For the luxuries, I don't think they'll mind spending some more money for overhead cost, its peanut for them. While if your target is a middle-end users, I don't think they'll want to budgeting their vacation for yacht. If they could choose between spending two weeks in Hawaii and Bali or two days in a yacht, I am somewhat sure they'll prefer the former.
[I'm snipping the table of benefits here for now as it brought an even complex point to discuss]
YachtX Coin is not a general-purpose cryptocurrency, and it is not designed for use either as an investment instrument or as a medium of exchange for general goods and services. Instead, YachtX Coin is solely designed for exchange within the YachtX Ecosystem to facilitate decentralized exchange between members without reliance on third-party intermediaries such as (but not limited to) credit issuers or international banking networks.
How's utilizing your platform simpler than using other booking platforms like trivago, agoda, or even AirBNB --it might be surprising for you, but AirBNB does cater a high-end rental unit-- that's literally only need two steps: choosing the hotels and pay with credit card?
The way I get it, your platform would require customers to choose the hotels --or yacht, if you may-- deposit their money into your coin via credit card or whatever payment method they choose to buy your token, pay, and move the extra credit left back to fiat.