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Topic: Where to buy bitcoin with direct debit to bank account? (Read 151 times)

hero member
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Hello, do you know an exchange for Europe where I can buy btc with direct debit to my bank account? Thanks

Bittylicious
Coinmama
Bitpanda
CEX.io
Bity


I personally didn't use these sites. Please do proper research before you use these sites. Some required KYC too & some works without KYC  I use skrill & Neteller as these two company is one of the popular ones while dealing with Banks.
member
Activity: 168
Merit: 86
Buying btc with your bank debit card will often requires your KYC documents.
In addition to the websites mentioned above, coinbase supports Europe though its a USA based company, you can add your bank account debit card and buy your btc immediately.

I use coinbase pro from a long time, I usually send a bank transfer and 1 day after they receive the deposit. I'm fine with that, no matter if there is KYC.
What I'm looking for, is not a way to buy with a debit card but an exchange that does direct debit to the bank account, so I can buy anytime I want avoiding the commissions for the cards and the waiting time for the transfer by having the debit directly on the bank.
sr. member
Activity: 895
Merit: 250
Buying btc with your bank debit card will often requires your KYC documents.
In addition to the websites mentioned above, coinbase supports Europe though its a USA based company, you can add your bank account debit card and buy your btc immediately.
sr. member
Activity: 698
Merit: 274
Crypto Currency Exchange, IPTV, AWS
If you're going to use SEPA transfers then you have Bitonic and Coinmama, I've used both and I had a very pleasant experience. You also have BitPanda which support more payment methods such as Skrill and Neteller.
I mean direct addebit on the bank account, not sepa transfer..it's because I want to buy anytime I want without waiting for the transfer and without using a credit card  

Hi
as far as I know, there are very few exchanges these days who accept direct debit when it comes to buy crypto. Even Coinbase won't accept it.
But I know for sure that BitPanda is accepting direct deposit using some 3rd-party processors. That would be the fastest way.
SEPA takes usually 1 day, so next day you have your coins.

thank you, I've seen that BitPanda didn't allow for direct debit to bank account, but it's possibile to use a 3rdparty called "Sofort" that should be a sort of immediate bank transfer.
I must understand better how it works.

yes exactly, they use Sofort to do direct debit to bank. You should check if your bank belongs to the Sofort network. It is the most widely used online banking method in countries such as Germany, Austria, Switzerland and Belgium.
member
Activity: 168
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@dende93

SEPA transfers take 1 day, and soon instant (already applied in some banks). It's worth waiting a day for, it saves you money. Because paying with a credit card, you will pay a fee of between ~5%-10%, while not with SEPA.

Usually, people use it because they're sure about a big rise in the next hours, and they're in hurry. Otherwise, they use SEPA, most Europeans use either Kraken and Bitstamp.

- Rate paying with CC on Coingate: buy 0.5BTC 4858€
- Rate paying with SEPA on Kraken: buy 0.5BTC 4516€

If using your card is a must then there are Binance, Coingate, here are a dozen of websites https://cryptoradar.co/buy-bitcoin/credit-card

yeah I know how much credit cards cost, indeed I always buy on coinbase pro with bank transfer, it takes just one day and it's free.
But I've recently seen that Bull Bitcoin have activated this possibility to connect the bank account and buy directly, unfortunately just for canadian users, so I thought it would be nice to have the speed of buying with a card together with the zero cost of the bank transfer.
member
Activity: 168
Merit: 86
If you're going to use SEPA transfers then you have Bitonic and Coinmama, I've used both and I had a very pleasant experience. You also have BitPanda which support more payment methods such as Skrill and Neteller.
I mean direct addebit on the bank account, not sepa transfer..it's because I want to buy anytime I want without waiting for the transfer and without using a credit card  

Hi
as far as I know, there are very few exchanges these days who accept direct debit when it comes to buy crypto. Even Coinbase won't accept it.
But I know for sure that BitPanda is accepting direct deposit using some 3rd-party processors. That would be the fastest way.
SEPA takes usually 1 day, so next day you have your coins.

thank you, I've seen that BitPanda didn't allow for direct debit to bank account, but it's possibile to use a 3rdparty called "Sofort" that should be a sort of immediate bank transfer.
I must understand better how it works.
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
@dende93

SEPA transfers take 1 day, and soon instant (already applied in some banks). It's worth waiting a day for, it saves you money. Because paying with a credit card, you will pay a fee of between ~5%-10%, while not with SEPA.

Usually, people use it because they're sure about a big rise in the next hours, and they're in hurry. Otherwise, they use SEPA, most Europeans use either Kraken and Bitstamp.

- Rate paying with CC on Coingate: buy 0.5BTC 4858€
- Rate paying with SEPA on Kraken: buy 0.5BTC 4516€

If using your card is a must then there are Binance, Coingate, here are a dozen of websites https://cryptoradar.co/buy-bitcoin/credit-card
sr. member
Activity: 698
Merit: 274
Crypto Currency Exchange, IPTV, AWS
If you're going to use SEPA transfers then you have Bitonic and Coinmama, I've used both and I had a very pleasant experience. You also have BitPanda which support more payment methods such as Skrill and Neteller.
I mean direct addebit on the bank account, not sepa transfer..it's because I want to buy anytime I want without waiting for the transfer and without using a credit card  

Hi
as far as I know, there are very few exchanges these days who accept direct debit when it comes to buy crypto. Even Coinbase won't accept it.
But I know for sure that BitPanda is accepting direct deposit using some 3rd-party processors. That would be the fastest way.
SEPA takes usually 1 day, so next day you have your coins.
member
Activity: 168
Merit: 86
If you're going to use SEPA transfers then you have Bitonic and Coinmama, I've used both and I had a very pleasant experience. You also have BitPanda which support more payment methods such as Skrill and Neteller.
I mean direct addebit on the bank account, not sepa transfer..it's because I want to buy anytime I want without waiting for the transfer and without using a credit card  
staff
Activity: 3472
Merit: 6129
If you're going to use SEPA transfers then you have Bitonic and Coinmama, I've used both and I had a very pleasant experience. You also have BitPanda which support more payment methods such as Skrill and Neteller.
member
Activity: 168
Merit: 86
Yes right I forgot to say that, I'm in Europe. Post edited.
So bitstamp allow for that method? I think I was registered on it
legendary
Activity: 2212
Merit: 5622
Non-custodial BTC Wallet
Hello, do you know an exchange where I can buy btc with direct debit to my bank account? Thanks

It depends on where your bank account is located and where do you live.

In the US you have Coinbase, Gemini and in some states Binance... In Europe you can use Bitstamp, Kraken.

If you live in Latin America you need to use local exchanges, which accepts your fiat money. Where are you from? So we can help you more precisely.
member
Activity: 168
Merit: 86
Hello, do you know an exchange for Europe where I can buy btc with direct debit to my bank account? Thanks
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