Asking for intelligent financial advice on an internet forum such as the mostly defunct bitcointalk.org?
this forum is an afterthought, an old platform only upheld by the nostalgia that it was once run by the creator of bitcoin and mostly only used by bots and 'pump mah bag' shills and trolls.
Maybe you stuck in the 90's or something. look beyond this awful out of date forum and you shall find that which you seek - probably from a financial advisor in your area
peace
bruh why you gotta make me all sad and emo and shit for?!?!?!?
HAHAHA
I dunno.
bitcointalk used to be a great place , i reckon all the good chat has moved to telegram and discord
https://t.me/BeamPrivacy is the Beam telegram community
https://discord.gg/vqFy4Ey is the Beam discord community
there are also a selection of dedicated channels on each, for specific discussions, many of which are quite technical and in-depth - also price discussions and TA channels which are same.
new crypto users generally bypass bitcointalk completely, it's more a platform for crypto nostalgia than to gather up to date information.