Good questions!
Firstly, I want to emphasize our value proposition - decentralised trust and reputation system, while uTrust is more focused just for payments. We really want to share our explainer with you, where you can find our value proposition of Monetha - https://www.monetha.io/explainer.html
Secondly, in the future, we have plans to support the majority of Etheruem based tokens. In addition to that, we want to support fiat, as well.
We want to create immutable, transferable and universal reputation system, which can be used in any marketplaces.
Also MTH token holders will get voucher using our loyalty and incentive programs.
Summing up, we can say that our value proposition is our DTRS, while their value proposition is payments. So it is not very good to compare us in the same line.
I hope I answered your concerns, if you have any more question, let me know!