then I will also agree and will support full of all the things that they do. For if it is not done then I think the growth will not be as good as bitcoin and as good as this, only support and perform the best way is the most appropriate thing to make the bitcoin became one of the currencies is very needed and used by everyone
full member
Activity: 140
Merit: 100
November 22, 2016, 05:39:48 AM
#26
Netteller also has an option for Bitcoin deposits and withdrawals with minimum of $20 per transaction plus fees although they used third party affiliate, I haven't had any problems when using it so far.
legendary
Activity: 1190
Merit: 1002
November 20, 2016, 03:27:46 AM
#25
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

If the Client is from my country i will go for Bank Transfer or Bitcoin for my products for sale, what you are asking if you are asking about in selling bitcoins then i go for same Bank Transfer as it is more safe, i  dont go for online purchase as the delivery charges to my country is costly and after adding the Delivery Charges to the purchase product the price cost is higher then my local purchase so i go for fiat currency exchange
hero member
Activity: 3066
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Leading Crypto Sports Betting & Casino Platform
November 20, 2016, 01:39:42 AM
#24
I just saw this announcement for a new one https://bitcointalk.org/index.php?topic=1686045.0;topicseen

I haven't used it but it's open source so I'd say it's worth looking into at the very least.
what i read from the link,maybe thing works out like another bitcoin payment API but the difference is this plugin can't exchange the bitcoin automatically into some kind of fiat instead sending the amount of bitcoin directly to the seller's wallet,beside of that it's still good plugin
legendary
Activity: 1382
Merit: 1122
November 19, 2016, 09:59:39 AM
#23
I just saw this announcement for a new one https://bitcointalk.org/index.php?topic=1686045.0;topicseen

I haven't used it but it's open source so I'd say it's worth looking into at the very least.
hero member
Activity: 3024
Merit: 745
Top Crypto Casino
November 19, 2016, 07:16:33 AM
#22
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

if you are asking for this bitcointalk.org Community than I can say with  no doubt the most using payment processors of the community is 99% bitcoin. I saw people asking to pay them in paypal and willing to pay via paypal also.. but Paypal is not preferred because of their money reversible policy. I saw above posts I think if you are just want to sell something individually than you better go with bitcoin.

Most of the time for the purpose of buying or international shopping I prefer PayPal for its return back policy. As quoted for individual needs or exchanging goods within two persons can choose bitcoin. But with bitcoin both needs to have trust over each other or need to use an escrow. Finding a new person with trust through forum is hard.

I've been more looking into that return back policy for its protecting more of the buyers and I think that is not fair because what if there are some buyers that just want to troll those legit buyers. I've experience that before so what I'm using now is. I am completely using bitcoin as my payment processor so if my receiver is not into bitcoin its their problem as long as I pay them my obligations.
legendary
Activity: 3234
Merit: 1214
Vave.com - Crypto Casino
November 18, 2016, 09:11:18 AM
#21
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

if you are asking for this bitcointalk.org Community than I can say with  no doubt the most using payment processors of the community is 99% bitcoin. I saw people asking to pay them in paypal and willing to pay via paypal also.. but Paypal is not preferred because of their money reversible policy. I saw above posts I think if you are just want to sell something individually than you better go with bitcoin.

Most of the time for the purpose of buying or international shopping I prefer PayPal for its return back policy. As quoted for individual needs or exchanging goods within two persons can choose bitcoin. But with bitcoin both needs to have trust over each other or need to use an escrow. Finding a new person with trust through forum is hard.
legendary
Activity: 1302
Merit: 1037
November 18, 2016, 07:44:20 AM
#20
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

if you are asking for this bitcointalk.org Community than I can say with  no doubt the most using payment processors of the community is 99% bitcoin. I saw people asking to pay them in paypal and willing to pay via paypal also.. but Paypal is not preferred because of their money reversible policy. I saw above posts I think if you are just want to sell something individually than you better go with bitcoin.
newbie
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November 18, 2016, 05:43:20 AM
#19
advcash developing, good
sr. member
Activity: 434
Merit: 253
November 17, 2016, 05:14:57 PM
#18
It was a store I built and sold later on.

I use coinsimple because I wanted to keep the payments in BTC, I think they have the ability to provide you a share of your sales in fiat (not sure)

They have also CMS Apis in case you want to use woocommerce or a popular shop CMS
hero member
Activity: 1204
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Metaverse 👾 Cyberweapons
November 17, 2016, 02:30:27 PM
#17
Thank you for your feedback! So, we have discussed Bitpay already. I found Payeer and Coindesk also to be just fine alternatives.

I used https://coinsimple.com/ in one of my projects and it is great, you basically provide them your main BTC address and all transactions will be forwarded to that address.

Is it your project like founded/developed by you or your project like your favorit? I want to have the options to both withdraw in BTC and in fiat.

Well i use Bitcoin of course and mainly i use Payza as well because it support Bitcoin to fund and to withdraw funds. Payza have some high fees but its still trusted payment processor and supporting Bitcoin is really needed by many customers.

Since I have several trusted alternatives that knows what Payza does, but are more cost-efficient, I would choose one of them over Payza. Or does Payza have anything else that the other listed ones don't?
hero member
Activity: 518
Merit: 500
November 17, 2016, 08:01:48 AM
#16
The payment processor that  used is  neteller, the reasons is i can make deposit money use bitcoin with nice rate (using bitpay.com) and it has low fees for deposit money about 1% and it is cheap in my opinion. And i think it is nice services because in my experience there were no found the problem.
hero member
Activity: 1610
Merit: 507
November 15, 2016, 08:23:07 PM
#15
i think its depend on what product you sell and you can choose credit card for the most payment processors used by many store online, the second is paypal as the largest payment processors after credit card, then the third is payza.

but if you want to use in this forum, as we use bitcoin as the payment, you can offering for for sending the amount from their bitcoin wallet into your bitcoin wallet or you can use payza, coindesk or even for paypal.

for another forum which don't know about bitcoin, you can offering them to pay with paypal or credit card for the safe payment because i used this in the past and its work properly for me and for many people.
legendary
Activity: 954
Merit: 1000
November 15, 2016, 07:53:24 PM
#14
I have used both Bitpay and Coindesk. Prefer Bitpay more as it doesn't require me to sign in. Otherwise both are equally good.
sr. member
Activity: 294
Merit: 250
Minter
November 15, 2016, 04:24:15 PM
#13
Payeer allows you to deposit in bitcoins and withdraw in USD, GBP and Euro. Their fees are one of the cheapest out there.
sr. member
Activity: 434
Merit: 253
November 15, 2016, 02:44:44 PM
#12
Lots of qualified processor accept Bitcoin now, including Stripe and BrainTree.

The question is : do you want to receive your money in BTC or FIAT ?

I used https://coinsimple.com/ in one of my projects and it is great, you basically provide them your main BTC address and all transactions will be forwarded to that address.

hero member
Activity: 756
Merit: 500
November 14, 2016, 10:21:54 AM
#11
Well i use Bitcoin of course and mainly i use Payza as well because it support Bitcoin to fund and to withdraw funds. Payza have some high fees but its still trusted payment processor and supporting Bitcoin is really needed by many customers.

I never dared to use those other payment processor just because of their fees because if we want to exchange our bitcoins into dollar and cash them out to another payment processor except bitcoin then it charges dollars to us while withdrawing bitcoins does not cost that much.
sr. member
Activity: 672
Merit: 250
November 14, 2016, 02:03:46 AM
#10
I personally never used any other payment processor except bitcoin wallets as i'm not a trader nor i had any money out of bitcoin so that i could keep them somewhere, but i used to have accounts on different payment processors like perfectmoney and a few more.
hero member
Activity: 742
Merit: 500
November 13, 2016, 06:58:43 PM
#9
Well i use Bitcoin of course and mainly i use Payza as well because it support Bitcoin to fund and to withdraw funds. Payza have some high fees but its still trusted payment processor and supporting Bitcoin is really needed by many customers.
hero member
Activity: 1204
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Metaverse 👾 Cyberweapons
November 13, 2016, 02:43:56 PM
#8
If I got it right , you won't be able to exchange the funds from BTC to USD unless you have a Visa card and to get the card you should be a U.S citizen . You could check their Visa card FAQ & Fees and limits

It does not say that I have to be an US citizen to get the card. It says that there is a 3% conversion fee outside the US. With your and ajaxmoor's recommendation Bitpay seems to be a fine choice so far.
legendary
Activity: 1372
Merit: 1000
November 13, 2016, 05:20:46 AM
#7
from the Pricing page , you can see that you can make 30 transactions a month for free but once you make additional transaction then you will be paying 1% fees from those transactions , just like the Business plan. I think It really worth it If you project is good/big enough , 1% isn't that much considering the amount of time and resources you could take If you make your own payment processor.

To be honest, I could sacrifice 1% for this service. But does it have a withdrawal fee or BTC to USD fee? Because I read you could exchange your funds from BTC to USD via the site.

If I got it right , you won't be able to exchange the funds from BTC to USD unless you have a Visa card and to get the card you should be a U.S citizen . You could check their Visa card FAQ & Fees and limits
I don't think this is a requirement. Other services in the past that I have used were not all US based, so there might be a work around. Would recommend Bitpay as well, and one of the reason being, that they don't sell the btc they get(from what I heard last time). So it doesn't affect the marketprice, and hence you are also helping the bitcoin environment.
legendary
Activity: 1568
Merit: 1031
November 11, 2016, 05:23:31 AM
#6
from the Pricing page , you can see that you can make 30 transactions a month for free but once you make additional transaction then you will be paying 1% fees from those transactions , just like the Business plan. I think It really worth it If you project is good/big enough , 1% isn't that much considering the amount of time and resources you could take If you make your own payment processor.

To be honest, I could sacrifice 1% for this service. But does it have a withdrawal fee or BTC to USD fee? Because I read you could exchange your funds from BTC to USD via the site.

If I got it right , you won't be able to exchange the funds from BTC to USD unless you have a Visa card and to get the card you should be a U.S citizen . You could check their Visa card FAQ & Fees and limits
hero member
Activity: 1204
Merit: 531
Metaverse 👾 Cyberweapons
November 11, 2016, 03:39:17 AM
#5
from the Pricing page , you can see that you can make 30 transactions a month for free but once you make additional transaction then you will be paying 1% fees from those transactions , just like the Business plan. I think It really worth it If you project is good/big enough , 1% isn't that much considering the amount of time and resources you could take If you make your own payment processor.

To be honest, I could sacrifice 1% for this service. But does it have a withdrawal fee or BTC to USD fee? Because I read you could exchange your funds from BTC to USD via the site.
legendary
Activity: 1568
Merit: 1031
November 11, 2016, 03:33:36 AM
#4
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

Payment processors are basically made for website/services owner and not individuals , small transaction on the forum wouldn't require them at all. Bitpay.com is definitely the best when It come to handling online BTC payments from users and a lot of services use it (such as Neteller , Steam and Shopify).

Bitpay actually seems to be pretty cool. So, could I use it for free up to 30 transactions and after 30 transactions I have to pay 1% transaction fee?

from the Pricing page , you can see that you can make 30 transactions a month for free but once you make additional transaction then you will be paying 1% fees from those transactions , just like the Business plan. I think It really worth it If you project is good/big enough , 1% isn't that much considering the amount of time and resources you could take If you make your own payment processor.
hero member
Activity: 1204
Merit: 531
Metaverse 👾 Cyberweapons
November 11, 2016, 03:27:35 AM
#3
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

Payment processors are basically made for website/services owner and not individuals , small transaction on the forum wouldn't require them at all. Bitpay.com is definitely the best when It come to handling online BTC payments from users and a lot of services use it (such as Neteller , Steam and Shopify).

Bitpay actually seems to be pretty cool. So, could I use it for free up to 30 transactions and after 30 transactions I have to pay 1% transaction fee?
legendary
Activity: 1568
Merit: 1031
November 11, 2016, 03:23:27 AM
#2
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.

Payment processors are basically made for website/services owner and not individuals , small transaction on the forum wouldn't require them at all. Bitpay.com is definitely the best when It come to handling online BTC payments from users and a lot of services use it (such as Neteller , Steam and Shopify).
hero member
Activity: 1204
Merit: 531
Metaverse 👾 Cyberweapons
November 11, 2016, 03:20:25 AM
#1
I would like to know what payment processors the clients and sellers of our community prefer. If you both sell and buy on the forum, you could tell both what payment processor you prefer in client role and in seller role. I would appreciate a short explanation to your preference, too.
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