Following the trend: what does 2018 promise?
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AraneoBit is writing much about forecasting, foresights and the ability to analyze the future this week. To get some back up , we decided to reflect on the trends of the new year which we feel are the most important.
Trend 1. Development of Internet of thingsThis definition covers the idea that more and more household things will serve themselves. This works with the help of multi-agent technologies thanks to which the things interact with each other and with the environment. At the primitive level Internet of things is when the doors open when someone approaches and a crockpot cooks food by the time you come home. In this case it is more likely automation: the car will start at necessary time in the morning if a person haven’t forgot to turn on the necessary option. In future the technologies will drive towards making a man free from control.
The light bulb will detect that the light is not needed anymore and will be turned off without you clapping your hands. The fridge will order the food when the food is over; and a coffee maker will not only “evaluate” the amount of coffee for your morning cup, but also will detect when you are awake in order to serve the drink hot.
The Internet of things comes with machine learning. The coffee maker will “understand” that if it is Saturday today, it doesn’t make sense to start before 10 a.m.
Trend 2. P2P vs centralizationLast year the amount of “ubers” started to grow in various areas (in financial, transport, housing and educational spheres). Numerous P2P projects challenged the global corporations, monopolies and high prices, offering the principles of equal rights, direct arrangements and decentralized pricing according to the laws of supply and demand instead. However, the balance between the centralization and decentralization is very vague, as well as the balance between the day and the night patrol. Free market has side effects and can easily become chaotic and ruthless.
In 2018 more and more P2P systems will be the objects of centralized regulation. The laws on cryptocurrency will impose some restrictions on some types of transactions and the darknet activity will be suppressed with public prosecutions. However, every action has a reaction. And, even if cryptocurrency in Russia will be regulated, the choice of legal schemes will stay pretty wide.
Trend 3. Blockchain will be launched!2017 was the year of ICOs and the ideas on the level of whitepapers. In 2018 only the strongest will survive. We will finally see the blockchain in its full scale. Will the decentralized ledgers be effective in insurance business, logistics and loan business? Will the tokens be a part of our usual life? Will we be able to make money transfers, to pay for roaming, to buy farmer’s goods with tokens? All these things, considering the amount of cryptocurrency startups nowadays, will be a reality tomorrow. Still, will the blockchain solve all the given tasks? We will see.
Trend 4. FintechFinancial technologies are the essential part of reality. More and more people will make payments with mobile applications and online banking. More and more fintech solutions will come to world for reducing the operational costs and creating the best convenient interface for users. All this will trigger inevitable, yet slow, transformation of the banks towards a compromise with innovations. We can expect the integration of classical and alternative payment systems. The simplified models of investing and crediting can also be applied. To make a long story short, the technologies will beat high commissions and excessive document flow!
Trend 5. Total migration to chats in all the spheresThe trend to interface improvement will lead to the fact that people will not only get “one stop shop” even there, where it was not possible some time ago, but also they will get this in their mobile phone as a bot in the messenger. Even now one has no need to contact the call centers so often, and to visit a physical office of a company became a mauvais ton. The bots will reply the questions about the food delivery, will perform simple financial transactions and will be able to change a mobile tariff plan or a insurance plan.
In future there will be the bots that will make possible to consult a doctor and to choose medicines, to contact a housing and utilities office, to pay taxes, to apply for a visa and to solve many tasks that we face every day. As you remember, AraneoBit solves the tasks of money transfer abroad, token to fiat exchange and buying the goods for cryptocurrency with the help of the bot.
We listed the trends that seem to be obvious. What trends do you consider to be important? Biohacking, unconditional income, artificial intelligence, bar chefs with higher education and the top managers with no education at all…
Share your vision of the trends in the comments!
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