Of course about 20% of it is just filled scammers and over half is just filled people who critique thinking everything must be a scam, but no what I hate the most about this forum is that IF you ask for a LOAN. JUST ASK and you provide what YOU thought might be valid collateral to which you find out it isn't and you pretty much cancel the request, PEOPLE WILL GIVE YOU NEGATIVE TRUST RATINGS! I see this happening to people all over the damn forum! Like WHAT THE FUCK I'm a newbie it says it in my damn name I didn't know it was so dis trustworthy just to ASK for a loan! I got negative trust just because 2 assholes thought I was trying to scam when I realized that what I was asking for was stupid i cancelled it, I'm a newbie I'M FUCKING LEARNING, DON'T SLAP ME ON THE WRIST FOR ASKING.