The "rules" stating that collateral has to be provided is only a stickied post and it says in the title of the thread "IGNORE AT YOUR OWN RISK"
You only read the
subject, not read the entire post of that's thread.
The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned.
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.
What is not considered collateral?
- Identification. So what if they can prove who they are. Are you going to spend more money and time taking them to court on untested legal grounds? You'll probably just walk away, like everyone does. ID is useless.
Since you can't provide valid collateral which is determine as
no collateral you're breaking the rules of lending sections and deserve tag from DT Members to prevent any users got scammed from you.
This forum doesn't moderate or have rules of scam, but some section has full of scammer and need their own rules to prevent from scammers. (e.g. lending section no collateral = scam, altcoin ANN fake team pr plagiarized whitepaper = scam, investor based games ponzi = scam etc)
Hopefully you only got temp banned and could still post in this forum, probably you got banned since you're brand new user and asking a loan without provide valid collateral which is suspicious and scammy.