*A BLOCKCHAIN solution for the MORTGAGE industry

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: rokieinvest on April 14, 2018, 05:58:01 AM

Quote from: itaicohen on April 13, 2018, 03:55:19 AM

Quote from: rokieinvest on April 12, 2018, 04:02:49 PM

how will it your platform works? will use Homelend blockchains?

Hi, in a few words, the platform is designed to enable a fast and reliable interaction between mortgage lenders, third parties involved in the mortgage origination and borrowers. It work under a crowdfunding mechanism that will enable individuals to fund/invest in mortgage loans, using smart contracts and fully automated blockchain protocols. In doing so, Homelend aims to disrupt the US$ 31 trillion market, helping many people to get access to real estate financing.
I recommend you to read our whitepaper that could provide much more information about the Homelend project: https://www.homelend.io/files/Whitepaper.pdf

will you have low fees that other ones?

Blockchain technology will allow Homelend to lower mortgage origination costs. So yes, we project significant cost savings in comparison with a traditional mortgage application.

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: poordeveloper on April 12, 2018, 05:00:00 PM

At last, a financial ICO different from the others. This is surely a niche worth investing, a project like this is bound to succeed.

Thanks for your observation. We appreciate your words. Indeed we are a FinTech company above anything else.

HomelendHMD

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Activity: 50

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: Joneskay on April 12, 2018, 04:53:28 PM

I want to know if the presale starts alerady, what is the minimum invest and if i can invest on ETH or BTC in your project?

Thanks for your question. Our pre-sale is strictly private and is open to accredited investors. If you are interested in more information, please send us a message through our website, and we can provide some information. We cannot guarantee here the availability of the investment opportunity as certain conditions are applicable to participate in the pre-sale.

HomelendHMD

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Activity: 50

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: rokieinvest on April 12, 2018, 04:02:49 PM

how will it your platform works? will use Homelend blockchains?

Our platform will be originally based on the Ethereum blockchain. It is envisaged that further on, a native chain will be also developed.

In a few words, our platform works in the following way:

1. A mortgage loan applicant feeds all relevant information (hard and soft) for the underwriting of the loan (assessment and appraisal).
2. A data analytics system powered by artificial intelligence, machine learning and neural networks, assess the application and pre-approves it (or not)
3. If pre-approved, the loan application is risk-rated and divided into "slices", that is, sub-units. For instance, a $250,000 loan can be divided into 25 $10,000 slices
4. The slices are offered to potential lenders as investment options.
5. Once all slices are funded by lenders (over a max period of 30 days), the loan is sent to digital closing.

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: dddudidd on April 13, 2018, 04:34:02 AM

mortgage project is one of the projects to gain profit quickly of course with easy working manner. what is the advantage of this project compared to other mortgage projects?

Thanks for your comment and question. We think that the main advantage of the project is that it does not only focuses on the digitization aspect of mortgage origination, but also in the sophistication of the mortgage loan assessment and the flow of information and funds from borrowers to lenders. Blockchain technology will significantly information sharing and access for business processes where several actors are involved. Mortgage origination is one of such.

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: Schopenhauer365 on April 12, 2018, 03:42:46 PM

what have you got different about the others project about mortage?

Most of the innovation regarding mortgage lending is focused on the digitization of the several stages of mortgage origination (application/underwriting/closing). Homelend, while also aiming at an end-to-end digital origination process, is more focused on tapping on the power of smart contracts, AI and neural networks to create sophisticated creditworthiness assessment systems. Our platform will pre-assess mortgage applications before loan investment opportunities are offered to potential lenders under a P2P/crowdlending framework. This is not currently done by any platform, at least to our knowledge.

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: Schopenhauer365 on April 14, 2018, 05:49:25 AM

have you got a referral campaign for your project or don't you have it?

Indeed. We have a bounty campaign that will start very soon. We'll keep the community updated through our social channels and also in our website:https://homelend.io/

HomelendHMD

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Activity: 50

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: french_andrey on April 14, 2018, 08:02:57 AM

Are you planning to focus in a particular region? And will it be the primary market or the secondary market? With whom in the construction industry do you plan to enter into a partnership?

Thanks for your question. Our go-to-market strategy is currently focused on Hong Kong and Mainland China. We have already an strategic alliance with a non-bank mortgage lender in Hong Kong.
Homelend will address the primary market, i.e. origination of mortgage loans. We are convinced, however, that sooner than later the secondary market and the MBS market will be also disrupted by blockchain, and of course we aim to be part of this revolution.

HomelendHMD

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A MORTGAGE CROWDFUNDING PLATFORM

Quote from: limoncello on April 12, 2018, 04:26:45 PM

In your website you said that you will change mortage industry, what are you going to do to get this?

Today, only 1% of mortgage loans are processed entirely in a digital way. Besides, there is no operational crowdfunding platform for mortgages. Sure, you can find P2P lending platforms like Prosper and Lending Club, which cover microloans without collateral; but you can't finance your mortgage through those platforms. Homelend brings P2P lending to an area that, for several reasons, could not be addressed yet: mortgages. What made this possible was the blockchain revolution. Today, blockchain makes possible to create a shared database of digitalised mortgage files. Also, P2P lending and blockchain were made for each other. In a few words, Homelend will change the mortgage industry by getting borrowers and lenders closer to each other through a transparent and more efficient business platform.

french_andrey

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Are you planning to focus in a particular region? And will it be the primary market or the secondary market? With whom in the construction industry do you plan to enter into a partnership?

rokieinvest

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Merit: 100

Quote from: itaicohen on April 13, 2018, 03:55:19 AM

Quote from: rokieinvest on April 12, 2018, 04:02:49 PM

how will it your platform works? will use Homelend blockchains?

Hi, in a few words, the platform is designed to enable a fast and reliable interaction between mortgage lenders, third parties involved in the mortgage origination and borrowers. It work under a crowdfunding mechanism that will enable individuals to fund/invest in mortgage loans, using smart contracts and fully automated blockchain protocols. In doing so, Homelend aims to disrupt the US$ 31 trillion market, helping many people to get access to real estate financing.
I recommend you to read our whitepaper that could provide much more information about the Homelend project: https://www.homelend.io/files/Whitepaper.pdf

will you have low fees that other ones?

Schopenhauer365

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have you got a referral campaign for your project or don't you have it?

myfamilyisthebest01

newbie

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what are the differences between your project and the others project about mortage?

dddudidd

member

Activity: 392

Merit: 10

mortgage project is one of the projects to gain profit quickly of course with easy working manner. what is the advantage of this project compared to other mortgage projects?

itaicohen

newbie

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Quote from: Joneskay on April 12, 2018, 04:53:28 PM

I want to know if the presale starts alerady, what is the minimum invest and if i can invest on ETH or BTC in your project?

We already started with the pre-sale and we are in a good track to complete it the near future. You can contribute during the pre-sale with cryptocurrency. Please be aware that the pre-sale is only for contributors in the amount of 50K an above.
If you would like to hear more an get an offer please contact us in the following email [email protected]

itaicohen

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Quote from: rokieinvest on April 12, 2018, 04:02:49 PM

how will it your platform works? will use Homelend blockchains?

Hi, in a few words, the platform is designed to enable a fast and reliable interaction between mortgage lenders, third parties involved in the mortgage origination and borrowers. It work under a crowdfunding mechanism that will enable individuals to fund/invest in mortgage loans, using smart contracts and fully automated blockchain protocols. In doing so, Homelend aims to disrupt the US$ 31 trillion market, helping many people to get access to real estate financing.
I recommend you to read our whitepaper that could provide much more information about the Homelend project: https://www.homelend.io/files/Whitepaper.pdf

poordeveloper

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₿₿₿₿₿₿₿

At last, a financial ICO different from the others. This is surely a niche worth investing, a project like this is bound to succeed.

Joneskay

member

Activity: 392

Merit: 10

I want to know if the presale starts alerady, what is the minimum invest and if i can invest on ETH or BTC in your project?

limoncello

newbie

Activity: 322

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In your website you said that you will change mortage industry, what are you going to do to get this?

rokieinvest

full member

Activity: 434

Merit: 100

how will it your platform works? will use Homelend blockchains?

Topic: *A BLOCKCHAIN solution for the MORTGAGE industry (Read 281 times)