I'll say, one really should be financially educated financial literacy and how to make money work for you. Go check out on the book { Rich Dad Poor Dad } Take your time to let that slide in, pick up a book and jot things down, writing em would make you recall quickly, that's if you're not good at memorizing and recalling stuff's fast.
Good Luck Mate, Bigger You and see you at the top my friend. xx 🖤
I agree with you that to manage finances properly one needs some level of education and training skills once you can minimize your risk, your growth becomes visible.
FOr me one should keep other options open as well