It is extremely risky doing something like this online. It's illegal to share bank account details like this, banks don't like it and you are wide open to the account holder taking your money. There is a reason things like a credit check and identity documents are required to open the account. Oh, and most people who are asking for this sort of service are looking to steal money and attempt to launder it.
Hmmm...,always assuming the worst i see.
It's not always a shady business my friend,but since you already have soooo much fantasy ( or not enough ) i will let you guess one more time what you can use this type of account for, other than skimming people and laundering money.
I know you said 'most of the people' ,but it's the same with the people who yell 'SCAM' everytime a newbie tries to offer a service or some goods....i believe you just posted this statement for the activity/post for your account only,since it's nothing that hasn't been said a million times before...sorry to tell you the obvious mate