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Topic: 42K Loan (Read 2804 times)

hero member
Activity: 574
Merit: 500
Mining for the hell of it.
August 29, 2014, 12:19:12 PM
#27
obvious scam Wink

Why must people feel the need to talk out of there ass? But I'm curious as to how this is a "scam"?

It's not a scam, but if one is faced with being $42K in the hole or simply walking away from a free account on some internet message board, 999 out of 1000 will choose the latter. That's why people here would prefer it if you obtained a loan from a bank, since at least you have a compelling reason to pay back the debt. With a loan obtained here, there's absolutely no reason for you to pay anything back.

Yea that is understandable but unforgettably both my bank and credit union will only go to $30k on a personal loan.
I am just trying to pay it off faster and the best way to do that is to pay one lump sum rather than pay multiple loans with there own interest.

Besides a quick google search of my SN and you will quickly find who I am and people that know me personally. I have had this SN since the dial up days sooo yea.   Cool Cool Cool  I don't miss dial up. Shocked
legendary
Activity: 1554
Merit: 1222
brb keeping up with the Kardashians
August 29, 2014, 11:44:55 AM
#26
obvious scam Wink

Why must people feel the need to talk out of there ass? But I'm curious as to how this is a "scam"?

It's not a scam, but if one is faced with being $42K in the hole or simply walking away from a free account on some internet message board, 999 out of 1000 will choose the latter. That's why people here would prefer it if you obtained a loan from a bank, since at least you have a compelling reason to pay back the debt. With a loan obtained here, there's absolutely no reason for you to pay anything back.
hero member
Activity: 784
Merit: 1000
August 29, 2014, 10:50:07 AM
#25
Yes I know why the cost is. And currently I am paying out to the banks $1100.00. So I am paying way more in combined interest.
As they sit right now they have a payoff date of 2020.

Gotcha, it sucks cause I would love to do this, but I pay my student loans for like 20 years....Maybe one day I will not be in debt:0
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
August 28, 2014, 06:14:24 PM
#24
Yes I know why the cost is. And currently I am paying out to the banks $1100.00. So I am paying way more in combined interest.
As they sit right now they have a payoff date of 2020.
hero member
Activity: 784
Merit: 1000
August 28, 2014, 02:04:30 PM
#23
I am curious how long your loans are now.  Are they for a house, student loans? 

I just think 42,000 at 5% is roughly 800 dollars a month for 5 years...that isn't exactly cheap!

I would personally love to get my student loans paid off but I can't afford to dump 800 dollars in them every month...Right now I have about 36,000 in student loans and I am paying $230 a month...lot longer loan time and when I pay extra I pay extra...
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
August 15, 2014, 05:04:23 AM
#22
obvious scam Wink

Why must people feel the need to talk out of there ass? But I'm curious as to how this is a "scam"?
hero member
Activity: 672
Merit: 500
http://fuk.io - check it out!
August 15, 2014, 12:25:43 AM
#21
obvious scam Wink
legendary
Activity: 910
Merit: 1000
★YoBit.Net★ 350+ Coins Exchange & Dice
July 21, 2014, 10:53:09 PM
#20
Go to the bank and they will help you consolidate.
As I said last week, no one can help you here Sad
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 02:30:57 PM
#19
I am paying them just fine. I am not hurting by any means. I just want to consolidate. That's all.

By consolidating I can pay a one lump sum quicker and get my self fully out of debt and debt free.

Apparently you do not understand the basics of consolidation and lower interest.

Its not about the money.
member
Activity: 112
Merit: 10
July 21, 2014, 02:22:24 PM
#18
Believe me if I could pay one at a time I would. Now as far as the person that loans me the money they will see all detail of where the money is going and what has been paid monthly and etc

the lender doesn't really care where the money is going but that you're able to pay it back

you didn't say anything about this

so you can't pay multiple debts but you could pay one debt of the amount of all those combined and with a larger interest rate?
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 02:21:02 PM
#17
For those people who don't understand why I am wanting the loan. I am wanting to consolidate my loans into one loan.

I am currently paying the loans.  Cool

And for those people that are questioning if I deliver. Look at the group buys I have done and the BitCoin buying and selling I have done. 
I have delt with more than what I am asking for.
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 01:58:39 PM
#16
Still doesn't sound legit to me

I mean, you will always get a higher interest rate on these forums then in RL

and it would even be easier to pay off one by one debt, then a larger debt at once

I'm sorry, I'm not your man, good luck in trying to find someone to loan you
You're wasting your time.

Self moderated topic and you're asking for a loan?
To whom is that to?
And its self moderated for the people who are wasting my time.
hero member
Activity: 742
Merit: 500
I'm dying.
July 21, 2014, 01:57:42 PM
#15
Still doesn't sound legit to me

I mean, you will always get a higher interest rate on these forums then in RL

and it would even be easier to pay off one by one debt, then a larger debt at once

I'm sorry, I'm not your man, good luck in trying to find someone to loan you
You're wasting your time.

Self moderated topic and you're asking for a loan?
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 01:56:50 PM
#14
Believe me if I could pay one at a time I would. Now as far as the person that loans me the money they will see all detail of where the money is going and what has been paid monthly and etc
member
Activity: 112
Merit: 10
July 21, 2014, 01:54:25 PM
#13
Still doesn't sound legit to me

I mean, you will always get a higher interest rate on these forums then in RL

and it would even be easier to pay off one by one debt, then a larger debt at once

I'm sorry, I'm not your man, good luck in trying to find someone to loan you
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 01:49:18 PM
#12
Oo okay now I understand. No. I can afford to pay them. That's not the issue at all. I just want to have a single loan with one interest. Thus making it quicker for me to pay off.  Cool
member
Activity: 112
Merit: 10
July 21, 2014, 01:46:14 PM
#11
I think I'm missing something here, but I guess you'll catch me up Cheesy

As I understand you want us to loan you money to repay your loans?

If you can't pay for your previous loans how will you pay our loan?

I mean, how will you get the money to repay us
hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 01:40:27 PM
#10
We misunderstood each other

How will you earn the money
Well if your talking about what makes you trust me on giving me the money that is up to you. To me the way I understand your question is how am I going to work for it.  Well that is why its called a loan. Usually that goes off of credit worthiness and length been at a job and how much you piticular make.

I guess I am not fully understanding your question.
member
Activity: 112
Merit: 10
July 21, 2014, 01:29:45 PM
#9
We misunderstood each other

How will you earn the money

hero member
Activity: 574
Merit: 500
Mining for the hell of it.
July 21, 2014, 01:27:03 PM
#8
Well can be wired. Or cash.
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