Topic: Access bank no fit give their customers access. (Read 276 times)

I found it difficult to make a transaction last weekend because of this Access bank issues. Infact, I was debited for a declined transaction and had to go to the bank twice, sent a mail to CBN and followed it up until it was reversed.
Almost all banks still experience same glitch in network and what matters is that the funds suspended or stuck within this period should be reversed.

The network issue is no different from what the decentralized network users experience from time to time and although it gets resolved after a few must have lost their coins or fund, or have it stuck, it always gets upgraded or forked to ease the congestion in most cases.

However, every banks have their own palava, as e be say pipo dey manage use them dey just no won do anything to the the baking system.
Although, as crypto currency dey so, nah to just put money inside the won way dey %99 or %100 trusted, just like the BTC way we dey always talk about.
As e stance so, BTC dine give us the kind of access way we need, as no body dey control our money for us nah so e dey good to keep our money for Bitcoin without any fear say government fit wake up one day freeze every body account.

What you said is nothing but truth in one way but also in another way round government policy affect the speed of the usage and advertisement of this Bitcoin as it has not come to the table of Smaller investors and some business men and women, as best option due to restrictions of our demostic bank not trading it directly the area access bank the problem is generally applicable to all the bank in Nigeria because there no longer giving good service to customers the worst of it all is the kind of charges they have introduced all of this returned back to a failure in government and policy.

Our commercial banks are very useless. I used UBA bank the most but I have stopped using them after I found out how useless their service where. I will never forget the day they embarrassed me in a restaurant as I could pay because they were out of service and I didn't have cash on me neither, I had to beg one of the waitress to follow me tonone of the point of sale to withdraw and give them cash.

I have now master my life with Opay and Palmpay, the two leading micro finance banks in the country with their lightening transaction, you don't need to wait for days to see your payment go through, especially when they debit you without crediting the person receiving payment.


The government didn't stop people from using bitcoin, the only thing they stop was the banks from giving service to buy bitcoin but we have p2p for easy access to buy bitcoin. I don't think government is the reason why some people don't use bitcoin yet but individual choice. Even the government makss bitcoin a legal tender, some people will not use bitcoin because not everyone use bitcoin, the rest of the people that does are investors, buy and sell only.

Bank and their own wahala, crypto also get their wahala anytime way the system they very busy eh go experience small issue nah technology be that so we no expect everything to work as them plan every time system too they fail and when eh fail the developers and who they operate am go resolve am then improve the service make eh no worry like that again next time, but the thing their be say problem they come out ones ones.

Sometimes too when we see things way they do banks like this make we also think about am in the other way round, eh fit be say the system fit they experience error way for fit lead to where people go lose money but due to say them notice am early them get shutdown to make sure say them put things in other.

Nah why eh better make person no only get one bank account so that when one they get issue you go use the other one carry they settle their daily transactions.

    For me, I don't have so much confidence in access bank because I feel they still have some work to do generally in their organization. Well they were trying at first till the merger happened. Yes it's true that network glitches occur and it tends to disrupt transactions or deny the customers' access to their personal banking portal. It only becomes an issue when this network glitch becomes a steady tradition and that is an area access bank missed a point.
    My transfers to access bank accounts are always with fear because I can't predict whether the money would go through successfully or get stuck. For this reason, I vowed never to use or make a transfer to any access bank account. The customers keep complaining of same issue over and over again and they still don't profer a solution to it, it's disappointing that they're not able to correct the errors wherever it is. It is with time that customers won't have confidence in the bank and this will cause access bank to loose some customers. As a financial institution, network issues should be part of your topmost agenda to be avoided and fixed immediately in situation where it occurs.

I no just know why people dey talk like that sef since the beginning of the whole issue even people wey no dey use Access Bank. Bank no dey like anything wey go touch their customers but this Access bank is unavoidable and besides them inform us the customers that we may not be able to perform transactions using the app and USSD services due to some upgrade wey dey wan do and plead with us to exercise patience during the period for the inconvenience wey dey go cause us. But honestly, me sef no expect say e go take dem this long to resolve. Although, I no feel am cux all the money wey I go use dey survive myself na for Opay e dey for fast transaction since Banks fall our hands during cashless policy period with their network problem. However, Access bank don notify us say the service has been restored but I never try am cux I no get anything to do with their service now. Access Bank dey among the top banks for Nigeria abeg and dem dey really try make we no paint them for this issue.

Bitcoin dey experience network congestion now because no be everyone dey will to pay high fees for faster transaction confirmation and na shout we dey shout. So e mean say both of them get their shortcomings. And Bitcoin sef no go too follow without bank activities because you go need convert am to cash when the need arises.

Yes im been dey worry this days after MTN clear debt for people and later reverse it back again and since day day naim dey dey start dey worry like dis. Di traditional banks no bi am. Day before yesterday I go bank go withdraw money just 180k naim access Bank dey tell me say dem no get dat kind money to pay me and na only 100k naim dem get na so I collect the 100k and come my house oh. Di matter for we banks e dey worsen day by day.

Even as that since bitcoin is not yet a legal tender in the country traditional banks still dey very much relevant because you no go fit use your bitcoin weti you wan buy and you must sell your bitcoin before you can chop so fiat Bank still dey necessary for us. You can only like bitcoin in the area of investment and not the area of usage. And I'm dis days bitcoin transaction dey take days to land if you use small transaction fee but fiat currency transaction e dey fast and I never bank database congestion in any day.

Your Matta get point but waiting you talk so, you think say our government go accept bitcoin, my brother if government accept bitcoin the government no go dey see money chop like before and even the banks no go get people again, even me, if 8 hear say dey Don accept bitcoin na me go happy pass because things no go be like before, you dey talk about access bank and you no mention some banks wey be say them dey commot from person account all in the name of monthly allowance, a bank like Uba bank is the worst bank I have ever seen, UBA go commot allowance like 3 to 4 time's in a month and they will not refund it.

If we like make we shout every day our government no go accept bitcoin because some countries also dey that did not accept it, the only advice wey I fit give is that, make everybody just go find better banks like this online banks, like opay, palm pay, kuda and others, although I know the banks will not be that kind safe for some people but I still believe that banks are very good than those ones that are charging for monthly allowance and still will be messing up with your money.

Access Bank is no longer giving access to its customers. But that is not peculiar to Access bank alone. All Nigerian banks are in this shit together

First I would want to appreciate Satoshi Nakamoto for this great discovery he made that has made the lives of millions of people easy. As we know banks do not care about customers what they care about is the money which is business for them. As it's been taught in business "costumer/s is/are  king/s but in this case, we bank at their mercy which it's a really sad case. And they make no effort to make any form of change. I pray the time comes when there will be an adoption of Bitcoin into our system.

It is not nice hearing people not having access to their money when they are the rightful owner of it. This type of situation makes it clear why bitcoin is a much better alternative to the fiat currency. No any third party involved between you and your money. You can spend it at anytime without having the consent of anyone on when or how to spend the money. Decentralised means of finance triumphs in the aspect of financial ownership, management and transactions.

As usual, bank wahala and issue dey affect customers, this issue no dey for only access bank all banks sometimes dey get network issue and wahala during that cashless season I sure say everybody suffer small that season even people wey dey use opay transfer dey complain of network. Even if the adoption of crypto (bitcoin) increase for najia and definitely the adoption dey increase everyday but we still dey suffer from bank wahala cause Nigeria government never make bitcoin as our legal tender. And before this thing go dey possible no be today oh,   I don't know our government thought towards bitcoin  and we should just hope that our government accept bitcoin

Wahala for who still de keep money for all this traditional banks, especially access bank, i no wetin for there hands, premium shege..

This one weh you talk, i no gree am ooo, better you save your assets in an non custodial wallet, specifically a cold wallet, you're safe

This is the more reason why we should seek for a decentralized system of banking operation, we don't want a third party anymore to make transactions as sometimes it is really frustrating when trying to get access to ones fund but finding it difficult to do so. Bitcoin adoption is really gonna be the way forward as we are tired of these fiat challenges therefore we don't want stories again all we should do is to embrace this modern day medium of exchange and trading without any glitch in the system. Bitcoin for one is definitely gonna be bitcoin for all as if one person embraces the use of bitcoin I think there is need for us all to embrace it as well.

OP, as a matter of fact, Access Bank is known for this incident, the repeat it always because there is no law restricting them from doing it, this bank mainly is known for the frustration of its customers, I won a bet in sportybet, I moved the money to my access bank account, the transaction was successful in the side of Sportybet, but access bank becomes the problem, it took over 2weeks for the so-called bank to credit me, I called sportybet management, the have to send me the tracking code, before the conflict could be resolved, Nigerians at this point are facing numerous problems from the banking sector because of poor management, if not that people are not very sure of opay, I think it would have been better than these banks.
As for bitcoin transaction and investment no one is restricting Nigerians, if you have your funds to invest, perfect it and continue doing the needful.   

This our Nigerian banking system whala don dey gradually increase. No be only access bank dey get issue self almost all the bank wey dey get this issues. Sometimes I dey even reason say opay fit even take over Nigeria banking system because opay dey fast and easy compared to bank, just that them never gain popularity like bank, and if anything happens to your fund you no fit catch anybod, if not the best place I see say person fit dey keep money or do transaction na opay and even get daily bonus like upto #5 Naira which you fit dey compound am on daily basis sothat if them wan take transaction fee na there them go dey collect am. And each transaction you do go get cash back of about %3.

Sometimes I dey reason say economic inflation they affect bank. Because of the way inflation they rise naso people dey comot there Money from bank they go invest am to wetting go profit them. Some ft be Crypto currency. and that thing come dey affect the steady inflow of cash to the bank. Emagine wetting happen for that  te time of scacity of money, person go go bank say him wan collect him money, bank get the money but them go deprive you of your money, them dey give people 2 to #3k where as CBN dey give them money. Instead of them taking advantage of the crucial situation of the economy to promote there services by making there customer happy, them choose to use the opportunity to make more money. By selling the cash to POS people. So that thing create a bad inpression on banks and many people come decide say after this monetary crisis say Dem no go fit put money for bank again. And I think that thing don dey happen. Just like @mayor of ogba describe how him go zenith bank to collect#100k but them offer am #30k that one na to show say money no too dey bank again. And them dey fear for fall.  Because dey depend on people money as a form of there liquidity.

this issue of not having access to your funds when you are in need can be as tiring and frustrating as hell. You will just be making your plans with the money in your account only for you to try withdrawing it and you are noticing one network problem or another. Yesterday, I almost tracked from a very long distance back home because of this similar bank wahala.

I went somewhere and paid my transportation with my last cash to the place, after I was done with what I went there for, I proceeded to making withdrawing to pay myself back only to find out that there is no network to make the transfer. I tracked to different locations in the locality just to source for network but was still unable to make then transfer. I had to beg a driver to help me out in the situation and that is how I was able to return back home. This country and their systems an serious cruise on a normal.

I saw Access bank trending on Twitter (X) and I knew it will definitely be for the wrong reasons, this post just confirmed that. You need to see terrible experiences of people with  that bank.

The recapitalisation done by the then CBN governor, Professor Charles Soludo, who is the present governor of Anambra State, eliminated a lot of the problems facing the banking sector by ensuring banks must have at least twenty five billion naira to operate, this lead to the merger of several banks from where Access bank was born as a mega bank. I guess what is affecting them is administration and not just the capital to run the bank.

If this issue lingers, there may be mass exodus from that bank because people wouldn't want much stories about their funds especially now that the country is facing economic challenges.  

Nigeria should be one of the best country where Bitcoin is thriving and where there is hardly any limitations to Bitcoin. It is not on the side of government to accept Bitcoin but the burden is on the citizens to accept Bitcoin seeing that keeping their money in the bank is becoming a problem. With Bitcoin, this kind of issue with access bank will not be there.

Op, this thing dey happen for all the bank's wey dey for our Naija, no be only Access Bank o. I believe that our Federal Government gives the banking sector the directive say make them prevent us from getting full access to our money because wey thing my eyes take see for Zenith bank last week no be small thing. I went to Zenith Bank last week to withdraw 100k Naira when I take teller to write the amount I wanted to withdraw, the Zenith Bank security guard first told me that is only 30k Naira I could withdraw from my money, and when I went to confirm from Zenith bank cashier na still the same thing the cashier told me.
E go hard for our government to allow us to freely interact with Bitcoin because they know say if they allow am, e go hard them to they do us anyhow with our money because they know that Bitcoin is the only thing that can give us full control over our money. Secondly, our government knows if Bitcoin is fully accepted by them they will not have the power to cut the money in our bank accounts the way they want because some people will not want to save their money in the Bank.