You think that every banker has higher education? Think again. Some of them have inheritance, a name that means something, that's all. Many banks go from father to son and all required degrees can be bought. I've recently read how in my country politicians were buying degrees in a private university because they wanted to look smarter and more legit. It's all a lie. Degrees mean nothing and banks operate on principles that don't work in the real life, for instance using a proof of ownership of debt to take loans and create debt from debt. It's all fake money.