How do you deal with financial stress?

SATWAT

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Quote from: macson on May 30, 2024, 03:33:03 PM

Quote from: ichsan ardi on February 11, 2024, 05:58:59 PM

Quote from: Wapfika on September 24, 2023, 09:38:24 AM

Quote from: Ultegra134 on September 24, 2023, 07:20:39 AM

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

Don’t overthink! I experienced same stress before during pandemic since my job becomes temporarily close while I have a lot of fixed bills on monthly basis that need to be paid especially insurance.

I focus on my current resources and try sellings goods on social media which helps me a lot to get extra income. I live near the manufacturing area of goods which I resell it on lower price compared to retail. I will not overcome this stress if I will just overthink about the problem and stop finding solutions. Check what resources you have and capitalize on that to get extra profit that will cover your expenses.

I did the same thing as you selling online when my job or my office was closed. I had bills to pay every month even though I had no income at that time. The more I thought, the more stressed I became, so sometimes I didn't think too much about things. This is because we have to accept that when we are not well, I did what I could do, such as buying and selling online and in the end everything was fine until my financial condition improved over time.

We have all been through the hardships of the pandemic and up to now everything has been fine. When the pandemic hit at the beginning, i was very stressed because there were no customers visiting my place, in the end i survived with the rest of my savings and thank God everything was fine passed and my finances have improved, the point is we have to have savings that can cover ourselves and our family when emergencies arise.

Life is never been same for all after this pandemic because we are suffering and having terrible time with things are going the worst day by day because system is near to broke with corrupt authorities are doing their own tricks and peoples are suffering badly which is surely not good deal for them in last four years I have many ups and downs with things are not manageable which is making life hard, but I never lost hope of better and doing my best.
While sometimes I have stress I try to give myself some good quotas which works even things are still unpredictable and life is not easy, but it's going on, and we are fighting hard for the better future.

Hamphser

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Quote from: macson on May 30, 2024, 03:33:03 PM

Quote from: ichsan ardi on February 11, 2024, 05:58:59 PM

Quote from: Wapfika on September 24, 2023, 09:38:24 AM

Quote from: Ultegra134 on September 24, 2023, 07:20:39 AM

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

Don’t overthink! I experienced same stress before during pandemic since my job becomes temporarily close while I have a lot of fixed bills on monthly basis that need to be paid especially insurance.

I focus on my current resources and try sellings goods on social media which helps me a lot to get extra income. I live near the manufacturing area of goods which I resell it on lower price compared to retail. I will not overcome this stress if I will just overthink about the problem and stop finding solutions. Check what resources you have and capitalize on that to get extra profit that will cover your expenses.

I did the same thing as you selling online when my job or my office was closed. I had bills to pay every month even though I had no income at that time. The more I thought, the more stressed I became, so sometimes I didn't think too much about things. This is because we have to accept that when we are not well, I did what I could do, such as buying and selling online and in the end everything was fine until my financial condition improved over time.

We have all been through the hardships of the pandemic and up to now everything has been fine. When the pandemic hit at the beginning, i was very stressed because there were no customers visiting my place, in the end i survived with the rest of my savings and thank God everything was fine passed and my finances have improved, the point is we have to have savings that can cover ourselves and our family when emergencies arise.

This is where you would really be finding yourself or having that realizations that having a savings would really be that something a must or needed because on the times that we are living on which there are really moments or conditions on which you would really be finding yourself having that financial struggle specially if you do have a business and on the time comes that certain conditions did make such huge impact into your business and this one has become that your main source of income then you would really be definitely be finding yourself be that having that huge trouble on the moment that you do find yourself having no savings to back you up.

You would really be making those realizations at the moment that you are struggling on which you should have done those things earlier when you do still have the money,.
The main mistake of most people is that they do become that too confident when they are earning money without even trying to think about back up plans
when shit things do happen.

macson

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Quote from: ichsan ardi on February 11, 2024, 05:58:59 PM

Quote from: Wapfika on September 24, 2023, 09:38:24 AM

Quote from: Ultegra134 on September 24, 2023, 07:20:39 AM

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

Don’t overthink! I experienced same stress before during pandemic since my job becomes temporarily close while I have a lot of fixed bills on monthly basis that need to be paid especially insurance.

I focus on my current resources and try sellings goods on social media which helps me a lot to get extra income. I live near the manufacturing area of goods which I resell it on lower price compared to retail. I will not overcome this stress if I will just overthink about the problem and stop finding solutions. Check what resources you have and capitalize on that to get extra profit that will cover your expenses.

I did the same thing as you selling online when my job or my office was closed. I had bills to pay every month even though I had no income at that time. The more I thought, the more stressed I became, so sometimes I didn't think too much about things. This is because we have to accept that when we are not well, I did what I could do, such as buying and selling online and in the end everything was fine until my financial condition improved over time.

We have all been through the hardships of the pandemic and up to now everything has been fine. When the pandemic hit at the beginning, i was very stressed because there were no customers visiting my place, in the end i survived with the rest of my savings and thank God everything was fine passed and my finances have improved, the point is we have to have savings that can cover ourselves and our family when emergencies arise.

Cryptoprincess101

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Quote from: Franctoshi on May 28, 2024, 05:52:40 PM

Financial stress Major problem facing the developing countries due to bad government where the government has failed to make the environment business friendly by creating more jobs or empowering its citizens, especially countries that are facing economic crisis and where the unemployment rate is high. To deal with/tackle this, you have to accept the situation on the ground and think of a possible way of getting yourself out, possible way like engaging in more jobs that will increase your income if you have various skills.

Sure developing countries now are experiencing harsh financial management because of lack of good economic system in most of these countries and when the citizens are trying to get in more self employed jobs to cover the loophole of the government they become more stressed which is not supposed to be so on a normal ground where the economy of the country is doing well but even though we expect the government to create jobs and make things more easy for it's citizens, it is also the duty of every hands to be on deck towards how a sustainable economic and financial system can be achieved.

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Quote from: boty on May 30, 2024, 08:46:34 AM

Quote from: boyptc on May 29, 2024, 12:54:33 PM

Quote from: boty on May 29, 2024, 11:56:27 AM

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

It made me remember about being a jack of all trades or being a master of one. You choose your career path and either of the two will give you that better financial living when you are being paid high with those career.

Many say that it's best to be a master of one, they're right.

And there goes the others to be a jack of all trades.

Both are true and real, but if you're starting out. It's always best to focus on one skill and grow with that until you master it and then move again to another one that you can learn and earn.

Being an expert in various fields is of course very important in dealing with financial pressure, by having several skills I think this will help us in dealing with financial pressure, and for some people who think it is best for someone to master a certain field, there is nothing wrong with that, but this is is not a challenge for us and also the results we get will be very different from those who are able to master several areas of skill, I agree with you to continue developing the skills we have so that we can complete the things we do easily and will be able to get good results Also.

I agree and that is because you will have a lot of opportunity coming in to you. All you have to do is to improve each day and be confident that you are skilled.

The stories that I have heard really helped me about pushing to my best and do better everyday because of those people that are skillful and didn't give up during their hardest times.

Su-asa

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Quote from: boty on May 29, 2024, 11:56:27 AM

Quote from: angrybirdy on May 28, 2024, 04:46:20 PM

Quote from: boty on May 28, 2024, 10:03:28 AM

If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.

Having additional income or side line jobs is easy if you think about it but it's hard to do because if it's that easy, then all the people won't have a hard time finding another job and maybe there will be more of us saving money instead of just rants about not saving. Of course, it really helps if you have a side income, especially nowadays, all expenses are increasing due to economic inflation and nothing happens if we demand a higher salary rate because usually the companies we work for don't listen to that, so it's a wise decision. actually find another side hustle.

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

Am a kind of person that has an engineering skills and I am also an expert in operating on heavy-duty machines like an excavator, roller and at least I am proud to say I have 7 years experience on that field, but something happen that I have to quit the job in the company
I normally worked for that's why i am running a BOLT business and same time looking for another job. Most people are normally depressed when the skills they have can't put anything reasonable on their table but it's good to interest in other ones than to settle of less things.

Iranus

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Quote from: boty on May 30, 2024, 08:46:34 AM

Quote from: boyptc on May 29, 2024, 12:54:33 PM

Quote from: boty on May 29, 2024, 11:56:27 AM

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

It made me remember about being a jack of all trades or being a master of one. You choose your career path and either of the two will give you that better financial living when you are being paid high with those career.

Many say that it's best to be a master of one, they're right.

And there goes the others to be a jack of all trades.

Both are true and real, but if you're starting out. It's always best to focus on one skill and grow with that until you master it and then move again to another one that you can learn and earn.

Being an expert in various fields is of course very important in dealing with financial pressure, by having several skills I think this will help us in dealing with financial pressure, and for some people who think it is best for someone to master a certain field, there is nothing wrong with that, but this is is not a challenge for us and also the results we get will be very different from those who are able to master several areas of skill, I agree with you to continue developing the skills we have so that we can complete the things we do easily and will be able to get good results Also.

How will the results differ between people with only 1 job and people with 2 to 3 jobs? In my opinion, whether we should focus on one field, job or do multiple jobs will depend on your abilities and the income you are receiving. If you have a high-paying job and it gives you a comfortable life and many advancement opportunities, then you should focus entirely on it to achieve greater success instead of looking for another job which you don't have any expertise. You should only think about getting another job if your current job is not bringing you the income you want and you have almost no way to improve it.

The results will depend on qualifications, skills, knowledge, experience... not those who work many jobs, many fields will always have a higher income than those who only work one job.

boty

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Quote from: boyptc on May 29, 2024, 12:54:33 PM

Quote from: boty on May 29, 2024, 11:56:27 AM

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

It made me remember about being a jack of all trades or being a master of one. You choose your career path and either of the two will give you that better financial living when you are being paid high with those career.

Many say that it's best to be a master of one, they're right.

And there goes the others to be a jack of all trades.

Both are true and real, but if you're starting out. It's always best to focus on one skill and grow with that until you master it and then move again to another one that you can learn and earn.

Being an expert in various fields is of course very important in dealing with financial pressure, by having several skills I think this will help us in dealing with financial pressure, and for some people who think it is best for someone to master a certain field, there is nothing wrong with that, but this is is not a challenge for us and also the results we get will be very different from those who are able to master several areas of skill, I agree with you to continue developing the skills we have so that we can complete the things we do easily and will be able to get good results Also.

boyptc

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Quote from: boty on May 29, 2024, 11:56:27 AM

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

It made me remember about being a jack of all trades or being a master of one. You choose your career path and either of the two will give you that better financial living when you are being paid high with those career.

Many say that it's best to be a master of one, they're right.

And there goes the others to be a jack of all trades.

Both are true and real, but if you're starting out. It's always best to focus on one skill and grow with that until you master it and then move again to another one that you can learn and earn.

KeenanEl19

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Quote from: boty on May 29, 2024, 11:56:27 AM

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

In my opinion, everyone has pleasure, including things they like, so to overcome financial stress we have to be able to change it, but this is done only with those who have the desire for better conditions because with those who only talk about change but there is nothing. Of course their actions will not be able to change the situation. with skills or things that we like, we have to be able to use them well in order to make money and I think when it is successful it can produce profits that will help our financial situation.

Of course you have to hone your skills to become better, having strong ambition and determination is the key, because if you don't have that, I think they will just be lazy.

boty

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Quote from: angrybirdy on May 28, 2024, 04:46:20 PM

Quote from: boty on May 28, 2024, 10:03:28 AM

If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.

Having additional income or side line jobs is easy if you think about it but it's hard to do because if it's that easy, then all the people won't have a hard time finding another job and maybe there will be more of us saving money instead of just rants about not saving. Of course, it really helps if you have a side income, especially nowadays, all expenses are increasing due to economic inflation and nothing happens if we demand a higher salary rate because usually the companies we work for don't listen to that, so it's a wise decision. actually find another side hustle.

It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

Mahanton

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Quote from: angrybirdy on May 28, 2024, 04:46:20 PM

Quote from: boty on May 28, 2024, 10:03:28 AM

Quote from: martinex on May 28, 2024, 03:15:18 AM

Quote from: YUriy1991 on February 12, 2024, 05:16:17 AM

I think that time has passed and what we most need to anticipate now is inflationary turmoil where income no longer matches the goods we spend and prices increase over time. Apart from that, what adds to the burden on our minds is that if we invest, say in crypto, the wrong choice of coins that are not fundamental will have a big impact on psychology and financial governance in general.

Of course, friends and that more or less makes us depressed in the end because it will affect the cash flow of monthly expenditures, especially the funds are not special funds, I mean, what we use is only from one source of income, but if what we use is other sources, although it shifts a little, I think it doesn't have much effect.

I think one way out so that financial stress is minimized, we must strive for businesses that give us new opportunities in making money, of course.

If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.

Having additional income or side line jobs is easy if you think about it but it's hard to do because if it's that easy, then all the people won't have a hard time finding another job and maybe there will be more of us saving money instead of just rants about not saving. Of course, it really helps if you have a side income, especially nowadays, all expenses are increasing due to economic inflation and nothing happens if we demand a higher salary rate because usually the companies we work for don't listen to that, so it's a wise decision. actually find another side hustle.

Easy to say but it would really be just that hard to be done because if it was really that easy on finding for another source of income then majority of us would really be doing the same thing. I do highly believe
that majority of people does have that kind of financial problems specially now that crisis and inflation is really that happening and something which is really that pain in the ass. If you are really just that relying with your
sole day job salary and having that tons of obligations and lots of bills then you would really be overdropped. On the moment that you do have that financial stress then it would really be just that depending on you on how
you would really be handling out yourself when it comes to emotion. If you are someone whose really that not good when it comes to emotion handling then you would really be having that hard time
and this is something that you should really be that careful when it comes to this manner. Try to distract yourself because there are individuals on which on the moment that they would be having that
anxiety they would really be ending up on suicide.

Franctoshi

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Financial stress Major problem facing the developing countries due to bad government where the government has failed to make the environment business friendly by creating more jobs or empowering its citizens, especially countries that are facing economic crisis and where the unemployment rate is high. To deal with/tackle this, you have to accept the situation on the ground and think of a possible way of getting yourself out, possible way like engaging in more jobs that will increase your income if you have various skills.

angrybirdy

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Quote from: boty on May 28, 2024, 10:03:28 AM

Quote from: martinex on May 28, 2024, 03:15:18 AM

Quote from: YUriy1991 on February 12, 2024, 05:16:17 AM

I think that time has passed and what we most need to anticipate now is inflationary turmoil where income no longer matches the goods we spend and prices increase over time. Apart from that, what adds to the burden on our minds is that if we invest, say in crypto, the wrong choice of coins that are not fundamental will have a big impact on psychology and financial governance in general.

Of course, friends and that more or less makes us depressed in the end because it will affect the cash flow of monthly expenditures, especially the funds are not special funds, I mean, what we use is only from one source of income, but if what we use is other sources, although it shifts a little, I think it doesn't have much effect.

I think one way out so that financial stress is minimized, we must strive for businesses that give us new opportunities in making money, of course.

If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.

Having additional income or side line jobs is easy if you think about it but it's hard to do because if it's that easy, then all the people won't have a hard time finding another job and maybe there will be more of us saving money instead of just rants about not saving. Of course, it really helps if you have a side income, especially nowadays, all expenses are increasing due to economic inflation and nothing happens if we demand a higher salary rate because usually the companies we work for don't listen to that, so it's a wise decision. actually find another side hustle.

jeraldskie11

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A lot of us, from all over the world are dealing with financial stress and uncertainty during this difficult period. Financial stress can cause insomnia, weight gain/loss, depression, and anxiety. To avoid this, if we encounter financial difficulties, we must accept the new situation. Even if you have less money than before, you can learn to adjust to your new financial situation. The sooner you accept the truth of your situation and start adjusting, the better you and your family will be able to deal. Sit down and calculate your spending. Prioritize your expenses and make changes. Also, be a hard worker and, to the greatest extent possible, plan your finances.

boty

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Quote from: martinex on May 28, 2024, 03:15:18 AM

Quote from: YUriy1991 on February 12, 2024, 05:16:17 AM

I think that time has passed and what we most need to anticipate now is inflationary turmoil where income no longer matches the goods we spend and prices increase over time. Apart from that, what adds to the burden on our minds is that if we invest, say in crypto, the wrong choice of coins that are not fundamental will have a big impact on psychology and financial governance in general.

Of course, friends and that more or less makes us depressed in the end because it will affect the cash flow of monthly expenditures, especially the funds are not special funds, I mean, what we use is only from one source of income, but if what we use is other sources, although it shifts a little, I think it doesn't have much effect.

I think one way out so that financial stress is minimized, we must strive for businesses that give us new opportunities in making money, of course.

If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.

martinex

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Quote from: YUriy1991 on February 12, 2024, 05:16:17 AM

I think that time has passed and what we most need to anticipate now is inflationary turmoil where income no longer matches the goods we spend and prices increase over time. Apart from that, what adds to the burden on our minds is that if we invest, say in crypto, the wrong choice of coins that are not fundamental will have a big impact on psychology and financial governance in general.

Of course, friends and that more or less makes us depressed in the end because it will affect the cash flow of monthly expenditures, especially the funds are not special funds, I mean, what we use is only from one source of income, but if what we use is other sources, although it shifts a little, I think it doesn't have much effect.

I think one way out so that financial stress is minimized, we must strive for businesses that give us new opportunities in making money, of course.

blckhawk

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I haven't faced any big financial hardships so far but whenever I do face a small one, I always try and take a step back because it really does help put things into perspective, makes you think more clearly because you see much better, you're not getting a tunnel vision because you can easily do things in a much focused way since you know how to deal with it without the worry of making mistakes. Another thing that can help with financial stress is the distraction, find other things to do beisdes your work and stuff, have some fun and you would be able to deal with it in a much chill way because you're not stressed about it anymore.

iamsange

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Quote from: White pawn on April 26, 2024, 04:41:07 AM

Dealing with financial street is so difficult and challenging,it affects ones overall well being and quality of life.So in order to deal with financial stress one can create a budget by tracking your income and expenses,this can be a great help, where you can cut down on expenses and save.
Also you can make a list of all the things you intend paying and pay them first.another one is to seek support , how you can spend and manage your finances, lastly.
since financial stress can affect the mental health and physical health,one needs to take care of your health always.

Of course everyone will face financial pressure situations, when our financial situation is in a slump, we will try as much as possible to support our family, it cannot be denied that everyone will be in a position like this, because this is part of life, there is no way everything will be faced with money, therefore a worsening financial situation will certainly happen to every human being without exception.

With the situation we face without having money, we will try as much as possible to improve our finances again, but if we lack money, of course there will be many impacts that we will have, mental pressure is of course on us which makes us easily emotional about the situation that will happen. we face, therefore prepare yourself as best as possible, because financial situations will come at any time because it is part of life.

YUriy1991

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Quote from: White pawn on April 26, 2024, 04:41:07 AM

Dealing with financial street is so difficult and challenging,it affects ones overall well being and quality of life.So in order to deal with financial stress one can create a budget by tracking your income and expenses,this can be a great help, where you can cut down on expenses and save.
Also you can make a list of all the things you intend paying and pay them first.another one is to seek support , how you can spend and manage your finances, lastly.
since financial stress can affect the mental health and physical health,one needs to take care of your health always.

Why does it arise, because we previously always considered it normal and untimely and still safe at the time so that preparation was not done. But if you read quickly, let alone have a family, this is like a time bomb that can explode at any time. Examples in the daily life we live. There are needs that are born beyond our predictions,

The solution should be to try to have an opinion at least a week to get $ 70 apart from monthly opinions outside of monthly income whether it is working in the private or government.

If you are young and already have these thoughts, I think the possibility of it happening is less because it has been prepared from the beginning long before we have a family.

Topic: How do you deal with financial stress? (Read 2028 times)