Now that you've got some HODL, you'll want to know how to make a term deposit to get the huge interest rates.
How To Make A Term Deposit:
The GUI doesn't have a user friendly interface for making term deposits yet, but it uses a secret code to regard some transactions as term deposits.
So lets say I want to make a term deposit of 100 HODL, for the maximum period of 1 year.
Well I'd grab one of my own addresses and send the sum of 100.20476589
How to arrive at that figure? The amount has to end in 89 satoshis - that's the secret code, and the preceeding 6 digits are used for the number of blocks.
There are 561 blocks in a day and 365 blocks in a year,
1 year = 365 x 561 = 204765
so thats 100 (number of HODL) + .204765 (number of blocks) + 89 (secret code)
for 100 for 1 month, it would be
1 month = 30 x 561 = 16830
so thats 100 (number of HODL) + .016830 (number of blocks, don't forget the zero at the front) + 89 (secret code)
If you make a term deposit, a dialog will pop up with information about interest rates, and you'll have a chance to cancel. If you make a mistake with the number, don't worry, you'll just send the funds to yourself. But remember, once you make a term deposit, those funds are LOCKED until the maturation date. That's the price you pay for the very good interest rates.
will be locking them up upon confirmation. 
