Take care of your money and learn to save. - page 4.

God bless u

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Quote from: blckhawk on May 05, 2024, 03:16:08 AM

Don't learn to save, learn to invest because that's much better than just letting your money stagnate in your bank account when there's the potential that it can grow when you invest it into something, remember that if you're presented the opportunity to invest especially if it's crypto, just go ahead and take it, there's no harm in going for that and it's probably much better for you to do it anyway. Regarding taking care of your money, best thing to do is to spend on your needs first then splurge just a little on your wants, remember that life isn't always about money, and if you don't live a little using the money that you earn, you're probably susceptible to break down and depression that would affect your life in the worst of ways, and you can prevent that if you just live a little.

Yeah that's more appropriate to invest your money into the right direction because of Time value of money. The money will lose its value as time will pass but your investment will get you some good profits if you do it into the right direction.

So the money invested into the right direction is far better the the money that is stacked up into your home. Try to be smart and hardworking at the same time.

Cryptoprincess101

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Quote from: electronicash on May 04, 2024, 05:12:25 PM

people who criticize are always the ones who haven't achieved more than you have. It's always that way when you have money, they come forward and be on your side but when you have nothing, you are set aside and even discredits your achievements.

it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.

Basically people tends to come closer to you when you have money go give out or if they find out that you are kind of generous and they will want to take advantage of your generosity but if they find out that you are not as generous as you used to be, they begin to withdraw coming close to you and this is very common among human like when things are going well with you every one draws near to you but when things are not going too well with you they will forget your kindness when you had enough that is why you should take good care of yourself and family because they are the people that matters most in your life. And moreover, doing things without others noticing or knowing about how you're doing is very good instead always wanting to show off one's assets or wealth just to attract prestige and respect from others is not necessary at all.

Kelward

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Nothing lasts for ever and any young person that understands this will know that money in your hands can finish, therefore it's very important to plan for old age when you're not able to work to earn more money. So the importance of savings and investments when the money is pouring in can not be overwhelmed, a person that spends all that they earn will become a dependent or a destitute in old age, when they're too weak to work.

Although with the rate of poverty in most underdeveloped countries, the concept of savings and investments is a mirage to them, because when you don't even earn enough money to eat a decent meal, how will you be talking about savings, not to mention investment. What I'm saying will sound like fiction to people in developed countries and the rich in impoverished countries, but the truth is that there many people in this poor countries, who are just hopelessness, they don't even remember that there's a future.

justdimin

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Quote from: khiholangkang on May 06, 2024, 03:57:00 AM

Good basic thinking basically we should not spend money carelessly, we need to detect the needs that may come into our lives in the future, actually in life there will definitely come problems and many of the problems need money to solve them, therefore it is important to set aside our money to save, as an emergency fund or whatever it is, in fact when we have money every problem that comes can be easily solved or not worry about money problems when problems come into our lives.

But on the other hand, besides saving, we need to look at the gap between needs and income, if our income is not sufficient, the solution is not only to save or invest but how to increase income to cover needs so that we can have money for emergency funds and invest.

It is true that spending money carelessly is a problem, but at the same time people are keep forcing the regular people to live frugal life instead of seeing the real problem; companies becoming greedier.

Do not drink starbucks every morning, do not get your avocado toast, do not buy the new iphone, do not go to a vacation you can't afford, do not get all the subscriptions, do not get ... and so forth and so forth while the rich guy just spends 10 billion to shoot himself to space, I am sorry but wtf is wrong with people that we are taking the last ounce of happiness life provides to these low to mid level income people, and not looking at the reality that corporations make tens of billions of profit while not giving their workers any proper raise? That is the real problem.

Wages are way too low right now, and as long as that is not fixed, you will get poorer and poorer, eventually they will tell you that eating three times a day is bad, and you should eat twice, because that is what you will be able to afford anyway with the money these companies pay us.

Z390

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

If money brings people closer in your life, just know that they are fake people, if that same money is no more there they will leave you, I still believe that money can't drive people away like not having money again, lack of money will open the veil that friends and families are using to hide their true self.

The advice I have for you is to always risk your money while you are still young, take risks on investment now and tomorrow will find its way, too many people rely too much on how much they are making today, they cling unto the exact amount like it is most important.

They have forgotten that the world changes every time, a $1000 in 20 years back isn't the same $1000 today, things will surely get harder with time, a penny saved will always remain a penny, remember that, this is why I see many money as in instrument to escape future hardship of life.

I take risks with most of my money and I use the smallest part to live my life everyday, I will reap the rewards in the future.

livingfree

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Quote from: Mr. Magkaisa on May 06, 2024, 02:23:17 AM

- If you are in the field of cryptocurrency then you can save money here by spreading dca or accumulating cryptocurrency that is top listed in the market. This is the future savings that most communities do in the crypto business.

And many others have preferred their savings through crypto that shall be their retirement plan and savings. This is common and not odd anymore but before, if you talk about it like for several years ago.

You'd be told that you're out of your mind because crypto was uncertain before.

Quote from: Mr. Magkaisa on May 06, 2024, 02:23:17 AM

Actually I am also among those who make dca tools for crypto savings in the future. And this method is effective, as long as you make sure that the crypto token you will hold is correct and has potential in this matter, so that the time you spend waiting will not be wasted.

DCA is a safe strategy.

You only gonna save whenever you can and as long as you can. You're having a saving and investment at the same time by doing it.

_BlackStar

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Quote from: bittraffic on May 06, 2024, 02:36:05 AM

I'm surprised a lot of users here understand what OP said in the first post. I struggle to read it and get it into my head.

The average user probably only read the title - and then they reply without reading the content of the topic.
Just like you - I also have difficulty understanding what he wrote, but the point is, the title of the topic can make you understand what he wants to convey.

Quote from: Lidger on May 04, 2024, 03:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Quote from: bittraffic on May 06, 2024, 02:36:05 AM

Anyway, having your priorities straight where you have to save something for yourself and your family. Earn as much as possible because no one will do it for you and don't let anyone take advantage of you. Iff you can start a business where you still can maintain your job, I think this is your best opportunity.

Money isn't everything - but money is always needed. Without money everything is difficult - having money, things may be easier. Saving fiat money as an investment is not a good option in my opinion - it doesn't provide good returns in the long run. Investing in assets that have the potential to gain value growth is a wise choice - in fact they don't have to invest in bitcoin or others if they believe more in assets that have physical properties.

Wakate

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Quote from: bittraffic on May 06, 2024, 02:36:05 AM

I'm surprised a lot of users here understand what OP said in the first post. I struggle to read it and get it into my head.

Anyway, having your priorities straight where you have to save something for yourself and your family. Earn as much as possible because no one will do it for you and don't let anyone take advantage of you. Iff you can start a business where you still can maintain your job, I think this is your best opportunity.

Saving has really helped me for a long time now and if everyone embraced the act of saving, we would be very surprised to see that we are making money and creating businesses for ourselves. There are people that are having problems currently and they could not solve their problems because they never saved when they have the funds to have invested in something that will be giving them profits. It is very good we need to make sure we try at least even though it's from nothing and save for the time of nothing we one would not have to be running from one place to another for nothing.

MiF

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Money is very powerful now a days if you don't have money people will not show a respect on you because they will threat you as poor guy and they will not care about you,so we really need to take care of our money and learn how to multiply it by saving or investing,saving or investing is good than spending it through things that is not important because at the end of the day you will be the only one who will suffer if you have an emergency need of money and nothing will give you so save or invest it for good.

RockBell

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Quote from: Mr. Magkaisa on May 06, 2024, 02:23:17 AM

- If you are in the field of cryptocurrency then you can save money here by spreading dca or accumulating cryptocurrency that is top listed in the market. This is the future savings that most communities do in the crypto business.

Actually I am also among those who make dca tools for crypto savings in the future. And this method is effective, as long as you make sure that the crypto token you will hold is correct and has potential in this matter, so that the time you spend waiting will not be wasted.

Instead of saving in your local currency, it is far preferable to invest rather than keep something that is quickly impacted by inflation; however, if the money is invested, it is more helpful since as the price rises, you profit from your investment. Because it is something you want to make money with. Bitcoin is one of the best initiatives to help in situations like this its risky but the same time if you manage your investment properly, just that every investment comes with a sacrifice, and it also involves risk because of the instability in price.

But that should not be a problem the investor just have to have a lot of patience because the nature of market is know by everyone so investing all this will be known.

Casdinyard

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Being very smart with your money is just one side of the equation, you gotta be able to learn how to make your money work for you as well. Money is a tool, it's not a luxury that you put above all else. You have to know the best ways that work for you on how to make money even while you're sleeping. Investing, learning how to put your money on timed deposits that yield millions, insuring yourself with retirement plans that include premium stipulations, so even if you don't use them you're able to work with something cause you're getting something.

There's a lot of stuff out there that you could if you want to really make your money work, besides saving it for the rainy days of course. You just have to be very curious, be a researcher, and pulse your shit on stuff that you think would work for you and wouldn't. Once you're able to do that, success will ensue. Oh and one more thing, don't let the stress and the depression of losing it all once get to you, remember, soon as you get your first milli you already made it, all you need to do is memorize the formula and you're good to go.

AYOBA

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

I wonder those that have enough money but they don't have knowledge of spending the It they forget that not any conditions is permanent, as today is your own tomorrow might nit be your's. Everyday we born again and every day we growth and the way our earnings increasing that's how the problem will be creating, so what will stop us from spending any so much of our money at unnecessary place. But some people's will not understand now till after where their earnings money has definitely stop and start live in the hard situations is during that time they will know that lack of financial is big problems.

Morever, they said that we used money to make money but various of people's don't comprehend that the money we have earned today and invest it onto another business they will be the one to defend our features tomorrow so is good for us to be cautious and take corrections from our mistake, so that in features you won't faces any hard situations.

sunsilk

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Quote from: dansus021 on May 06, 2024, 01:42:32 AM

Take care of your money and learn to save. It actually great but would be more great if you can do take care of your money and learn to invest haha

Save to invest as they say and I agree with that. Though savings is needed for some purpose that you don't see happen any time soon, and learning how to be wise with our money through saving is a good skill and it's a must have.

Quote from: dansus021 on May 06, 2024, 01:42:32 AM

Money is the key in this world it really is and we need ton of it just for live every day. Money management also needed in our daily life and control how the money flow is our responsibility. So take care and do Investment is needed in my opinion

We need it to survive and there are people that are dying to have it. And if we're in a state and good condition and we're blessed to earn it, that's why we need to spend or save or invest it wisely.

With everything that's rising nowadays, it's true that we need to be good at managing it. Not just a spender, a saver but also be an investor.

Gallar

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

~Snip

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

It is true, finances must be managed in such a way. Because if not, all planning related to money will definitely not be well organized. Especially if you are married, you definitely have to be smarter in managing your finances. Such as having emergency money, savings, health money, food money, and for other needs. Apart from that, investing is also a very good thing to do. But with the condition that you don't force it. Because if you force yourself to invest, for example using emergency money, you could say that this is not good. So basically, invest only if you have money left over (cold money).

And in my opinion, don't care too much about what people say. Because the most important thing is that we don't harm anyone. Because other people won't feel what we feel, so basically it's better to just ignore people like that. Because being stingy doesn't mean it's a bad trait. But stingy has a very complex meaning.

Ever-young

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Quote from: Uhwuchukwu53 on May 05, 2024, 05:11:12 AM

Quote from: Ever-young on May 05, 2024, 02:42:03 AM

Quote from: decodx on May 04, 2024, 04:33:45 PM

Money's fine, I guess, but real friends who have your back are way more important.

You're absolutely right about this,
Someone once told me that richest and financial freedom isn't measured by how much money you've stacked up in your bank account but how connected you are, you may have lots of money but have no connection, then you're not really rich because it's not every problem your money can solve for you, sometimes you need the help of others, your friends, colleagues and even friends of friends to help you solve those problems and if you don't know them, then you'll have trouble getting those problems solved even with all your money.

That's is reality I agree with this because I have been an eye witness in my place a man was wealthy and was adopted by unknown gunmen to a destination far from his home town but though some may call it miracle or mercy but keeping a good relationship with people can't be neglected, because a farmer who saw this kidnappers and rescued the man was some who he has helped when they where issuing fertilizer to farmers, hard it been the wealthy man do anything evil against the farmer it would have been a different matter as the man life would have just go, some problem can be solved by some one that has nothing in the eyes of the society to a wealthy or a richman.

I do not mean to sound rude but I really can't seem to visualize how the two concepts tallies, I mean what I said earlier and what you e just said now.
You're obviously talking about a man who did good to a farmer and in turn the farmer rescues him from his adopters, which is quite an interesting story, but when I say wealth isn't about money alone but also about people U know, I'm talking about connection and influence. If one has money without influence and power then you're not really wealthy, you only have a huge bank account, and money cannot always fix every problem for you, sometimes you need influence and connection to fix certain problems.

Although your story would've emphasize on the concept that one's money cannot always save them, if the man's adopters were assassins and not kidnappers as you aforementioned, because if they're actual kidnappwrs rhen the man could pay them the requested ransom and regain his freedom.

SmartCharpa

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Quote from: Sexylizzy2813 on May 05, 2024, 11:56:56 PM

When you have money I mean enough money your friends increase without you knowing (that's if you're the party type) so you need more money to make things happen to keep that friendship going. Before you start up a life of spending lavishly don't forget of having where more money would come from, that's why one need a better investment to stay on top not only that but you need to think I'm a productive way to keep the money pumping.
In some countries where things are hard and prices of goods have doubled times 3 of the old price, you think of how to spend less and save more and also cutting off the way you spend as of then to make a good meaning of your hustle. Is best to be stingy and you have what to feed yourself and your family than giving out money without thinking about tomorrow to be begging along the street with a hungry stomach.

I think people should see me as a bad person just because I refuse to spend my money on them. Not everyone will think you are a bad person, some will no longer talk to you or be close to you because you do not spend your money as they think. We've lost a lot of friends because they think their friends' money is theirs. If they have an issue to solve, they will believe that their wealthy friend can fix it. If someone starts making money, I believe they should limit how much they walk around since the more you walk, the more you spend.

We should not allow anything to bother us, our family problems should always be a main priority since we never know what tomorrow will bring. If you are broke not all your friends will support you, even if you used to spend on them. It's difficult to save when you come from a place where items are very cost. Being stingy is good if it stops us from overspending. He was once a giver, but now a needy should not be our position.

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Quote from: 0t3p0t on May 05, 2024, 02:30:12 PM

Saving money isn't as bad as wasting it from gambling or overspending to nonsense things. Saving alone might be a little tricky since we all know inflation will just eat it all. Saving for something like an emergency fund is much better but if you are wise enough you have to choose into investing it on future proof assets like Bitcoin, precious metals/gems and real estate. We should learn to have financial literacy before it's too late.

If someone uses their money on things they don't really need, of course this is very wasteful and the impact of their habit will be very difficult to save and even to be able to invest. It is true that if we save the money we have, of course It's very unfortunate that when inflation occurs, the savings we have don't decrease, but the value of the money we save will certainly be different when we save the money we have. By saving for emergency needs, of course this will not be a problem for us when we need these funds, because without these funds it will certainly be difficult when you need them, by investing we will of course be able to prepare our future better so that we will be able to achieve what we want in the future, but we must really understand well the investments we make because If we invest wrongly, of course we will lose the money we have in the investment we make.

khiholangkang

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Quote from: Lidger on May 04, 2024, 03:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Good basic thinking basically we should not spend money carelessly, we need to detect the needs that may come into our lives in the future, actually in life there will definitely come problems and many of the problems need money to solve them, therefore it is important to set aside our money to save, as an emergency fund or whatever it is, in fact when we have money every problem that comes can be easily solved or not worry about money problems when problems come into our lives.

But on the other hand, besides saving, we need to look at the gap between needs and income, if our income is not sufficient, the solution is not only to save or invest but how to increase income to cover needs so that we can have money for emergency funds and invest.

Kakmakr

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I could actually give two f@$%ks about those people, who only wants to be with me, because I have some money.

Good friends and family do not care about your money, they care about you. Good friends like that are actually more precious than money, so you should invest in friends like that. Wink

bittraffic

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I'm surprised a lot of users here understand what OP said in the first post. I struggle to read it and get it into my head.

Anyway, having your priorities straight where you have to save something for yourself and your family. Earn as much as possible because no one will do it for you and don't let anyone take advantage of you. Iff you can start a business where you still can maintain your job, I think this is your best opportunity.

Topic: Take care of your money and learn to save. - page 4. (Read 881 times)