blockchain current fee 0.0001, xapo current fee btw 0.0001 to 0.01 .
Impossible to work if you are a small user.
score 3/10
Topic: [2014-08-02] Xapo: Easy Bitcoin Wallet and Secure Vault with a Convenient Debit (Read 4653 times)
October 09, 2014, 02:13:03 PM
August 05, 2014, 10:58:26 PM
Has anyone even gotten their card yet?
August 04, 2014, 08:19:30 PM
The user "seriouscoin" is definitely a shill, or retarded.
He is violently swearing at anyone who speaks against Xapo. The fee change is dishonest and a bait and switch.
Xapo lied and that is a fact.
I would have considered using them but not any more. First just because of the principle that they lied and secondly because it is not a good deal!
$5/month is lame. End of story.
seriouscoin, aka shill/creator of xapo? Go find somewhere else to bark your scam support. People here are not stupid.
He is violently swearing at anyone who speaks against Xapo. The fee change is dishonest and a bait and switch.
Xapo lied and that is a fact.
I would have considered using them but not any more. First just because of the principle that they lied and secondly because it is not a good deal!
$5/month is lame. End of story.
seriouscoin, aka shill/creator of xapo? Go find somewhere else to bark your scam support. People here are not stupid.
August 04, 2014, 06:51:21 AM
Very interesting. A bit too expensive in my opinion, so I won't apply for one. However, I think a Bitcoin debit card is a killer app, because it permits spending your Bitcoins easily at the pub, McDonalds or the grocery store down the street, and that's what Bitcoin needs to go mainstream. I am sure after Xapo there will be other, cheaper Bitcoin debit cards.
August 03, 2014, 01:00:48 AM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
Unless you're a student, you're required to have a minimum fund in your accnt to have X amount of free tx on your Debitcard. Otherwise the service fee is alot higher than $5.
Have a good life kiddo.
Thanks but I know exactly how much I pay for my debit card. If they can't get their fees more competitive than the competition, well that's too bad, their product is not interesting as I can use cheaper means to spend my bitcoins AND my fiat. Unless you're being paid in bitcoins, I don't see the advantages to use this and it won't help bitcoin adoption that's for sure.
Are you freaking this dense?
The advantage is that you dont carry bitcoin wallet around, and completely use traditional banking network to spend your bitcoins.
Ofcourse it will help bitcoin adoption. It effectively makes every merchants accept btc, compared to merchant gateway like bitpay or coinbase, you dont have to persuade merchants to sign up.
What a shame for a "hero member" to say such nonsense.
The target market for Xapo is people/businesses having ONLY bitcoins revenue and believe me that market doesn't exist yet beside some SR drug dealers. At this point, they should gives incentives to build a user base and bring new participants. They are doing it the wrong way as nobody will be willing to pay more to spend their fiat and/or bitcoins when we all have cheaper means unless bitcoin is your only source of revenue.
August 02, 2014, 07:28:43 PM
hey dumbass, there is no fees for using your card at POS.
While your bank counts EVERY TXs regardless if you use their ATM or POS.
What a typical ignorance that banking is free because of no monthly fee.
While your bank counts EVERY TXs regardless if you use their ATM or POS.
What a typical ignorance that banking is free because of no monthly fee.
Did I ever make a claim that Xapo promised there would be no usage fees alone?
Where in the sentence below does it talk solely about usage fees?---
Does the Xapo Debit Card carry any additional fees?
Where in their answer do they only talk about usage fees:
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
So what you are trying to tell me is you don't consider Int tx fees, monthly fees, debit fees , ect... to be categorically classified as "Additional Fees"?
Where in their previous literature did they mention monthly fees when such a fee is unusual for an internet only bank?
Most of us didn't expect those fees because when dealing with internet banks, let alone btc ones, we don't pay most of those fees and in many cases have interest bearing checking accounts.
You are either really illogical or a shill.
August 02, 2014, 07:23:54 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
All of my banks don't have monthly fees and have lower transaction fees and some of them are brick and mortar. This is quite pathetic that an Internet bitcoin bank without physical locations has higher fees than many traditional banks.
I don't care what xapo charges .... I care how they wasted my time and with lies and an unprofessional roll out.
You must have a really warped mind if you interpret monthly fee, intl fee, ect... to not fall under the "additional fees" category.
They don't claim no additional fees for usage... they say no additional fees outside the 15 usd shipping.
Does the Xapo Debit Card carry any additional fees?
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
Seems very clear to me..... if you are misinterpreting this you have a serious reading comprehension problem.
hey dumbass, there is no fees for using your card at POS.
While your bank counts EVERY TXs regardless if you use their ATM or POS.
What a typical ignorance that banking is free because of no monthly fee.
August 02, 2014, 07:21:03 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
Unless you're a student, you're required to have a minimum fund in your accnt to have X amount of free tx on your Debitcard. Otherwise the service fee is alot higher than $5.
Have a good life kiddo.
Thanks but I know exactly how much I pay for my debit card. If they can't get their fees more competitive than the competition, well that's too bad, their product is not interesting as I can use cheaper means to spend my bitcoins AND my fiat. Unless you're being paid in bitcoins, I don't see the advantages to use this and it won't help bitcoin adoption that's for sure.
Are you freaking this dense?
The advantage is that you dont carry bitcoin wallet around, and completely use traditional banking network to spend your bitcoins.
Ofcourse it will help bitcoin adoption. It effectively makes every merchants accept btc, compared to merchant gateway like bitpay or coinbase, you dont have to persuade merchants to sign up.
What a shame for a "hero member" to say such nonsense.
August 02, 2014, 07:15:25 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
All of my banks don't have monthly fees and have lower transaction fees and some of them are brick and mortar. This is quite pathetic that an Internet bitcoin bank without physical locations has higher fees than many traditional banks.
I don't care what xapo charges .... I care how they wasted my time and with lies and an unprofessional roll out.
You must have a really warped mind if you interpret monthly fee, intl fee, ect... to not fall under the "additional fees" category.
They don't claim no additional fees for usage... they say no additional fees outside the 15 usd shipping.
Does the Xapo Debit Card carry any additional fees?
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
Seems very clear to me..... if you are misinterpreting this you have a serious reading comprehension problem.
August 02, 2014, 06:10:44 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
Unless you're a student, you're required to have a minimum fund in your accnt to have X amount of free tx on your Debitcard. Otherwise the service fee is alot higher than $5.
Have a good life kiddo.
Thanks but I know exactly how much I pay for my debit card. If they can't get their fees more competitive than the competition, well that's too bad, their product is not interesting as I can use cheaper means to spend my bitcoins AND my fiat. Unless you're being paid in bitcoins, I don't see the advantages to use this and it won't help bitcoin adoption that's for sure.
August 02, 2014, 06:04:19 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
LOL you think banking is free? You should have reality check.
Unless you're a student, you're required to have a minimum fund in your accnt to have X amount of free tx on your Debitcard. Otherwise the service fee is alot higher than $5.
Have a good life kiddo.
August 02, 2014, 05:58:02 PM
Well go use it if you want. Fact is, my actual debit card is much cheaper to use so meh. Also, a monthly fee is not what I call "free to use".
August 02, 2014, 05:54:00 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
You're dumb to assume there wouldnt be an admistration fee. They're using Visa network, you think its free?
Stupid fck should stfu.
I don't immediately distrust someone until they have proven otherwise. For many months they were saying the exact opposite:
1) https://web.archive.org/web/20140723000048/http://help.xapo.com/
Shows that no page was shown in regards to additional fees as there was no link associated with question.
2) https://web.archive.org/web/20140708113128/http://help.xapo.com/categories/5988-Debit-Card/questions
How much does the Xapo Debit Card cost?
After paying a $15 fee to order the Xapo Debit Card, it is entirely free to use. The $15 fee covers the cost of the card, shipping, and other expenses.
Does the Xapo Debit Card carry any additional fees?
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
Which is completely true. They dont charge fee for spending tx. Only fees are for withdrawing cash (same with every CC card), and administrating the account ( which you can do online for free, why the fck you use ATM for admin? ). These fees are required by Visa.
August 02, 2014, 05:51:15 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
You're dumb to assume there wouldnt be an admistration fee. They're using Visa network, you think its free?
Stupid fck should stfu.
Well they kinda announced that the card will have no fees for users, only for merchant and now it is not the case anymore. There is something to be pissed here.
I knew right of the bat that "no fee"/"free" here mean the cost of the requesting the card itself. They're fcking using either MC or Visa network, and its not free.
Maybe because i'm working in real life and dealt with banking/payment network?
I only see ppl who live in their moms basement would be pissed.
The fee structure IS better than ANY prepaid card out there.
August 02, 2014, 05:49:43 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
You're dumb to assume there wouldnt be an admistration fee. They're using Visa network, you think its free?
Stupid fck should stfu.
I don't immediately distrust someone until they have proven otherwise. For many months they were saying the exact opposite:
1) https://web.archive.org/web/20140723000048/http://help.xapo.com/
Shows that no page was shown in regards to additional fees as there was no link associated with question.
2) https://web.archive.org/web/20140708113128/http://help.xapo.com/categories/5988-Debit-Card/questions
How much does the Xapo Debit Card cost?
After paying a $15 fee to order the Xapo Debit Card, it is entirely free to use. The $15 fee covers the cost of the card, shipping, and other expenses.
Does the Xapo Debit Card carry any additional fees?
No. After the initial $15 fee for the physical card and shipping, merchants will pay all fees just as they do for debit and card cards but there won’t be a fee for the customer.
August 02, 2014, 05:47:26 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
You're dumb to assume there wouldnt be an admistration fee. They're using Visa network, you think its free?
Stupid fck should stfu.
Well they kinda announced that the card will have no fees for users, only for merchant and now it is not the case anymore. There is something to be pissed here.
August 02, 2014, 05:42:49 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
You're dumb to assume there wouldnt be an admistration fee. They're using Visa network, you think its free?
Stupid fck should stfu.
August 02, 2014, 05:41:20 PM
The fee structure is not quite competitive though...
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
Well not great but not bad considering all the prepaid CC/Debit are pretty much the same or even worse
So if you dont withdraw cash but only use at POS, then the only fee is the monthly fee of $5.
Other prepaid CC/Debit that i've seen charge a fee for "loading" fund.
August 02, 2014, 02:41:30 PM
Anyone receive their card yet?
Warning: http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
looks like classic bait and switch. None of these fees were announced when we signed up initially.
August 02, 2014, 01:27:12 AM
The fee structure is not quite competitive though...
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
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