It's true, good money management is certainly not an easy thing, because not everyone can do this well. Of course, whether our finances are stable or not, we must be able to manage our finances as well as possible. with unstable finances, we must be able to manage our finances well by not wasting money or using it carelessly, of course it must be used for needs that must be met first. it's the same as when our finances are stable, we also have to be able to manage them well, don't just think that our finances are stable, we can use them however we want without first thinking about whether it's important or not to spend the money.
I agree with you, not everyone understands good money management. Sometimes they get carried away by the surrounding environment which leads them to spend money they shouldn't. Also, to invest, we must be able to increase our knowledge about investing, don't invest without lacking understanding, so that we can experience losses.
An important lesson in managing finances is management and if someone does not have management it will be much more difficult to live life. When finances are unstable, the main step we take is how to stabilize income, not the other way around trying to think about investing or doing business.
Unstable financial conditions will make it much more difficult to make financial plans because we are busy with ways to make money for our needs. Look for a good job to generate income because with income it will be much easier to make investment plans and build a business.
The environment is not a benchmark, but we can avoid environments that are not good for life processes that are much worse. Everyone should have the ability to manage time, manage finances and make plans for the future.
The need for this must be prepared because it is not easy to find a stable financial source.
That's right, financial management is also important in life, even though we don't invest, it is important because if we don't have it, we will likely experience difficulties in living our daily lives. Of course, when finances are unstable we have to think about ways to have other income to achieve financial stability. with stable finances, such as being able to meet your needs and also having spare money or emergency funds, I think that can be said to be safe, but when you still lack needs and you cannot have reserve funds then it is possible that your finances are not yet stable, even when your finances are stable, we cannot do it ourselves. If you manage your finances well then there is no difference, your finances will still not be in order.
It is true that we can avoid environments that are suddenly not good for our own good. but this depends on us, because there are people who want to survive in an environment that is not good because it makes them comfortable. I myself admit that when we are trapped in an unfavorable environment it makes us comfortable, but the good thing is that I can be aware so that I have the courage to move forward for my own good, because I am aware that my future is determined by us alone.