is it right people could vote without sending 100 kick and getting their wallet verified ?
You are right you can start voting as long as you have completed a KYC verification and the vote would still count.
Im wondering why my KICK coins show up on etherscan but when I log into MEW with my ledger my coins dont show up
Its because the support for the ledger has not been added yet. You can reach out to the ledger team to check when they might add support for the Kick token.
Can the monthly bonus be viewed as a dividend and therefore subject KICK to security laws?
No the monthly bonuses are not deemed as dividends.
It is scripted in the contract, so it is a delayed initial distribution. It is not depending on performance or any external metrics, and thus can't be considered dividends.