Safe paypal transaction should require that both seller and buyer be trusted, not just the person sending the PP funds. If someone with high trust with a legit PP account sends funds to a newb with a new PP account, then that newb does something fraudulent later, it might be traced back to the legit PP account.
I personally don't even bother sending paypal funds to newbs or unverified accounts. I'm not saying you're going to do anything fraudulent, but not worth the risk, especially for 15% premium.
Thank you. I should've mentioned that my Paypal account is verified; however, assuming your hypothetical situation where a newb does something fraudulent, the owner of the legit PP account wouldn't have to worry unless he happened to also sign into Paypal on the same computer as the owner of the newb account. Paypal keeps logs of your mac addres, IP, browser, OS, as well as the account username you're currently signed into on Windows/Mac. I appreciate your concern but trying to say the 15% premium is not worth the risk on the buyer's end is foolish and petty, the 15% premium is in place to protect the seller from potential chargebacks.
You're needlessly worried of some hypothetical fraudulent activity that cannot possibly be traced back to the "legit PP account" because they will have different IPs, mac address, etc. You're operating under pre-determined and hypothetical assumptions. Assumptions that would require the two Paypal accounts to somehow have been from the same computer in order for the two accounts to be associated.
If you had only questioned the verification of the Paypal account and the risks associated with dealing with an unverified Paypal account, it would have made sense. In any case, like I said earlier my Paypal account is verified and the only way to verify a US Paypal account is with a bank account. I've editted my original post to include that I'm Paypal verified, thanks. As for spreading unnecessary and irrelevant fear, uncertainty, and doubt; I guess you do you man.
15% is charged because of the risks involved with using Paypal.
P.S.
https://bitcointalksearch.org/topic/wts-btc-to-paypal-891674 check that thread. The OP is a "newb" on bitcointalk like me except he has 0 feedback opposed to my 3. Fortunately for him he had informed and helpful people warn him of the risks involved with accepting Paypal when selling BTC. Unfortunately I suppose I got stuck with the guy trying to spread fear.