1. buy 1 000 000$ worth of nubits
2. park them for a week
3. get 100$ profit each week
... easy money
Topic: . (Read 2398 times)
Stay away from gold. The bull market in precious metals is over and it won't be back for many decades. 5% is more than enough as an 'insurance policy', don't increase it any more than that.
though i don't agree with your sentiment, i do think is going to fall further. i would sell and rebuy in the 1050+ range.
Stay away from gold. The bull market in precious metals is over and it won't be back for many decades. 5% is more than enough as an 'insurance policy', don't increase it any more than that.
Yea bits is bettr. Buyin Bitcoin and holdlding. Bear market over, Maybe 
Australia is currently in a housing bubble...when that pops your stocks will crash with it.
More into gold and bitcoin. Hold until about 3 years after the housing bubble pops...buy a house for almost nothing.
More into gold and bitcoin. Hold until about 3 years after the housing bubble pops...buy a house for almost nothing.
Austria != Australia
http://www.theaustralian.com.au/business/financial-services/economy-fragile-amid-housing-bubble-fears-ig-markets-chief/story-fn91wd6x-1227113950194?nk=1fa70f9d79daf6231e04382df20924b5
Australia is currently in a housing bubble...when that pops your stocks will crash with it.
More into gold and bitcoin. Hold until about 3 years after the housing bubble pops...buy a house for almost nothing.
More into gold and bitcoin. Hold until about 3 years after the housing bubble pops...buy a house for almost nothing.
Austria != Australia
My problem is that currently the stocks all have a pretty high P/E ratio and historically that meant that they will underperform in the following years.
Russia ?
Will look into this.
wow don't
keep away from stocks, especially from stocks in countries which are turning into north korea. nothing good will come of it. Mid 20s.
currently slightly below 100k$, soon +50k$
Salary: None
No debts whatsoever.
SS: If you are employed you/your employer has to pay into a pension pot that gets paid to you on retirement. I am going to be self employed so I will not receive much pension, except what I save on my own.
currently slightly below 100k$, soon +50k$
Salary: None
No debts whatsoever.
SS: If you are employed you/your employer has to pay into a pension pot that gets paid to you on retirement. I am going to be self employed so I will not receive much pension, except what I save on my own.
Knowing all that, and this is just random advice from an internet person not to be construed as anything legal, I would think you could do with a much lower allocation to bonds across the board; High yield bonds are a lot more correlated to the stock market than interest rates, so I'd vote you spread those funds across your equities. The others, high rated government and corporates, personally, I'd dump, with some money going into a mix of equitities but the majority going to cash as "dry powder"; long term bonds have shown amazing returns from the early 80's til now, but that has been because of the decline in interest rates from mid to high teens to low single digits; its mathematically impossible for them to continue with those results; long term rates might lurch a little lower, but not much. I'd rather have those monies in a rainy day fund waiting for a dip in the equities market; last stop, emerging markets bonds - unless you're a pro, I'd dump those. You've got interest rate risk, foreign exchange risk, and default risk (emerging markets are notorious for that). If you want exposure to emerging markets, I'd assume go to emerging equities.
At the end of the day, I'd be more inclined to aim for
Equities: 65%
Fixed: 10%
Bit: 10%
Gold 5%
Cash: 10%
You're YOUNG; you can afford to be more aggressive, though ideally you'd get some income rolling in to add to your portfolio regularly...
thats my few satoshis, anyhow...
Thank you for your analysis.
My problem is that currently the stocks all have a pretty high P/E ratio and historically that meant that they will underperform in the following years. Not sure if I really should overexpose myself to stocks with 65%.
sorry on the delay.
If you're complaining about stocks and high P/E's, i'd only say you're not looking close enough. You must be looking at ETFs or the broad ranged market. Id suggest looking at value plays or value oriented funds... Lets say SFL as an example. Not glamorous. Certainly not techy. Buy at a 16 P/E, and more importantly an almost 10% dividend yield (with rising dividends since the crash). That's not too shabby. Plenty of others, too, you just have to dig!
My problem is that currently the stocks all have a pretty high P/E ratio and historically that meant that they will underperform in the following years.
Russia ?
My opinion is that you look a little heavy on the bitcoin and maybe a little light on gold. I like gold as a hedge against stocks and bonds even though the price is up these days. You clearly are asking the right questions and have a plan. That is better than most.
That portfolio doesn't include Bitcoin and co, as I don't see them as an investment (they clearly aren't). The position "Bitfinex" is lending USD on the swap market.
I am currently thinking of stocking up some more gold, but am hesistant to do it for some reason..
How come Bitcoin is not an investment? Because its in a bear market? Or cause it is to volatile? Or other?
My opinion is that you look a little heavy on the bitcoin and maybe a little light on gold. I like gold as a hedge against stocks and bonds even though the price is up these days. You clearly are asking the right questions and have a plan. That is better than most.
Mid 20s.
currently slightly below 100k$, soon +50k$
Salary: None
No debts whatsoever.
SS: If you are employed you/your employer has to pay into a pension pot that gets paid to you on retirement. I am going to be self employed so I will not receive much pension, except what I save on my own.
currently slightly below 100k$, soon +50k$
Salary: None
No debts whatsoever.
SS: If you are employed you/your employer has to pay into a pension pot that gets paid to you on retirement. I am going to be self employed so I will not receive much pension, except what I save on my own.
Knowing all that, and this is just random advice from an internet person not to be construed as anything legal, I would think you could do with a much lower allocation to bonds across the board; High yield bonds are a lot more correlated to the stock market than interest rates, so I'd vote you spread those funds across your equities. The others, high rated government and corporates, personally, I'd dump, with some money going into a mix of equitities but the majority going to cash as "dry powder"; long term bonds have shown amazing returns from the early 80's til now, but that has been because of the decline in interest rates from mid to high teens to low single digits; its mathematically impossible for them to continue with those results; long term rates might lurch a little lower, but not much. I'd rather have those monies in a rainy day fund waiting for a dip in the equities market; last stop, emerging markets bonds - unless you're a pro, I'd dump those. You've got interest rate risk, foreign exchange risk, and default risk (emerging markets are notorious for that). If you want exposure to emerging markets, I'd assume go to emerging equities.
At the end of the day, I'd be more inclined to aim for
Equities: 65%
Fixed: 10%
Bit: 10%
Gold 5%
Cash: 10%
You're YOUNG; you can afford to be more aggressive, though ideally you'd get some income rolling in to add to your portfolio regularly...
thats my few satoshis, anyhow...
How old are you? What's appropriate for a 25 year old is very different than what's appropriate for a 55 year old...
Rough dollar amount involved?
Rough salary?
Any debts, credit cards, mortgage, etc?
And does Europe have anything akin to social security, guaranteed retirement benefit?
Rough dollar amount involved?
Rough salary?
Any debts, credit cards, mortgage, etc?
And does Europe have anything akin to social security, guaranteed retirement benefit?
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